http://hhonors1.hilton.com/en_US/hh/...esforpoints.do states 10,000 Virgin Atlantic Airways miles become 20,000 HHonors points.

I have been following this forum now for a while and thought it would be a good time to start an app o rama but want some advice from my fellow FT'ers about which cards I should sign up for.....

I already have Chase SWA, Continental, Sapphire Preferred, and Slate

as well as

Am Ex Blue, and Delta

and

Citi Platinum Select and AAdvantage Visa


The Cards I am looking at signing up for are the Chase Priority Club Visa 80k (I have been targeted),Chase Hyatt, Chase Marriott, Hilton Am Ex or Citi Visa, SPG Am Ex, AAdvantage Am Ex, Air Tran, United, Alaska, US Air, and Virgin

What realistically can i expect to be accepted for and how many cards can I have with each company? My FICO is 741, and I applied for the Chase Sapphire 2 weeks ago and was approved, before that I applied for the Capital One 100k point match back in Feb and was denied those are my only two applications in 2011.

Should I apply all in one day?

Any advice I would love

Thanks

What about the 75k AmEx Gold? Citi AA Amex (different than AmEx). Hotel cards: Hilton has two cards one is Citi Visa 50k and the other an Amex 60k. SPG is good, especially transfers (20k SPG:25k AA). I do not think you can turn around on Chase in only 2 weeks. I could be wrong though.
You can check out credit boards to see what agency these banks pull in your state. Giving you an idea on what the pull count will look like.

You may want to hold out altogether until mid-July. ingy aka the frugal travel guy, visit his site if you are serious about this app o rama, said there will be more interesting offers by then. Including an altogether new card coming down the pipeline.

Thanks for the response, do I have no shot with any chase cards?

Also what should my approach be with the the other cards? Which ones would you list and in what what order of priority?

Don't forget the Barclays and BofA cards. They're churnable which will get to be very important as you run out of non-churnable cards about a year after you start.

When should I wait to do this? Looks as if experian pulled for the chase sapphire preferred.

Can you tell me what cards are churn able and which ones aren't

Thanks

Where can I read ingy's post about the interesting offers and new card.

I would wait for the SPG Amex, and see if a better offer comes out soon. All they have now is their standard offer.

It seems that you're looking at several Chase cards. I realize that the 1 app every 60 days saying is a myth - I was just approved for 2 Chase products - BUT, I went through manual underwrite and a recon on both and was asked why I wanted the cards (FICO is 750+). I'm not certain it's the best idea to app for THAT many cards at once. You should app for the cards with the best current sign up bonuses, not the the cards with a "standard" bonus.

As reference upstream, CB credit pulls database will help spread your inquiries across the 3 CRAs.

It truly depends what you want. Are you just looking to net the most miles irregardless of the program or do you have a certain program in mind? Do you have Frequent Flyer accounts with any programs? What is your airport?

There are a two 35k mile offers for Hawaiin Airlines and 40k Alaska Airlines. If you are on west coast or are able to fly these airlines they are both good offers. Another BofA option is the Virgin Atlantic 65k, which have pretty good transfer partners.

If you are willing to take a chance on boosting a bonus, 75k targeted, then the AmEx gold is a choice. You would need to send a secure message to AmEx requesting the extra 50k points. 1 credit pull from this.
Then there is the Citi Personal Amex and Citi Business which you can get for a total of 150k miles. When did you last apply for a Citi Card? You need 60 days between personal card applications. Applying for these two cards will result in 2 credit pulls.
These 3 apps would result in 3 hard pulls but would net you 225k new points/miles.

I am not sure if you can handle that heavy of an app run after your recent history. You may need to stay low key and wait a bit longer to restore a clean sheet for a serious app run.

How long should I wait? I am signed up for all hotel and airline rewards programs just trying to maximize points. I really have only applied for 2 cards in 2011. I'm on the west coast bay area

The basic situation from what I can tell is that Chase used to have a "one new card each six months policy," but that no longer applies, although CSR's will still say it is a guideline. What does seem to be a hard rule is one new card every 30 days. There are very few instances of someone getting more than one card in 30 days. Since you can be reconsidered up to 30 days after being denied, and it takes a few days to be denied in the first place, that means that applying for two Chase cards simultaneously might work in that 30 days later you can be reconsidered for the second one. But there seems to be no advantage in doing this over just waiting the 30 days between apps.

I would recommend not applying for more than one Chase card. If you are ultimately declined for one of them it could be much harder applying for a Chase card in the medium term.

Have you checked your credit score/reports lately? That might be a good starting point. And what was the reason for denial for the cap1 card? I'd be more concerned about that.

Based on CB lists for California, Chase/Amex pulls from Experian and most likely Citi, so you need to keep this in mind when you apply for cards.

I would wait on applying for Chase for at least a few more weeks, maybe wait until the last possible date to apply for your 80k PC card and see what happens. And try the BoA or Amex cards if there is no major concern from your cap1 denial.

I am in the SF Bay Area, and for me, Citi/Amex always pull Ex only, Chase only Eq only (used to pull both Eq and Ex), so you can spread those apps nicely. Barclays only pulls Tu, so its almost a free app. Cap1 pulls all three.

Can you reference me to these cards you're talking about? I cannot seem to find it after a google search/BoA or Barclay's website. Also, how much time do you think it will take between churns for these cards?

Does anyone have a current link to the Virgin 45k mile credit card, the only ones I can find are coming up as no longer available anymore.

Thanks