Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK 
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
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MilesBuzz: Canada
#2537
A FlyerTalk Posting Legend




Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: D.R.E.A.D. Gold card holder
Posts: 53,184
#2538


Join Date: Feb 2013
Location: YUL
Posts: 344
Interesting news regarding Capital One Aspire Travel cards. Starting this month, we will officially be able to redeem our miles without tiers, or minimum redemption. We will also be able to partially redeem towards large expenses (e.g. 15000 for $150 off a $200 charge). This is great news!
#2539
Join Date: Jan 2014
Location: YVR
Programs: Marriott Bonvoy, Aeroplan, Best Western, IHG Rewards, AAdvantage, Executive Club
Posts: 166
Interesting news regarding Capital One Aspire Travel cards. Starting this month, we will officially be able to redeem our miles without tiers, or minimum redemption. We will also be able to partially redeem towards large expenses (e.g. 15000 for $150 off a $200 charge). This is great news!
#2541


Join Date: Mar 2007
Posts: 4,795
Interesting news regarding Capital One Aspire Travel cards. Starting this month, we will officially be able to redeem our miles without tiers, or minimum redemption. We will also be able to partially redeem towards large expenses (e.g. 15000 for $150 off a $200 charge). This is great news!
I don't see any letter/email or nothing online
#2544


Join Date: Feb 2013
Location: YUL
Posts: 344
#2545




Join Date: Jan 2015
Location: YWG
Programs: Aeroplan, KLM Flying Blue, Lifemiles
Posts: 105
Bit of a a noob question. I've been reading for many years and I was wondering if there is a consensus about whether applying for several credit cards on the same day only shows up as one inquiry or not. I remember reading about it but I don't remember any conclusive information. Any help is greatly appreciated.
#2546


Join Date: Feb 2010
Location: YVR
Posts: 1,469
Bit of a a noob question. I've been reading for many years and I was wondering if there is a consensus about whether applying for several credit cards on the same day only shows up as one inquiry or not. I remember reading about it but I don't remember any conclusive information. Any help is greatly appreciated.
Several credit cards from different banks - definitely several inquiries.
Credit inquiries do not significantly lower your credit score. Maybe a point or two. However, when the first statement generates and a new account is reported by the bank to credit bureau - then you get a significant hit to your credit score (can be 50 points for two or more new accounts), and it takes a while to restore it.
#2547


Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,685
Interesting news regarding Capital One Aspire Travel cards. Starting this month, we will officially be able to redeem our miles without tiers, or minimum redemption. We will also be able to partially redeem towards large expenses (e.g. 15000 for $150 off a $200 charge). This is great news!
good news though, and I'd be OK with losing ticket splitting and point transfers for that
#2548




Join Date: Jan 2013
Location: Canada
Programs: Aeroplan 50K, Bonvoy Titanium, IHG Diamond, Hilton Diamond
Posts: 293
For those of you who received a TD Aeroplan Visa Infinite from this promotion, did you receive the 10,000 bonus miles? I'm referring to this promotion:
https://www.tdaeroplan.com/flyfaster
https://www.tdaeroplan.com/flyfaster
#2549
Join Date: Nov 2014
Posts: 114
For those of you who received a TD Aeroplan Visa Infinite from this promotion, did you receive the 10,000 bonus miles? I'm referring to this promotion:
https://www.tdaeroplan.com/flyfaster
https://www.tdaeroplan.com/flyfaster
#2550

Join Date: Nov 2014
Location: various
Programs: whatever gets me where i want
Posts: 108
Several credit cards from the same bank - could be one inquiry or several - YMMV.
Several credit cards from different banks - definitely several inquiries.
Credit inquiries do not significantly lower your credit score. Maybe a point or two. However, when the first statement generates and a new account is reported by the bank to credit bureau - then you get a significant hit to your credit score (can be 50 points for two or more new accounts), and it takes a while to restore it.
Several credit cards from different banks - definitely several inquiries.
Credit inquiries do not significantly lower your credit score. Maybe a point or two. However, when the first statement generates and a new account is reported by the bank to credit bureau - then you get a significant hit to your credit score (can be 50 points for two or more new accounts), and it takes a while to restore it.
Can I apply for, say, 2 new cards through GCR and then right away call to ask them not to give me additional credit?



