May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Sep 27, 2015 | 3:37 pm
#2507
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: D.R.E.A.D. Gold card holder
Posts: 53,184
Sep 27, 2015 | 6:59 pm
#2508
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,409
Sep 27, 2015 | 7:02 pm
#2509
Join Date: Mar 2007
Posts: 4,795
Hello,
I have a few questions:
1. I have American Express AeroplanPlus Gold Card that has annual fee coming up soon. I would like to switch it to American Express SimplyCash Card. WOuld that work? If not, what no-fee card do you suggest American Express AeroplanPlus Gold Card switching to? I would like to keep the relationship with Amex?
I have a few questions:
1. I have American Express AeroplanPlus Gold Card that has annual fee coming up soon. I would like to switch it to American Express SimplyCash Card. WOuld that work? If not, what no-fee card do you suggest American Express AeroplanPlus Gold Card switching to? I would like to keep the relationship with Amex?
Apply as new
2. I am thinking about getting Amex Platinum which comes with Priority Pass+1 guest. Can I use this to enter the lounge after arrival? This is for travel with carry on only, obviously. Quote from Amex site: "For complimentary entry, simply present your Priority Pass membership card (which you will receive after you enroll) and a ticket valid for travel on that day on any airline, regardless of class of service."
and the $300 is hard to use for some
5. Any personal experience with how long it takes from the application for BMO World Elite MasterCard till receiving Priority Pass membership card and passes? I do not need the passes till next year, so I can wait for FYF to come back, just want to know how much time I should leave before the intended use of the passes.
No
Sep 28, 2015 | 10:37 am
#2510
Join Date: Nov 2014
Posts: 114
5. Any personal experience with how long it takes from the application for BMO World Elite MasterCard till receiving Priority Pass membership card and passes? I do not need the passes till next year, so I can wait for FYF to come back, just want to know how much time I should leave before the intended use of the passes.
Sep 28, 2015 | 10:55 am
#2511
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,295
Just applied and got approved for the 50,000 offer for the RBC BA card. Odd. I have a credit watch on my credit file from a $24,000 ripoff on a CIBC card many moons ago. Makes churning a little more work as there is no such thing as instant approval.
Wonder how RBC missed that?
Can you churn RBC cards?
Wonder how RBC missed that?
Can you churn RBC cards?
Last edited by mikeycanuk; Sep 28, 2015 at 11:01 am
Sep 28, 2015 | 11:22 am
#2512
Join Date: Jan 2014
Location: yyz
Posts: 1,642
Just applied and got approved for the 50,000 offer for the RBC BA card. Odd. I have a credit watch on my credit file from a $24,000 ripoff on a CIBC card many moons ago. Makes churning a little more work as there is no such thing as instant approval.
Wonder how RBC missed that?
Can you churn RBC cards?
Wonder how RBC missed that?
Can you churn RBC cards?
My strategy with the banks from now on will be to downgrade, then a few months later upgrade to the best public offer. Other than the points...you don't get a credit pull. TD looks like they'll have a few options.
Last edited by grandgourmand; Sep 28, 2015 at 11:28 am
Sep 28, 2015 | 11:26 am
#2513
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 18,127
Yes you can. I had a FYF RBC Avion last year, before the annual fee, I called in to downgrade to the no annual fee RBC Rewards card. three months later, called and asked about getting the Avion card again (this time the Platinum). they suggested the Infinite...so I said yes. Paid the annual fee this time, though (but i look at it as buying AA points at a discount).
My strategy with the banks from now on will be to downgrade, then a few months later upgrade to the best public offer. TD looks like they'll have a few options.
My strategy with the banks from now on will be to downgrade, then a few months later upgrade to the best public offer. TD looks like they'll have a few options.
Sep 28, 2015 | 11:58 am
#2514
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,295
Data point: I could not upgrade from a basic TD gold card last month to the GCR offer. Not concerned about a credit pull. I simply cancelled the Gold and applied for the GCR offer in the same call.
Pleasantly surprised I got my $60 back (GCR) & FYF. Only the first 15K posted even though I went over $1k first month. Might have to call.
Pleasantly surprised I got my $60 back (GCR) & FYF. Only the first 15K posted even though I went over $1k first month. Might have to call.
Sep 28, 2015 | 12:59 pm
#2516
Join Date: Apr 2012
Programs: 22 million points to burn!
Posts: 1,539
Data point: I could not upgrade from a basic TD gold card last month to the GCR offer. Not concerned about a credit pull. I simply cancelled the Gold and applied for the GCR offer in the same call.
Pleasantly surprised I got my $60 back (GCR) & FYF. Only the first 15K posted even though I went over $1k first month. Might have to call.
Pleasantly surprised I got my $60 back (GCR) & FYF. Only the first 15K posted even though I went over $1k first month. Might have to call.
Sep 28, 2015 | 1:11 pm
#2517
Join Date: Nov 2013
Location: LIS
Programs: AF, TK
Posts: 1,121
Same thing happened to me. Spent over 1k first statement, received bonus second statement. Bonus is even distinktion points!
Sep 28, 2015 | 7:56 pm
#2518
Join Date: May 2009
Posts: 882
MBNA Best Western CC 40K points instead of 20K, though GCR link still only 20K points 
http://blog.rewardscanada.ca/2015/09...-menus-on.html
https://apply.mbna.ca/applicationfor...8&locale=en_CA
with the Aeroplan coming devaluation, AE lifetime no churn policy, IHG/Delta cards over, this year is really not good for Canadians
there's no new type of CC for 2-3? years?!
Is there any US website like GCR can get bonus for apply CC?
http://blog.rewardscanada.ca/2015/09...-menus-on.html
https://apply.mbna.ca/applicationfor...8&locale=en_CA
with the Aeroplan coming devaluation, AE lifetime no churn policy, IHG/Delta cards over, this year is really not good for Canadians
there's no new type of CC for 2-3? years?!Is there any US website like GCR can get bonus for apply CC?
Sep 28, 2015 | 8:31 pm
#2519
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 18,127
MBNA Best Western CC 40K points instead of 20K, though GCR link still only 20K points
http://blog.rewardscanada.ca/2015/09...-menus-on.html
https://apply.mbna.ca/applicationfor...8&locale=en_CA
with the Aeroplan coming devaluation, AE lifetime no churn policy, IHG/Delta cards over, this year is really not good for Canadians there's no new type of CC for 2-3? years?!
Is there any US website like GCR can get bonus for apply CC?
http://blog.rewardscanada.ca/2015/09...-menus-on.html
https://apply.mbna.ca/applicationfor...8&locale=en_CA
with the Aeroplan coming devaluation, AE lifetime no churn policy, IHG/Delta cards over, this year is really not good for Canadians
there's no new type of CC for 2-3? years?!Is there any US website like GCR can get bonus for apply CC?