May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Nov 7, 2017, 4:41 pm
#4396
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Not necessarily. For one, we don't know if and when there will be another transfer bonus, and two, we don't know how much the bonus will be. in any case, the most i've seen it is 50% which means 1.85 Avios per CAD. This bonus is for 2 Avios per CAD. Not a huge difference but a difference none the less.
Nov 7, 2017, 8:34 pm
#4397
Suspended
Join Date: Jan 2011
Location: YYJ
Posts: 2,230
2 points per $1 spent for only a month is peanuts..it's hardly even an incentive to spend more on that card in one month. I'd much rather earn even a 25% transfer bonus on my hefty 25,000 sign-up bonus I recently got with my RBC Avion. I don't recall a time they didn't have the transfer bonus at least twice (or more) per year...
but honestly, this is all moot since BAEC is going down the drain. I think next years changes to "dynamic award pricing" will be the final nail in the coffin.
Nov 8, 2017, 2:26 pm
#4398
Join Date: Sep 2012
Location: YVR
Posts: 1,847
i realize now that you're talking about having one card or the other, right? i have both and can switch between them for offers like this. my initial sign-up bonus was spent years ago! in any case, i tend to use my amex plat as primary card since it earns 1.25 MR per CAD and they have bonuses on BAEC transfers as well.
but honestly, this is all moot since BAEC is going down the drain. I think next years changes to "dynamic award pricing" will be the final nail in the coffin.
but honestly, this is all moot since BAEC is going down the drain. I think next years changes to "dynamic award pricing" will be the final nail in the coffin.
Nov 9, 2017, 11:27 pm
#4399
Join Date: Jun 2015
Location: YYZ
Posts: 123
Has anyone applied for the CIBC Aventura Business?
https://www.cibc.com/en/small-busine...tura-visa.html
FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.
So you are looking at possible +$540
https://www.cibc.com/en/small-busine...tura-visa.html
FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.
So you are looking at possible +$540
Nov 10, 2017, 11:02 am
#4400
Join Date: Mar 2017
Posts: 73
Has anyone applied for the CIBC Aventura Business?
https://www.cibc.com/en/small-busine...tura-visa.html
FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.
So you are looking at possible +$540
https://www.cibc.com/en/small-busine...tura-visa.html
FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.
So you are looking at possible +$540
Nov 10, 2017, 12:46 pm
#4401
Join Date: Jan 2013
Location: Canada
Programs: Aeroplan 50K, Bonvoy Titanium, IHG Diamond, Hilton Diamond
Posts: 292
Has anyone applied for the CIBC Aventura Business?
https://www.cibc.com/en/small-busine...tura-visa.html
FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.
So you are looking at possible +$540
https://www.cibc.com/en/small-busine...tura-visa.html
FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.
So you are looking at possible +$540
"The system may be down for maintenance. Please try again later."
Nov 10, 2017, 1:04 pm
#4402
Join Date: Mar 2007
Posts: 4,784
"We're sorry! We have encountered an error that prevents us from completing your application right now. Please try again later."
I don't have a BIN # though, so tried random 0000 or etc..
AMEX Business cards don't ask for those stuff @@
Nov 10, 2017, 1:45 pm
#4403
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
I wish I got that error message.
I got this...
"Unfortunately, you are not eligible for CIBC Aventura® Visa* Card for Business at this time. Please choose another product."
(And then it shows me a bunch of savings accounts I might like.)
I got this...
"Unfortunately, you are not eligible for CIBC Aventura® Visa* Card for Business at this time. Please choose another product."
(And then it shows me a bunch of savings accounts I might like.)
Nov 10, 2017, 2:12 pm
#4404
Join Date: Jun 2015
Location: YYZ
Posts: 123
Nov 10, 2017, 5:50 pm
#4405
Join Date: Mar 2017
Posts: 73
I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."
I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.
Nov 11, 2017, 5:20 pm
#4406
Join Date: Sep 2012
Location: YVR
Posts: 1,847
FYI - It was a pain in the ..., got through the application and it said I needed to make an appointment in branch... IN-BRANCH?!? DREADFUL.
I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."
I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.
I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."
I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.
Nov 14, 2017, 6:55 pm
#4407
Join Date: May 2009
Posts: 821
crazy, that's how Canadian approve Business credit card 
TD also will go through same process, RBC you can't even apply online, AMEX is the easiest.
TD also will go through same process, RBC you can't even apply online, AMEX is the easiest.FYI - It was a pain in the ..., got through the application and it said I needed to make an appointment in branch... IN-BRANCH?!? DREADFUL.
I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."
I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.
I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."
I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.
Nov 14, 2017, 7:21 pm
#4408
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,397
Nov 15, 2017, 3:30 pm
#4410
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Although my application for the card was not successful, I do not recall being asked for that.