I don't think this is entirely true...perhaps the key to getting a welcome bonus for a product switch on a card you've already held on the same account is to wait longer between switches. I know someone who switches between RBC Avion and RBC WestJet annually on the same accont and has received the welcome bonus points for the same product more than once.

I've still not tried it - as I'm doing a 3-4 card annual product switch (2012/13-BA Visa; 2013/14-Target MC; 2014/15-RBC Avion Visa; 2015/16-WestJet Visa), and I plan to switch back to a BA Visa in late 2016/early 2017 hoping they don't keep much of a 'history' of what cards you've had in your account.

For a different card you've never held, you should always get the bonus...I think it's for cards you may have already held with the same account where the answer to that is unclear, and likely depends on how long ago you held the same card.

You can always just call to confirm you'll get the bonus by looking at your account. It's possible that you cannot do a switch for a higher level of card without a credit check though (since the Prestige requires a higher annual salary/household income, no?).

They will always reverse, or at the very least, pro-rate your AF if you've changed your mind or misinterpreted or been mislead on card benefits/bonuses...

just wondering, do you call in to product switch, like from no fee to West Jet, or go in branch?

the WJ card looks interesting, particularly the companion pass. my parents fly domestic quite a bit so there might be some value there

thanks!

ps: i recall seeing some promos in the past but forgot their frequency or amount of the promo, what do they usually offer, if any?

I nearly signed up for that card. But the companion pass doesn't cover taxes and fees.

i wouldnt expect it to

covering base fare only still results in $100-$200 in value, so it seems to work out to $99 fee for $350-$450 in value. if you can get $450 in value, i think it puts the sign up offer in the top decile of offers

Can you give an example of a companion pass that does?

Honestly, since when is Dec. 28 a holiday??? Can't call recon for my app today, b/c Amex is closed! Unbelievable. It's already been a 4 day weekend! Does anyone know if they're open at all this week?

Boxing Day is a stat holiday, and since it falls on a Saturday Monday becomes a defacto holiday. I'm quite enjoying the time off watching British tv drinking egg nog lattes. Do have to open up to tomorrow but then I get Wednesday - Friday off.

I imagine Amex would be open Tuesday - Thursday 4pm'ish.

Relax, it's Christmas.:)

Happy new year and wishing many new offers for 2016.:D

No. I only looked at this one. Do you know of any?

How does the Westjet free checked bag thing work? If, for example, I add a family member as an AU and then they book a flight on Westjet using Priceline, do they still get the free checked bag?

Only a stat holiday in Ontario, or as we would say in Canada, Toronto. ;)

No stat outside Ontario? Well that sucks! lol

Data point: My 2nd Blue AeroplanPlus card just posted the 5K bonus. Add the 15K refferal for the card, me and my wife have a card each = a nice free 40K.

Not just in Ontario. B.C. as well as Boxing Day fell on a weekend day.

I thought it was the whole country, as I had the day off and I'm a gov't employee - but apparently Canada post was working - as I got a package delivered yesterday...who knew!?

I don't think there is one, because they cannot legally give you the taxes and fees for free. Even Alaska charges the taxes on top of the $99 companion fare with their CC. However, their fees are usually only ~$20 because most flights depart from American airports - not $150+ we get nailed with at Canadian airports!

Not to completely derail this, but Boxing Day is not a stat holiday in BC.

It is for government and many other employees. This year Boxing Day fell on a Saturday and with that the day off in lieu of the day fell on Monday.

Again, no, it is not.

https://www.labour.gov.bc.ca/esb/facshts/stats.htm

It is not officially a stat holiday in BC, but ALL BC Gov't employees get that day off (or a day off in lieu, as was the case this year) - the same goes for Easter Monday, which is also not an official stat in BC. I'll take 'em - thank you very much! :)

apply CIBC personnel aeroplan, got declined said I don't use my existing Dividend card, transfer to CSR said they can switch card for me but they don't see the FYF free on their end

BMO Air Miles question for you... my wife has the BMO Air Miles World MC. If she cancels and applies for the BMO Air Miles World Elite MC say, 6 months out, would she be eligible for the AM bonus miles? We need to have one of these cards for the 25% redemption discount, but I figure if we can get the signup bonus, then why not.

I seem to recall reading that BMO is a little less generous than other issuers when it comes to this sort of thing, so I thought I'd ask to see if anyone knows for sure.

I was not stating it as a general labour stat but for several collective agreements such as my own.

It's statutory in your collective agreement? ;)

Colour me impressed with your negotiators. :)

By definition, statuatory means "by statute". Collective bargaining agreements can not make anything statuatory.

Well it's in my collective agreement language. Perhaps it refers to BC Labour law https://www.labour.gov.bc.ca/esb/fac...y_holidays.htm. My collective agreement actually refers to super-stats at an even higher premium (ie. Christmas Day, Good Friday and Labour Day) :)

Question. Has anyone been able to get CIBC to release a card shipped in-branch to a person other than the cardholder? A relative is travelling extensively and won't be able to go in-branch to pick up the card in time before they ship it back. Power of attorney, whatever, is not a problem, just curious if anyone's done it?

doubtful, unless they sign a letter with their ID authorizing you (with your ID), then maybe?

when I picked up, they obviously checked my ID which matched the envelope/package

Got lucky yesterday with the last day for TD 20,000 + FYF offer. It ended Jan4 not Dec 31 like I assumed. Anyway applied yesterday for my wife, took too long as I had to restart the application as there wasn't a continue button on the first page (bad IT I guess).

Instant approval and I'm glad I remembered as they are reducing the offers bit by bit each offer cycle (no surprise, it's TD after all).

Disappointing data point I thought I'd share: I did a product switch from my Tim's DoubleDouble Visa to an AeroPlatinum Visa. I was not eligible for the 5,000 point welcome bonus because I'd already held the Visa Aerogold Infinite card (2 years ago). I asked why because I'd never held the Platinum Visa before. I was told it was because it's in the same 'card family' (Aeroplan points). I was given 2,500 Aeroplan points as a retention bonus (they offered - I accepted...I have no other card I'm interested in switching to, except more no-fee cards)....

Has anyone had success product switching and receiving the associated welcome bonus after leaving more time in-between card switches within the same 'card family'?

Maybe a dumb question...

My wife got a letter with a brand new Aeroplan card and account yesterday. We only use my account so I have zero use for this account.

Am I right in assuming one of the credit cards she has yet to use is linked to this new account? There is an Aeroplan Plus card and a CIBC biz card.

What I'm getting at is that Aeroplan doesn't randomly open and send out new account cards? She did have an issue with a flight back in July, booked on my ap account but she was traveling on an AC33 flight that had IRROPS.

Yes i think so.

The only time we've unexpectedly gotten an Aeroplan card in the mail was back when TD was messing up their card apps and giving people new numbers instead of using the number supplied during the app.

applied chase marriott again, I don't put rewards number on purpose, today I rcvd the card, it already have my existing rewards number print on card:mad: looking no good, looks like won't get free night and 50000 points, waste a hardpull :rolleyes:

Could be CIBC's fault. Even though I checked the box stating I already had an Aeroplan account and entered in my existing Aeroplan #, somehow they screwed it up and autogenerated a new account for me. This was only on my first card with them. Subsequent cards have not had an issue.

One quick call though and it was sorted out.

i thought you get the 50k regardless, but just not the free night?

+1 IME

I also applied chase marriott again,did same thing ,didn't put my Marriott number in , haven't gotten card in mail yet ,will see if it shows my number on the card , I was thinking same thing , get the points but no free night cert.

if you dont mind, how long between your cancel & reapp?
thanks!

Oddly it was Amex. Love their secure email service. While my wife likes the points I do drive her nuts with all this churning business, so the less phone calls the better. She pretended to have laryngitis the other day as I had to move credit, cancel a card and figure out where a new card is. I know what I`m doing but I simply suck at explaining it to anyone.:(

My Data point: I cancelled June 2015, reapplied October 2015, got points but no free cat 4 cert