Thank you all for the additional info.

When the OP+ rolls over to M+, and a person already has M+ at that time, assume you may be able to combine the credit limit?

G'day all, a bit of a naive post here:
So I have my nice, free Visa CC from my local credit union... Nice thing is 24 days interest free on purchases so I have never paid interest.. but hand in hand is a poor rewards program..

Does anyone know how the interest free period goes on these cards? Is the main cost the $95pa (which, if I had a ~30K annual spend == 30K points, well worth $95)?

Easy to pay into the card (via a checking acct)??

(new-ish to the USA)

My understanding is that you receive the lounge passes at the end of the membership year. So my original plan was to keep it until I get my lounge passes, then cancel and ask for the fee back, or at least for a pro-rated refund.
Now that there's the danger of the card being converted and losing the opportunity for the UA Explorer bonus, I think I'll try to get the UA Explorer card before the year ends.
Or do you think the lounge passes are not worth it? To a 1K/Plat they're probably worthless...

That sounds more like a charge card? With a "true" credit card, the interest free period is from the start of the billing cycle until the due date, which is typically 3-4 weeks after the statement closes. So you get 4-8 weeks without interest on your purchases.

Any possibility the offer in November could be better than the current elite offer? Or should I just take the elite offer while I still have the chance?

I believe it is supposed to be the exact same offer. But again nothing is guaranteed.

Sorry if I am asking too much, but is it possible for one of the moderators to summarize this thread. Not sure what's the verdict; my apologies as I did not read all the messages in the thread.

I have United Mileage Plus Preferred Visa Sig card. I got 20,000 miles bonus on this 4 years ago, and I still own the card. I want to know if I will be eligible to apply for this new card? Thanks.

Take the 50,000 miles and run. IMHO of course.

+1 IMHO

Thanks muchly... Does anyone grab a card like this, use it for a year and then cancel once you have the miles?

Quick question, does using the Explorer card keep your UA miles from expiring, even if you don't fly?

Yes.

Have a few questions:

1) Has anyone tried applying for the Chase Sapphire Preferred and this card at the same time? Were they both aprroved? I'm thinking about doing that.

2) Holding a one pass since paril with no other UA or CO cards, I should be eligible for the bonus if I sign up right?

Thx!

1) Chase doesn't typically approve more than 1 card at a time especially not two personal cards. I doubt you will get both.

2) Yes, if you have never had a UA card before you will definitely get the signup bonus.

"Anyone??" Most of us, I think.