For those using/thinking of using ING Direct...
May 1, 2006 | 3:26 pm
#61
Join Date: Feb 2000
Location: Menlo Park, CA, USA
Programs: UA 1MM 0P, AA, DL, *wood, Lifetime FPC Plat., IHG, HHD
Posts: 7,176
250k
There is current legislation under review to up the FDIC insured limit to 250K from 100K
not sure when, if that will pass and then how long to take effect.
don't like having to keep opening accounts,
not sure when, if that will pass and then how long to take effect.
don't like having to keep opening accounts,
May 1, 2006 | 6:25 pm
#62
Join Date: Feb 2001
Location: Washington DC USA
Posts: 2,571
Well, for IRAs, 401(k)s and certain other retirement accounts, the limit is ALREADY $250K as of 4/1/06.
Cite:
http://www.metrowestdailynews.com/bu...71&format=text
I hadn't heard about the proposal to increase the limit for other types of accounts.
Cite:
http://www.metrowestdailynews.com/bu...71&format=text
I hadn't heard about the proposal to increase the limit for other types of accounts.
Jun 23, 2006 | 5:39 pm
#63
Suspended
Join Date: Dec 2005
Location: HY
Programs: AA-EXP (3.3MM), AAirpass, SQ-PPS Solitaire, DL-PM (.777MM), SPG-Plat, HH-D
Posts: 2,307
Metlife bank 4.25%
i got a letter from MetLife bank where i have a high-yield savings account with saying:
"Effective September 28,2006, the fee for the following services will be: Domestic Wire $25..."
Obviously makes the account pointless if they start charging such high ACH transfer fees...
On another note countrywide bank savingslink account has a 5.25% APY ($50k+) ^ ^
"Effective September 28,2006, the fee for the following services will be: Domestic Wire $25..."
Obviously makes the account pointless if they start charging such high ACH transfer fees...
On another note countrywide bank savingslink account has a 5.25% APY ($50k+) ^ ^
Jun 23, 2006 | 6:26 pm
#64
Original Member
Join Date: May 1998
Posts: 2,513
Originally Posted by psyflyer
i got a letter from MetLife bank where i have a high-yield savings account with saying:
"Effective September 28,2006, the fee for the following services will be: Domestic Wire $25..."
"Effective September 28,2006, the fee for the following services will be: Domestic Wire $25..."
Last edited by pgary; Jun 25, 2006 at 3:43 pm
Jun 26, 2006 | 7:30 am
#67
Join Date: Feb 2000
Location: Menlo Park, CA, USA
Programs: UA 1MM 0P, AA, DL, *wood, Lifetime FPC Plat., IHG, HHD
Posts: 7,176
CD's
So, for anyone looking for CD's you should be able to do about 5.25% or a bit more on a 6-12 month CD. I do some rolling CD's for this use.
But, I would wait a few days till the fed raises rates, then you should be able to get 5.5% in the market.
But, I would wait a few days till the fed raises rates, then you should be able to get 5.5% in the market.
Jun 26, 2006 | 12:28 pm
#68
Join Date: May 2002
Location: Chevy Chase
Posts: 1,824
Jul 3, 2006 | 9:08 am
#69
Join Date: Apr 2004
Location: ATL
Programs: SPG gold; otherwise just base in everything so far, but learning!
Posts: 489
I was using Emigrant direct as well, but I have not been happy with their customer service or website.
HSBCdirect has been aggressive raising their rates and are now at 5.05. I am going to try them for a while since they give ATM access, which might be worth it for me.
Too bad no sign up deals, though!
fuzz
HSBCdirect has been aggressive raising their rates and are now at 5.05. I am going to try them for a while since they give ATM access, which might be worth it for me.
Too bad no sign up deals, though!
fuzz
Jul 3, 2006 | 9:29 am
#70
Join Date: Jul 2000
Location: Sugar Land,Texas USA
Posts: 4,889
Originally Posted by fuzz
I was using Emigrant direct as well, but I have not been happy with their customer service or website.
HSBCdirect has been aggressive raising their rates and are now at 5.05. I am going to try them for a while since they give ATM access, which might be worth it for me.
Too bad no sign up deals, though!
fuzz
HSBCdirect has been aggressive raising their rates and are now at 5.05. I am going to try them for a while since they give ATM access, which might be worth it for me.
Too bad no sign up deals, though!
fuzz
Jul 3, 2006 | 9:57 pm
#73
Join Date: Apr 2006
Location: CA
Posts: 132
Originally Posted by afang
Not a bad deal, but i had a better when i joined ($35 bonus for joining)
I just couldn't pass up such a huge difference in interest rates. what's ING thinking.....
Jul 7, 2006 | 3:34 pm
#74
Join Date: Apr 2004
Programs: Starwood, Hilton, Delta, AA, UsAirways, AmWest, NWA, United
Posts: 125
What do you think of the line in the terms on this page: http://www.hsbcdirect.com/1/2/bestbuy
"Must be a Best Buy cardholder to qualify for gift card offer."
Has anyone not a best buy credit card customer gotten the gift card?
"Must be a Best Buy cardholder to qualify for gift card offer."
Has anyone not a best buy credit card customer gotten the gift card?
Jul 7, 2006 | 4:50 pm
#75
Join Date: Apr 2006
Location: CA
Posts: 132
Originally Posted by muffy77
What do you think of the line in the terms on this page: http://www.hsbcdirect.com/1/2/bestbuy
"Must be a Best Buy cardholder to qualify for gift card offer."
Has anyone not a best buy credit card customer gotten the gift card?
"Must be a Best Buy cardholder to qualify for gift card offer."
Has anyone not a best buy credit card customer gotten the gift card?
My mom doesn't have a BB credit card so we'll see if she receives anything.