For those using/thinking of using ING Direct...
For those using/thinking of using ING Direct...
Aug 16, 2005 | 5:58 am
#2
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 52,783
Mine with Emigrant Direct is 3.5%, but there was a thread on here at one point about $50 for opening an ING account. I actually have accounts with both - figured I'd get the $50 free from ING, but the Emigrant Direct rate was slightly better.
Aug 16, 2005 | 6:08 pm
#3
Join Date: Feb 2005
Location: Boulder, CO
Programs: UA, AA, WN; HH, MR, IHG
Posts: 7,055
I suspect Emigrant will raise their rates to 3.75% soon, following the Fed's rate hike last week. That's probably why ING raised theirs. Presidential Online Bank raised their savings rates to 3.87% (but the account has a $5000 minimum), so Emigrant should follow shortly if historical trends remain accurate. 
I'm hoping Emigrant will institute a sign-up bonus soon... but since they have a higher rate than ING, I'll probably end up "losing" money if I wait too long.
I'm hoping Emigrant will institute a sign-up bonus soon... but since they have a higher rate than ING, I'll probably end up "losing" money if I wait too long.
Oct 2, 2005 | 9:34 pm
#4
Join Date: Apr 2004
Location: ATL
Programs: SPG gold; otherwise just base in everything so far, but learning!
Posts: 489
Up more...
ING's now at 3.40%, and Emigrant's at 4.00%
I really like ING, especially because the have a cafe here in Philadelphia, where I can drop off checks. But the rates at Emigrant are definitely more attractive. It is certainly had to keep track of these rates, and I don't want to jump from bank to bank (I guess I can have multiple accounts, but transfer money if the rates fluctuate).
I was looking for a sign up bonus at Emigrant. I guess they don't have one...
fuzz
I really like ING, especially because the have a cafe here in Philadelphia, where I can drop off checks. But the rates at Emigrant are definitely more attractive. It is certainly had to keep track of these rates, and I don't want to jump from bank to bank (I guess I can have multiple accounts, but transfer money if the rates fluctuate).
I was looking for a sign up bonus at Emigrant. I guess they don't have one...
fuzz
Oct 2, 2005 | 9:55 pm
#5
Join Date: Mar 2004
Location: TPE, BKK, HKG
Posts: 104
Originally Posted by fuzz
ING's now at 3.40%, and Emigrant's at 4.00%
I really like ING, especially because the have a cafe here in Philadelphia, where I can drop off checks. But the rates at Emigrant are definitely more attractive. It is certainly had to keep track of these rates, and I don't want to jump from bank to bank (I guess I can have multiple accounts, but transfer money if the rates fluctuate).
I was looking for a sign up bonus at Emigrant. I guess they don't have one...
fuzz
I really like ING, especially because the have a cafe here in Philadelphia, where I can drop off checks. But the rates at Emigrant are definitely more attractive. It is certainly had to keep track of these rates, and I don't want to jump from bank to bank (I guess I can have multiple accounts, but transfer money if the rates fluctuate).
I was looking for a sign up bonus at Emigrant. I guess they don't have one...
fuzz
much better tahn a year ago. pay about 1%.
Oct 3, 2005 | 5:17 am
#6
A FlyerTalk Posting Legend
Join Date: Jun 2004
Location: Either at the shooting range or anywhere good beer can be found...
Posts: 52,783
Originally Posted by fuzz
ING's now at 3.40%, and Emigrant's at 4.00%
I really like ING, especially because the have a cafe here in Philadelphia, where I can drop off checks. But the rates at Emigrant are definitely more attractive. It is certainly had to keep track of these rates, and I don't want to jump from bank to bank (I guess I can have multiple accounts, but transfer money if the rates fluctuate).
I was looking for a sign up bonus at Emigrant. I guess they don't have one...
fuzz
I really like ING, especially because the have a cafe here in Philadelphia, where I can drop off checks. But the rates at Emigrant are definitely more attractive. It is certainly had to keep track of these rates, and I don't want to jump from bank to bank (I guess I can have multiple accounts, but transfer money if the rates fluctuate).
I was looking for a sign up bonus at Emigrant. I guess they don't have one...
fuzz
I have accounts with both ING and Emigrant, and haven't had a problem with either one. My transfers seem to happen sooner than the expected timeframe, which is always nice.
Oct 3, 2005 | 10:56 am
#7
Join Date: Sep 2005
Location: Texas
Programs: AA
Posts: 35
ING Direct
Does anyone know by using that tax code, if you can refer someone and get the referal bonus? If so, what process or how would you sing up your referral in order to get both bonus's?
I just signed up and got the $50 bonus added to my account for setting it up. Hoping I can refer friends and family by using the tax code in this thread to get them the $50 sign up bonus and any referral bonus for me. Does anyone know if this can be done?
I just signed up and got the $50 bonus added to my account for setting it up. Hoping I can refer friends and family by using the tax code in this thread to get them the $50 sign up bonus and any referral bonus for me. Does anyone know if this can be done?
Oct 3, 2005 | 11:26 am
#8
Join Date: May 2004
Location: Home
Programs: AA, Delta, UA & thanks to FTers for my PC Gold!
Posts: 7,674
Originally Posted by sandmancaliy
Does anyone know by using that tax code, if you can refer someone and get the referal bonus? If so, what process or how would you sing up your referral in order to get both bonus's?
I just signed up and got the $50 bonus added to my account for setting it up. Hoping I can refer friends and family by using the tax code in this thread to get them the $50 sign up bonus and any referral bonus for me. Does anyone know if this can be done?
I just signed up and got the $50 bonus added to my account for setting it up. Hoping I can refer friends and family by using the tax code in this thread to get them the $50 sign up bonus and any referral bonus for me. Does anyone know if this can be done?
http://www.flyertalk.com/forum/showt...ght=ING+Direct
Oct 3, 2005 | 3:13 pm
#10
Original Member
Join Date: May 1998
Posts: 2,513
Other bonus offers
For those looking for good bonus offers for good accounts, I have listed in the Banks section of the Finance page of my website below:
- MetLife Bank for $50
- Virtual Bank for $20
- The usual ING offer for $25
Oct 5, 2005 | 3:04 am
#11
Original Poster
Join Date: May 2004
Location: LAX, BUR
Posts: 545
Of course, make sure you don't get 'fired'...
Interesting article on CNN.com:
"We fire our customers is a colorful way of putting it," said ING Direct's Kuhlmann. "While the banking business says the customer is always right, we're online guys and you can only do business with us in a certain way."
Why not bank online?
"We fire our customers is a colorful way of putting it," said ING Direct's Kuhlmann. "While the banking business says the customer is always right, we're online guys and you can only do business with us in a certain way."
Why not bank online?
Oct 5, 2005 | 9:56 pm
#12
Join Date: Sep 2003
Location: NTTB
Programs: UA 1K, Marriott Plat
Posts: 4,656
Originally Posted by KhalilSheikh
Interesting article on CNN.com:
"We fire our customers is a colorful way of putting it," said ING Direct's Kuhlmann. "While the banking business says the customer is always right, we're online guys and you can only do business with us in a certain way."
Why not bank online?
"We fire our customers is a colorful way of putting it," said ING Direct's Kuhlmann. "While the banking business says the customer is always right, we're online guys and you can only do business with us in a certain way."
Why not bank online?