May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Oct 13, 2015, 6:49 pm
#2611
Join Date: Mar 2007
Posts: 4,784
I'm investigating credit cards for friends.
They have a preference for MC - so I was thinking of Alaska Air and maybe even Westjet World Elite.
I'd like them to be fairly flexible with redemptions - Alaska Air seems ideal with CX and EK available. Westjet seemed okay as they are more likely to fly them vs. Alaska as they are in Toronto. Otherwise not sure about Westjet redemptions - if it applies to their partners AA and Delta or just for Westjet dollars?
Otherwise there is the BMO World Elite but that seems locked to their travel centre...not sure how much they would like that.
Any advice would be appreciated!
They have a preference for MC - so I was thinking of Alaska Air and maybe even Westjet World Elite.
I'd like them to be fairly flexible with redemptions - Alaska Air seems ideal with CX and EK available. Westjet seemed okay as they are more likely to fly them vs. Alaska as they are in Toronto. Otherwise not sure about Westjet redemptions - if it applies to their partners AA and Delta or just for Westjet dollars?
Otherwise there is the BMO World Elite but that seems locked to their travel centre...not sure how much they would like that.
Any advice would be appreciated!
IMO, depends on their usage
If they don't fly much or redeem much, RBC WestJet isn't that useful
MBNA Alaska - only get it for the AS miles
The new CapitalOne Aspire may be interesting - 40K after 1st purchase, straight 2% redemption on Travel (allows partial redemption)..but $150/year fee though without annual 10K bonus
I applied for both the MBNA Alaska Airlines card and the Best Western Rewards card and was approved for both. I was wondering, if a hard pull has generated, I should be able to see it on my credit report immediately upon requesting a new report after the applications, right? When applying for these two cards it seemed that the MBNA system had pre-approved me for a credit limit raise from an existing card I had with them, and so automatically approved me for the Alaska card. I then called in and asked for some of the new credit given to me to be reallocated to the Best Western card that I told them I was also applying for. They agreed to do this and I successfully received both cards. In this case is it possible that a hard pull wasn't generated at all?
You applied for 2 cards = most likely 2 pulls. so if you only got 1, you're already ahead
Oct 13, 2015, 8:50 pm
#2612
Join Date: Nov 2013
Location: TXL
Programs: A3 Silver
Posts: 1,116
Meh, I just signed up because I'm planning on spending a night in Chicago (two rooms) in December, and I looked up redemptions and there are some decent ones available. A free night is a free night. Especially with how bad our dollar is right now.
Oct 14, 2015, 8:40 am
#2613
Join Date: Mar 2011
Location: YVR
Programs: Accor Platinum,Aeroplan,BA,Marriot Rewards, Alaska Airlines, Amex Platinum, SPG
Posts: 190
I'm trying to find the Best Western app with 40000 points/fyf. When I try the link at the top, it doesn't seem to connect and the one with MBNA is only 20000. Any thoughts? I would call in if I knew there was 40000 offer.
Oct 14, 2015, 8:44 am
#2614
Join Date: Dec 2008
Posts: 4,519
I just try the link up top and it does send me to the 40K sign-up bonus, so might be your PC issue.
Oct 14, 2015, 8:46 am
#2615
Join Date: Mar 2011
Location: YVR
Programs: Accor Platinum,Aeroplan,BA,Marriot Rewards, Alaska Airlines, Amex Platinum, SPG
Posts: 190
Went to apply online, then called in to see if they would just transfer some of my hefty Alaska cl, agent said no offered to do my app on the phone but said offer code was invalid, hung up when he put me hold and applied through link. Decision pending.
Last edited by kay sedia; Oct 14, 2015 at 9:13 am Reason: update
Oct 14, 2015, 11:18 am
#2616
Join Date: Nov 2014
Posts: 114
I'd like them to be fairly flexible with redemptions - Alaska Air seems ideal with CX and EK available. Westjet seemed okay as they are more likely to fly them vs. Alaska as they are in Toronto. Otherwise not sure about Westjet redemptions - if it applies to their partners AA and Delta or just for Westjet dollars?
Otherwise there is the BMO World Elite but that seems locked to their travel centre...not sure how much they would like that.
Otherwise there is the BMO World Elite but that seems locked to their travel centre...not sure how much they would like that.
Note on BMO World Elite -- from my experience the points are easy to use. Hotel and flight selection and prices are essentially the same as Expedia. Light years ahead of CIBC Aventura which had a very clumsy interface and very limited hotel selection and info, and sometimes pretty bad value.
That said, neither BMO World Elite or CapOne Aspire are currently FYF and neither have a GCR cash back for application, but CapOne has the better welcome bonus: $400 worth vs. $300 for BMO... after the annual fee it's still $250 of free travel money for the cost of two hard pulls (IIRC CapOne pulls both EQ and TU). Other similar MC rewards cards are MBNA World Elite (FYF, same earn rate, 60$ GCR cash back, but small 10k bonus) and National Bank World Elite (FYF, lower earn rate except for purchases in foreign currencies, no GCR cash back, 20k bonus + 10k on second year, some extra perks). There's also the TD First Class Travel Visa Infinite (why only MC and not Visa?), earn rate is lesser than the others (except National Bank) but has $50 GCR cash back and a bonus worth $200 in travel. I would pick the CapOne Aspire despite the annual fee.
Oct 15, 2015, 11:17 am
#2618
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,410
Otherwise, correct for credit cards, yes.
Oct 15, 2015, 4:41 pm
#2619
Join Date: Feb 2005
Location: Toronto (YYZ)
Posts: 6,279
FYI:
Scotiabank just bought JP Morgan Chase Canadian credit card business.
http://www.cbc.ca/news/business/scot...ions-1.3272534
This includes Marriott Visa.
Scotiabank just bought JP Morgan Chase Canadian credit card business.
http://www.cbc.ca/news/business/scot...ions-1.3272534
This includes Marriott Visa.
Oct 15, 2015, 4:45 pm
#2620
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,410
FYI:
Scotiabank just bought JP Morgan Chase Canadian credit card business.
http://www.cbc.ca/news/business/scot...ions-1.3272534
This includes Marriott Visa.
Scotiabank just bought JP Morgan Chase Canadian credit card business.
http://www.cbc.ca/news/business/scot...ions-1.3272534
This includes Marriott Visa.
Oct 15, 2015, 8:25 pm
#2622
Join Date: Feb 2013
Location: YQM
Posts: 341
The credit card portfolio includes approximately $1.7 Billion in receivables and 2 million well-performing active customer accounts. The agreement also includes the acquisition of JPMorgan Chase's credit card operations in Canada. These operations include a highly-skilled bilingual call centre in Ottawa with fraud, collections, recovery and customer service expertise.
Oct 15, 2015, 8:29 pm
#2623
Join Date: Jun 2011
Location: Montreal
Posts: 221
From the official press release (bolding mine):
