Originally Posted by
onebagtraveller
I'm investigating credit cards for friends.
They have a preference for MC - so I was thinking of Alaska Air and maybe even Westjet World Elite.
I'd like them to be fairly flexible with redemptions - Alaska Air seems ideal with CX and EK available. Westjet seemed okay as they are more likely to fly them vs. Alaska as they are in Toronto. Otherwise not sure about Westjet redemptions - if it applies to their partners AA and Delta or just for Westjet dollars?
Otherwise there is the BMO World Elite but that seems locked to their travel centre...not sure how much they would like that.
Any advice would be appreciated!
List of Credit Cards with Great Welcome bonuses (RFD version)
IMO, depends on their usage
If they don't fly much or redeem much, RBC WestJet isn't that useful
MBNA Alaska - only get it for the AS miles
The new CapitalOne Aspire may be interesting - 40K after 1st purchase, straight 2% redemption on Travel (allows partial redemption)..but $150/year fee though without annual 10K bonus
Originally Posted by
flyer05
I applied for both the MBNA Alaska Airlines card and the Best Western Rewards card and was approved for both. I was wondering, if a hard pull has generated, I should be able to see it on my credit report immediately upon requesting a new report after the applications, right? When applying for these two cards it seemed that the MBNA system had pre-approved me for a credit limit raise from an existing card I had with them, and so automatically approved me for the Alaska card. I then called in and asked for some of the new credit given to me to be reallocated to the Best Western card that I told them I was also applying for. They agreed to do this and I successfully received both cards. In this case is it possible that a hard pull wasn't generated at all?
why are you so concerned about 1 or 2 pulls?
You applied for 2 cards = most likely 2 pulls. so if you only got 1, you're already ahead