May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Sep 26, 2017, 4:31 pm
#4321
Join Date: Jul 2013
Posts: 636
Sep 26, 2017, 4:38 pm
#4322
Join Date: Mar 2010
Location: PVR
Programs: Aeroplan, Alaska Airlines
Posts: 420
The card was available on the GCR site at home (Ontario). I applied but got the "we'll contact you in 10-15 days" like I usually get. I don't think I've ever gotten instant approval from MBNA.
Sep 26, 2017, 4:51 pm
#4323
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
http://www.flyertalk.com/forum/miles...l#post28244802.
There's a lot of unknowns. But basically, some companies may just not offer a particular program in Quebec because of the hoops and hurdles. We don't know if they've actually modified their offer so that it doesn't show up for users who are in Quebec... but it's a possibility.
Sep 26, 2017, 5:43 pm
#4324
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
Instant approvals seem to just be fairly rare in Canada as a whole. I'm not sure me or my partner has ever gotten an instant approval. Which is the complete opposite of the experience I had while living in the UK, I got an instant decision pretty much every time.
Sep 28, 2017, 2:18 pm
#4325
Join Date: May 2014
Posts: 154
Three months later, and now I finally see the additional 40,000 Best Western points awarded now when I log into MBNA's website! ^
Sep 28, 2017, 5:46 pm
#4326
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Guess I'll have to call it in..........QUESTION for those with this card: I got charged interest even though I made my payment on time. It just posted really late! Correct me if I'm wrong, but if the money comes out of your bank by the due date (this is the transaction date), it shouldn't matter when it posts - and you shouldn't get charged interest - no? This is the way it is on almost every other card I have with different banks. Are the T&C with MBNA different???
Sep 30, 2017, 8:59 am
#4327
Join Date: Oct 2013
Posts: 353
QUESTION for those with this card: I got charged interest even though I made my payment on time. It just posted really late! Correct me if I'm wrong, but if the money comes out of your bank by the due date (this is the transaction date), it shouldn't matter when it posts - and you shouldn't get charged interest - no? This is the way it is on almost every other card I have with different banks. Are the T&C with MBNA different???
But note that the new credit card issuers have less and less respect for the norms that have been established by the legacy credit card issuers. Example: For a long time it has been the norm that if you would miss the payment by one day, you would call the credit card issuer and they would remove the interests. Nowadays, Tangerine won't do it, even if you go up to the supervisor.
Last edited by emilio911; Sep 30, 2017 at 9:14 am
Sep 30, 2017, 9:17 am
#4328
Join Date: Oct 2013
Posts: 353
Hi all!
Is there a credit card (in Canada) to collect miles of Star Alliance carrier that doesn't charge fees for Air Canada? Aeroplan charges too much fees for AC flights. I know United MileagePlus is great, but seem impossible to collect in Canada. What other options are there?
Thanks!
Is there a credit card (in Canada) to collect miles of Star Alliance carrier that doesn't charge fees for Air Canada? Aeroplan charges too much fees for AC flights. I know United MileagePlus is great, but seem impossible to collect in Canada. What other options are there?
Thanks!
Sep 30, 2017, 10:02 am
#4329
Join Date: Dec 2011
Location: West
Posts: 3,357
QUESTION for those with this card: I got charged interest even though I made my payment on time. It just posted really late! Correct me if I'm wrong, but if the money comes out of your bank by the due date (this is the transaction date), it shouldn't matter when it posts - and you shouldn't get charged interest - no? This is the way it is on almost every other card I have with different banks. Are the T&C with MBNA different???
But logically, If I say pay me by a certain date, I would expect the funds to be available for use by that date. The delivery time should be on you time not my.
But I am with you, banks should be more accommodating, they charge enough.
Last edited by 1Newflyer; Sep 30, 2017 at 4:46 pm Reason: clearification
Sep 30, 2017, 11:39 am
#4331
Join Date: Oct 2013
Location: YOW
Programs: AC SE, FOTSG Platinum
Posts: 5,727
Hi all!
Is there a credit card (in Canada) to collect miles of Star Alliance carrier that doesn't charge fees for Air Canada? Aeroplan charges too much fees for AC flights. I know United MileagePlus is great, but seem impossible to collect in Canada. What other options are there?
Thanks!
Is there a credit card (in Canada) to collect miles of Star Alliance carrier that doesn't charge fees for Air Canada? Aeroplan charges too much fees for AC flights. I know United MileagePlus is great, but seem impossible to collect in Canada. What other options are there?
Thanks!
Sep 30, 2017, 4:12 pm
#4332
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,399
Hi all!
Is there a credit card (in Canada) to collect miles of Star Alliance carrier that doesn't charge fees for Air Canada? Aeroplan charges too much fees for AC flights. I know United MileagePlus is great, but seem impossible to collect in Canada. What other options are there?
Thanks!
Is there a credit card (in Canada) to collect miles of Star Alliance carrier that doesn't charge fees for Air Canada? Aeroplan charges too much fees for AC flights. I know United MileagePlus is great, but seem impossible to collect in Canada. What other options are there?
Thanks!
Sep 30, 2017, 5:58 pm
#4333
Join Date: Jan 2015
Programs: SPG Plat, Marriott Plat, Hilton Diamond, United Premier Silver
Posts: 205
Specifically, the SPG Amex cards earn SPG points directly and all AMEX Membership Rewards cards earn points that can be transferred to SPG and then to *A partners. UA isn't the best option there though since the transfer rate is only 1:2, vs 1:1 for AC. (but it has other 1:1 *A partners too, e.g. KrisFlyer) Not sure if there's any *A partners that don't charge YQ on international AC flight awards though, sorry.
Oct 1, 2017, 9:49 am
#4334
Join Date: Oct 2013
Posts: 353
My other findings (other than UA) for SPG points transfer were Aegean and ANA (which still charge some YQ for AC, but still much much less than Aeroplan I believe).
Oct 2, 2017, 11:53 pm
#4335
Join Date: Nov 2014
Location: Somewhere
Posts: 1,178
10k per night Fall promo at BW is now up! Some hotels are not participating though (like the Stratosphere in Las Vegas). Glad I signed up for the 60k welcome bonus. 
Only 10K BWR points for a room Nov. 1--Jan. 31!
Only 10K BWR points for a room Nov. 1--Jan. 31!