Originally Posted by
pork1781
Have you checked your credit score/reports lately? That might be a good starting point. And what was the reason for denial for the cap1 card? I'd be more concerned about that.
Based on CB lists for California, Chase/Amex pulls from Experian and most likely Citi, so you need to keep this in mind when you apply for cards.
I am in the SF Bay Area, and for me, Citi/Amex always pull Ex only, Chase only Eq only (used to pull both Eq and Ex), so you can spread those apps nicely. Barclays only pulls Tu, so its almost a free app. Cap1 pulls all three.