For those using/thinking of using ING Direct...

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Oct 17, 2005 | 1:41 pm

#16

upgrader

Join Date: Dec 2001

Location: Orlando, FL, USA

Posts: 2,398

Presidential just went up to 4.12 APY on savings. This is getting good.

Oct 17, 2005 | 1:46 pm

#17

IrishRed

Join Date: Sep 2005

Location: Flying out of CHI-MSP-CWA

Programs: UA, PC Plat

Posts: 1,040

Does anyone want to refer me to ING? Send a PM

Oct 17, 2005 | 2:17 pm

#18

kipper

A FlyerTalk Posting Legend

Join Date: Jun 2004

Location: Either at the shooting range or anywhere good beer can be found...

Posts: 52,783

Sent you a PM.

Everyone should note - the $25/$10 referral is only valid if the new account is opened with $250.

Nov 1, 2005 | 9:40 am

#19

BenK

Join Date: Apr 2004

Programs: AA not Gold anymore :(, UA, US, CO, HH

Posts: 196

That was too good to last. Can't blame them, but I wish the minimum was lower. Easier to get people to open an account with lower minimums.

Dec 6, 2005 | 6:53 am

#20

Justin Does...

Used to be Premier Monkey

Join Date: Dec 2003

Location: Edwards, CO & Palm Desert, CA

Programs: UA 1K; AA EXP; WOH Globalist; Bonvoy Gold; IHG PLT; HHonors Gold

Posts: 477

Their rate just jumped up to 3.75%! Effective 5 Dec 05.

Dec 6, 2005 | 7:15 am

#21

Kyle

Join Date: Nov 2005

Location: YYZ

Programs: AC

Posts: 19

How come ING Direct Canada's rate's so much lower...

Both CAD and USD are currently 2.75%

Dec 6, 2005 | 9:02 am

#22

yetter

Join Date: Nov 2003

Location: Athens, GA

Programs: DL SM, Marriott PM, Hilton Gold, Hertz 5*

Posts: 166

If anyone is looking for a referral, I have a few to a good home.

Dec 7, 2005 | 4:35 pm

#23

evdog19

Join Date: Feb 2002

Location: Toronto

Posts: 227

Quote:

Originally Posted by Kyle

How come ING Direct Canada's rate's so much lower...

Both CAD and USD are currently 2.75%

Since interest rates in Canada are lower than in the US right now, ING offers lower interest rates to its Canadian customers. In the past, you could get higher interest rates in the Canadian accounts.

Dec 7, 2005 | 5:05 pm

#24

choster

Join Date: Feb 2004

Location: Washington, DC USA

Programs: UA; Amtrak

Posts: 2,002

HSBC USA (www.hsbcdirect.com ) has an online savings account as well, offering 4%. There are a lot of HSBC-branded banks around the world, which might make its ATM card handy (though most online banks, as well as my online brokerage, offer at least a limited number of fee-reimbursed transactions at "foreign" ATMs anyway).

Dec 7, 2005 | 5:29 pm

#25

vickiburton

Join Date: Jan 2003

Location: Chattanooga TN USA

Programs: HH Gold, MR Silver, PC Platinum, CC Gold

Posts: 500

I appreciate these posts about ING. I forgot that I even have an account with them (I got the free $50 and have added to it since) and it's nice to know I'm making a nice return on it, even though it's not much. Who forgets they have a savings account? Am I crazy?

Dec 7, 2005 | 5:58 pm

#26

nako

Join Date: Aug 2001

Location: Reno, Nevada

Posts: 7,368

Quote:

Originally Posted by vickiburton

Who forgets they have a savings account? Am I crazy?

No, I don't think you are. I fall into a similar group - I don't forget I have one, but I don't think about it or consider it as anything other than an emergency source of money.

I know that I'm considerably better off having an ING account with a four-digit balance that I don't have to worry about than I was when I was in college.

Mike

Dec 13, 2005 | 7:09 pm

#27

best

Join Date: Mar 2000

Posts: 5,658

Etrade has 4.10 % plus $50 bonus promo:
etrade.com/50cash

Dec 13, 2005 | 10:55 pm

#28

the_nomad

Join Date: Feb 2005

Location: Airstrip One

Programs: AA gold, UA Premier, HH Gold, *wood gold, PC gold

Posts: 950

Quote:

Originally Posted by yetter

If anyone is looking for a referral, I have a few to a good home.

Me too ^

Dec 14, 2005 | 9:06 am

#29

SRQ Guy

FlyerTalk Evangelist

Join Date: Feb 2000

Location: TPA

Programs: Hilton Gold, DL DIrt Medallion

Posts: 38,267

Quote:

Originally Posted by best

Etrade has 4.10 % plus $50 bonus promo:
etrade.com/50cash

Watch the fine print on the etrade offer. It's a 90 day introductory offer that then switched to a variable offer based on you rbalance. If you don't maintain a $1000 balance by the end of the second month they charge a $10 monthly fee, and if you close the account within 120 days there's a $10 fee.

Dec 14, 2005 | 9:55 am

#30

Jumpcut

Join Date: Dec 2004

Location: LAX/SNA

Programs: AA PLT/1.9MM

Posts: 500

Quote:

Originally Posted by yetter

If anyone is looking for a referral, I have a few to a good home.

How do existing customers get these referrals? I've had an ING account for years and never figured out how to refer anyone elase. There seems to be nothing on their website about it.

On another note, I love ING. In addition to the no-hassle interest rate, I also get 16% off on my monthly Sprint mobile phone bill (that was a very limited time promotion this past July that they're no longer offering).

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