May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Oct 21, 2021, 8:01 am
#5059
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
I'm gonna keep the Bonvoy Amex for the foreseeable future, mainly for the free night each year.
Amex Gold's signup offers have been pretty good.
Do you have to choose one or the other?
Amex Gold's signup offers have been pretty good.
Do you have to choose one or the other?
Oct 21, 2021, 9:55 am
#5060
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
1. CIBC Aeroplan Visa Infinite - 20K after $1K spending and a Buddy Pass. CIBC usually post the Buddy Pass at the first statement (after the $1K spending) so if you can hit the $$ threshold quickly you may be able to get it by the Nov statement if you apply today. If so, then you can call Aeroplan to have the BP converted 30K. The deadline to convert is Nov 30th.
2. TD Aeroplan Visa Infinite - 25K after $1K spending and a Buddy Pass. But because the BP usually takes 4 months to post by TD, it will not get into Aeroplan in time for the Nov 30th deadline. Plus, you can only get ONE Buddy Pass from each tier of CC, and this one is the same tier as the above CIBC Aeroplan Visa Infinite. So instead of the above TD promotion there is an "In-Path" offer for the same card with NO Buddy Pass but it's for 45K after $1K spending. It's a bit tricky to get this promotion to appear, but you have to do a mock booking at AirCanada.com to see the offer. POT wrote about it last month: https://princeoftravel.com/blog/td-a...-45000-points/. He includes some suggestions on how to get this offer to appear, but not everyone can see it.
I would couple the CIBC 20K + BP(30K) offer with the TD 45K In-path offer, if you want 95K Aeroplans for a "mere" $2000 spending. You’ll have to act fast, and no guarantees especially on the Buddy Pass timing to convert.
Oct 22, 2021, 3:51 pm
#5063
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
The Amex Cobalt is a good alternative to gold. It's cheaper ($13/month, but GCR has a $120 rebate on now) and earns 5x points on dining and groceries. You also get a 20,000 MR sign-up bonus when you spend $3000. Plus for the first year, you get an extra 2500 MR for each month you spend $500. Points can be transferred 1 to 1 to Aeroplan or to Marriott at a rate of 1 MR to 1.2 Bonvoy.
Last edited by Low Roller; Oct 22, 2021 at 4:39 pm
Oct 26, 2021, 12:03 pm
#5065
Join Date: Jul 2013
Location: YYC/MNL
Programs: Marriott Bonvoy SE
Posts: 520
Same. I don't have to choose, but it seems excessive to pay $250+150 on annual fees for two cards.
Oct 28, 2021, 9:52 am
#5066
Join Date: Jul 2013
Location: YYC/MNL
Programs: Marriott Bonvoy SE
Posts: 520
The Amex Cobalt is a good alternative to gold. It's cheaper ($13/month, but GCR has a $120 rebate on now) and earns 5x points on dining and groceries. You also get a 20,000 MR sign-up bonus when you spend $3000. Plus for the first year, you get an extra 2500 MR for each month you spend $500. Points can be transferred 1 to 1 to Aeroplan or to Marriott at a rate of 1 MR to 1.2 Bonvoy.
Oct 29, 2021, 7:06 am
#5067
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
5x is appealing, but keep in mind that if you spend $500/month on dining or groceries, it's really 10x points for the first year (2500 monthly bonus + 2500 for 5x spend). That would earn you 5000 MR points/month, which could be converted to 6000 Bonvoy.
Jun 7, 2022, 12:01 pm
#5068
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Cobalt Amex VS Business Edge Amex Card
Looking at applying for either of these. Would prefer Cobalt, but they don't appear to have a lump sum sign up bonus.
I've held the Cobalt before - about 5 years ago - not sure if they won't give an any sign up points to previous cardholders?
Also, anyone know how easy the App is for Business Edge? I have a great credit rating, but not sure if they do instant approval or require you to send in info on Financials?
I've held the Cobalt before - about 5 years ago - not sure if they won't give an any sign up points to previous cardholders?
Also, anyone know how easy the App is for Business Edge? I have a great credit rating, but not sure if they do instant approval or require you to send in info on Financials?
Last edited by pokee; Jun 7, 2022 at 12:10 pm
Jun 7, 2022, 7:46 pm
#5070
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
I've never been asked for any financial documents when applying for an amex business card. Sometimes it is instant approval and sometimes takes a few days, but I've never been asked for supporting docs.