Looking at applying for either of these. Would prefer Cobalt, but they don't appear to have a lump sum sign up bonus.

I've held the Cobalt before - about 5 years ago - not sure if they won't give an any sign up points to previous cardholders?

Also, anyone know how easy the App is for Business Edge? I have a great credit rating, but not sure if they do instant approval or require you to send in info on Financials?