Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK 
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS 
Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE 
PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
#4983
Join Date: Sep 2016
Location: YLW
Programs: Alaska,Aeroplan, Aegean, BA Executive
Posts: 18
New TD Aeroplan VI offer is up:
TD Aeroplan Visa Infinite* Card | TD Aeroplan
TD Aeroplan Visa Infinite* Card | TD Aeroplan
Apply online by March 2, 2020 to get an Annual Fee Rebate for the Primary Cardholder for the first year and earn up to 30,000 Aeroplan Miles (equivalent to to 2 economy short-haul roundtrip flight rewards) as follows:
Welcome Bonus of 15,000 Aeroplan Miles when you make your first Purchase with your Card.
+
Earn 5 additional Aeroplan Miles on all Purchases, for the first 3 months up to a total spend of $1000 per month, up to a total of 15,000 Aeroplan Miles.
Welcome Bonus of 15,000 Aeroplan Miles when you make your first Purchase with your Card.
+
Earn 5 additional Aeroplan Miles on all Purchases, for the first 3 months up to a total spend of $1000 per month, up to a total of 15,000 Aeroplan Miles.
#4984
Join Date: Mar 2012
Programs: Mileage Plus 1K; Marriott Platinum; Hilton Gold
Posts: 6,355
#4985
Original Poster


Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,037
If the 5 bonus miles spend was supposed to include the regular earning, some of which could be 1.5 miles, then those wouldn't be bonus miles. Something like that. I'm very tired.
#4986
FlyerTalk Evangelist


Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 21,004
#4987


Join Date: Jun 2014
Location: YVR
Programs: SE 100K
Posts: 1,121
2x questions;
Currently hold TDAVI.
Is it possible to apply for and also hold the TD Aeroplan Visa Platinum?
What about the TD Aeroplan Visa Infinite Privilege? (possible to hold all 3... ?)
Second question;
Also have the TD FCT Visa Infinite. Have 80,000+ points.
Is the best redemption value by booking through Expedia for TD?
Currently hold TDAVI.
Is it possible to apply for and also hold the TD Aeroplan Visa Platinum?
What about the TD Aeroplan Visa Infinite Privilege? (possible to hold all 3... ?)
Second question;
Also have the TD FCT Visa Infinite. Have 80,000+ points.
Is the best redemption value by booking through Expedia for TD?
#4988
Original Poster


Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,037
2x questions;
Currently hold TDAVI.
Is it possible to apply for and also hold the TD Aeroplan Visa Platinum?
What about the TD Aeroplan Visa Infinite Privilege? (possible to hold all 3... ?)
Second question;
Also have the TD FCT Visa Infinite. Have 80,000+ points.
Is the best redemption value by booking through Expedia for TD?
Currently hold TDAVI.
Is it possible to apply for and also hold the TD Aeroplan Visa Platinum?
What about the TD Aeroplan Visa Infinite Privilege? (possible to hold all 3... ?)
Second question;
Also have the TD FCT Visa Infinite. Have 80,000+ points.
Is the best redemption value by booking through Expedia for TD?
To answer your second question:
Yes, the best redemption rate is, alas, through Expedia for TD. You'll get $1 in value for each 200 points... so 80,000 points = $400.
I believe the redemption rate for other travel spend is $1 for each 250 points... so 80,000 points = $320.
You could use some combo of that, for example, book an Expedia product approaching $400 in value, then burn off the rest of the points for some other travel spend.
Other than a note that "points must be redeemed in increments of 200 or 250", I don't see where TD actually states the redemption rate for other travel spend.
#4989


Join Date: Jun 2014
Location: YVR
Programs: SE 100K
Posts: 1,121
Question about cards / insurance policies.
TADVI; Say I make a booking (either cash or award) for a trip say April 10th - May 5th and use the TDAVI to pay for it or pay for the taxes / fees on an AE award.
If I then cancel the card prior to my trip (to avoid the annual fee), am I still covered by the insurance policies of the card? ie) trip delay / interruption, etc.
Thanks!
TADVI; Say I make a booking (either cash or award) for a trip say April 10th - May 5th and use the TDAVI to pay for it or pay for the taxes / fees on an AE award.
If I then cancel the card prior to my trip (to avoid the annual fee), am I still covered by the insurance policies of the card? ie) trip delay / interruption, etc.
Thanks!
#4990




Join Date: Jan 2006
Location: In the air
Programs: Occasional RTW club
Posts: 7,008
Question about cards / insurance policies.
TADVI; Say I make a booking (either cash or award) for a trip say April 10th - May 5th and use the TDAVI to pay for it or pay for the taxes / fees on an AE award.
If I then cancel the card prior to my trip (to avoid the annual fee), am I still covered by the insurance policies of the card? ie) trip delay / interruption, etc.
Thanks!
TADVI; Say I make a booking (either cash or award) for a trip say April 10th - May 5th and use the TDAVI to pay for it or pay for the taxes / fees on an AE award.
If I then cancel the card prior to my trip (to avoid the annual fee), am I still covered by the insurance policies of the card? ie) trip delay / interruption, etc.
Thanks!
So obviously your coverage will be void. Youre not insuring the purchase of the trip - youre insuring _the_ trip - and you wont have a card when the trip is imminent.
#4991



Join Date: Jul 2013
Location: YYC/MNL
Programs: Marriott Bonvoy SE
Posts: 524
I learned the hard way over the holidays that trip interruption insurance is useless.
I was in Paris with a train ride to Frankfurt but the labor strikes canceled my trip and was forced to find emergency trips ASAP. Alternate trips to Frankfurt were full, but thankfully I was able to do a two-leg journey via Brussels which costs more than the initial trip and the CC won't cover it.
Basically, someone needed to be injured or dead for it to be a trip interruption.
I was in Paris with a train ride to Frankfurt but the labor strikes canceled my trip and was forced to find emergency trips ASAP. Alternate trips to Frankfurt were full, but thankfully I was able to do a two-leg journey via Brussels which costs more than the initial trip and the CC won't cover it.
Basically, someone needed to be injured or dead for it to be a trip interruption.
#4992
FlyerTalk Evangelist


Join Date: Nov 2009
Location: Earth. Residency:HKG formerly:YYZ
Programs: CX, DL, Nexus/GE, APEC
Posts: 11,078
I learned the hard way over the holidays that trip interruption insurance is useless.
I was in Paris with a train ride to Frankfurt but the labor strikes canceled my trip and was forced to find emergency trips ASAP. Alternate trips to Frankfurt were full, but thankfully I was able to do a two-leg journey via Brussels which costs more than the initial trip and the CC won't cover it.
Basically, someone needed to be injured or dead for it to be a trip interruption.
I was in Paris with a train ride to Frankfurt but the labor strikes canceled my trip and was forced to find emergency trips ASAP. Alternate trips to Frankfurt were full, but thankfully I was able to do a two-leg journey via Brussels which costs more than the initial trip and the CC won't cover it.
Basically, someone needed to be injured or dead for it to be a trip interruption.
You are not the only one who's French labour action trip interruption expenses were denied.
Since this is the Canada subforum, care to guess which province have the highest number of labour actions incidents?
#4993



Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada 25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,604
#4994
FlyerTalk Evangelist


Join Date: Nov 2009
Location: Earth. Residency:HKG formerly:YYZ
Programs: CX, DL, Nexus/GE, APEC
Posts: 11,078
In the old days Air Canada is very clear in the CoC that they are not responsible to trip delay interruptions due to labour actions. I was victim twice, both times some minor locale went on strike.
#4995



Join Date: Jul 2013
Location: YYC/MNL
Programs: Marriott Bonvoy SE
Posts: 524
Most insurance excludes labour actions, conflicts and acts of God.
You are not the only one who's French labour action trip interruption expenses were denied.
Since this is the Canada subforum, care to guess which province have the highest number of labour actions incidents?
You are not the only one who's French labour action trip interruption expenses were denied.
Since this is the Canada subforum, care to guess which province have the highest number of labour actions incidents?
EDIT: Oh dang, already answered. Quebec? Not surprised haha.



