AH ok....got it. I haven't applied for this card yet as they denied me an extra 5k points on a Platinum card (which came after holding for 90 days) because I already had another Aeroplan card. I still have both (Prestige and Plat). Who knows...I didn't make a stink.

For those not following the Canadian Amex thread, it appears as if Amex Canada has INCREASED their referral bonuses. :) Good news all around.

Personal Gold: Still 25k
Business Gold: 30k -> 40k
Personal Platinum 50k -> 75k
Business Platinum: 40k -> 75k

comment/post over here:
http://www.flyertalk.com/forum/ameri...da-2016-a.html

The BizGold was always 40K via referral.

Loving the increased AMEX bonuses!

Nice. A bit annoyed, my wife just got the biz plat w/50k bonus (wasn't 40k via referral). Wonder if she can call in to complain to get a few more out of them, as she has been using the card (too much, I'm afraid).

You might be able to match via secure message or calling.

1. Has anyone tried holding mulitple CIBC aerogold business cards at one time?

2. Has anyone tried downgrading the CIBC aerogold business (to say the bizline)?

Personal experience, referred from Plat -> Plat just last week
AMEX said NO to both 75K and 25K referral "matching" basically, boo
That really sucks (even more for the AMEX Plat applicant)

I don't think you want to refer to it as matching, but as a courtesy adjustment. At least that's how it works in the US.

Please keep in mind there is additional discussion about Amex Canada here:

http://www.flyertalk.com/forum/ameri...da-2016-a.html

Hey Guys,

I was declined a Best Western credit card by MBNA. I currently hold an Alaska Airlines with them (it only has a $1500 credit limit however).

When I called, I asked if they could take some credit from my Alaska Airlines (or even close my Alaska card) and approve my Best Western card. The agent seemed angry and said that it was never possible to do that.

Am I missing something?

That either many agents don't know what they're talking about, or that's really MBNA's policy? (I've never gotten a card from MBNA Canada, so I can't say which is correct.)

But you also have to realize that there are many reasons a card would be declined, and transferring a credit limit would only address one reason.

I was declined for "having enough credit".

Many people here have reported opening a second card with MBNA (including in my own family) and given reconsideration when moving credit from one card to another (i.e. Card 1 had credit limit of 10K, Card 2 approved when 5K from Card 1 moved to Card 2). There are minimum credit limits however. My thoughts are that 1.5K may be too low to split.

You can always call back again and see if another agent is more friendly. Several times I've called back twice and the two agents could not have had more contrasting attitudes, and this was with several different financial institutions.

Thanks! I'll try in a couple days.

Another question: Which Canadian credit cards are willing to waive the annual fee (2nd year)?

In particular, I would like to keep my MBNA’s Alaska, my Chase’s Marriott and my AMEX’s Gold.

I don't think any of those would be willing to waive the 2nd year but you might get some MR points from Amex retentions.

Chase definitely wont. MBNA might give you a partial waiver, so might AMEX.

MBNA has offered to waive the second year several times for me but I have always declined the offer as I wanted to churn the Alaska card.

Normally, I would be in the same situation as you, but now that MBNA declined my BestWestern application... I don't think they will approve a new Alaska any time soon.

Cheers,

folks, is it still possible to refer AMEX SPG cards between husband/wife and get the bonus signup/referral points even if we already have an existing active AMEX SPG card?

Should be, that's a legit referral

Keep in mind AMEX.ca only allows 2 active CREDIT cards
so SPG Personal + SPG Business = 2 credit cards if you don't own Air Miles or SimplyCash

Your question is a little vague.

Do you mean to get TWO concurrent Amex SPG cards, each? If that's what you mean, then most likely NO, not normally allowed to have 2 of the same Amex card product, but YMMV.

If it's just a case of wondering if YOU can apply, while you're wife already has the same card, then absolutely no issue. Your cards are YOURS, wife's cards are HERS, totally separate and Amex doesn't treat your family as a single entity for their card products. Go ahead and refer her, or she can refer you.

Not to be annoying, but Manufactured Spending has very little to do with Credit Card Churning. One can credit card churn with 0 manufactured spending, it's an entirely different entity.

"Question: Who should be posting in the Manufactured Spending Forum?

Answer: All Flyertalk members are welcome and encouraged to post any and all strategies, ideas and promotions pertaining to earning airline miles or points through strategic spending. "

"strategic spending" as a strategy has nothing to do with whether or not credit cards award repeat bonuses (churning)

Canada has next to none strategic spending. For practical purposes, ms is non existent in Canada

:mad:

Milesbuzz is here to stay! I am not switching to "manufactured spending".

:confused::confused::confused::confused::confused: :confused::confused::confused::confused::confused: :confused::confused::confused::confused:
(the wiki on this forum only talks about credit cards...:confused:)

Guess what? MBNA sent me a letter profusely apologizing that they made a mistake in turning down my 3rd card application. I got the letter Friday and the card Monday!:D:D:D:D:D

I wonder how THAT happened? I know the rep was a real -insert expletive- but it took over a month to get approved.

Odd but happy.

RBC has a new 50,000 Avios card offer. I just cancelled my card from last fall a few weeks back. Think I could get a new card and bonus offer? I did read this in the T&C...

Thoughts?

With RBC, you need 3 months between each application (or 4 to make sure).

9000 spend in first 3 months.I will pass.

Indeed, one can pickup the plat amex for business for 399$, spend 5k and get 75k points...

Or just grab the gold business card for free, spend 5k and get 40k miles

Has anyone used the TD Aeroplan Visa Infinite benefits with Air Canada? I am aware that you get one free checked baggage, priority check-in and priority boarding but how we actually obtain the benefits? Do we simply show the TD card at check-in and boarding? Or do we have to pre-arrange somehow and get a voucher? I ask because I’m pretty sure the agent at the gate doesn’t care if you’re holding a TD Aeroplan Visa Infinite card.

I've used these benefits a few times now. Just show your TD Aeroplan Visa at the check-in counter (don't need to show at the gate) and you should get your free baggage and priority boarding no problem. Priority boarding is zone 2 I believe and it's printed on your boarding pass.

Added: The above assumes you are traveling on an Aeroplan reward.

Done and had one. Amex is and has been good to me.

The down side might be the line up at the check in counter.....when I was traveling Y on an Aeroplan ticket, I wasted over 30 minutes in line for my "free" checked bag. I'm sure if I had been flying J it wouldn't have been so bad. Once I reached the counter, though, things were swift and worked as they should.

Oh wow! I was not aware that AMEX was offerring the Gold Business with FYF!

I read somewhere that we are only allowed to have 2 business cards at a time. Is this true?

I currently have the AMEX SPG Business and I am planning to apply for the Platinum Business in June.

Will having the AMEX SPG Business and Gold Business prevent me from getting approved for Platinum Business?

Read & discuss in this AMEX thread
http://www.flyertalk.com/forum/ameri...2016-a-44.html

but you should be fine
Don't believe there's limit on # of Business cards. Some even reported having 3X Biz Gold cards at once!!!