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FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   MilesBuzz (https://www.flyertalk.com/forum/milesbuzz-370/)
-   -   Best use of 110K Capital One points? (https://www.flyertalk.com/forum/milesbuzz/1193089-best-use-110k-capital-one-points.html)

mnmag Apr 11, 2011 8:24 pm
Quote:
Originally Posted by wise2u (Post 16201927)
ok, sorry I was looking at the reward from my business card....I wonder why it would be so inflated on the business card? If you are interested in this award I would definately get it soon...they might notice it's a bargain for personal card members and adjust it. I still think Hyatts are overpriced and wont spend my points on them, but if you have both cards and want these certs, transfer all your points to your personal card before redeeming...sheesh what a difference!!
I have to believe that the '179500' figure is definitely wrong -- it's clear that one is better off redeeming miles/points for a $900 Hyatt stay charged to the card!:rolleyes:

mnscout Apr 11, 2011 9:00 pm
Great summation, Wiseu2. Thanks.

Quote:
Originally Posted by wise2u (Post 16199395)
the thread is not titled "how to leverage C1 points" so if you dont like the subject dont read the thread and complain about it.
It has been revealed very early in this thread that the only redemption for more than 1 cpp is for hotel certs and someone else offered that card can be used to book travel related stuff through a cashback site to get a few bucks more....other than that YOU are wasting your time looking for a way to leverage C1 points for more than .01 per point.

as for others interested in Hyatt certs all has been revealed in the T&C and stated in this and other threads numerous times....READ or SEARCH and you will find the answers....no you cant redeem them anywhere but at the hotel when you check out, no they don't give change back, the certs are 1 time 'use it all or lose the balance' kind of deal it states they are $900 certs but someone confirmed that HYATT sends a $500 and 2 $200 certs and FAIRMONT sends 3 $300 certs...good luck cashing them out by selling them on e-bay... besides fees eating up the profit, you run the chance of having hyatt void the cert for attempted resale.
Points can be redeemed for travel related charges (those coded by the seller as travel related) if it doesnt come up "travel" you will have to call and cry to C1 and hope they will accept points for the charge. you have to have enough points to cover the WHOLE charge unless it is an airline charge or some other charge that are considered tickets, in which case the charge can be divided into 10 seperate "tickets" at 1/10 the total each, then you can apply points to whatever number of "tickets" you can cover. You can get a charge that is too large to pay with points, broken into smaller charges by the seller, in order to use your points...also if you have more than 1 account you can combine the points into one account to cover larger charges.
I think that covers most of the important info, the rest of this thread and many other bloated threads on FT is filled with fluff, off topic crap, and redundant questions from people too lazy to read or do a search.

BOShappyflyer Apr 11, 2011 9:32 pm
Quote:
Originally Posted by mnmag (Post 16201957)
I have to believe that the '179500' figure is definitely wrong -- it's clear that one is better off redeeming miles/points for a $900 Hyatt stay charged to the card!:rolleyes:
:-:Love it! I think it's the best comment by far! ^:D

I still stand by what I said earlier. I don't think these certificates appeal to everyone. It's a great deal for people who are planning to stay at Hyatt and these certificates have a higher redemption value than say, redeeming for gift cards. But, it's probably not something I would bother to redeem for unless I have plans to travel somewhere and plan to book a Hyatt hotel.

Earlier, I was primarily looking at hotels at international destinations (countries I'd like to visit) and I didn't find it to be such a great value at $400-500/night. Someone pointed out that these hyatt certificates apply to hotel in the states, so I checked it out as well. I will say that there are some pretty decent redemption to be had for some dates and destinations domestically, and in those cases, these certificates make more sense.

Ultimately, (and I could be wrong on this :p),I don't think most folks will be redeeming for these certificates unless the need arises. That's really the flexibility of these venture points. I just don't feel the need to hoard these certificates especially with the expiration date limitation. If the certificates are gone when I finally want to redeem for hotels, I guess I will just look for other deals. That's just me, though.

EDIT: Oops, I may have posted to the wrong thread. Thought this was the Hyatt Certificate thread.

mnmag Apr 11, 2011 9:43 pm
Yeah, I think the 'discussion' here has primarily centered on the Hyatt certs, so it's fine to post your comments about them, here!^

I agree with your assessment, & since I already had plans to stay at Hyatt properties where the certs will be well spent, -- it works for me!:cool:

echip Apr 12, 2011 12:00 am
Quote:
Originally Posted by flying MD (Post 16201677)
Incorrect. It is for business, but not for the personal card. Transfer points from business to personal card and you can still get $900 certificates for 51250 points.
It's not just business card.
I just checked my Checking Rewards account. It is also 179500 for $900 Hyatt cert.
Now I am wonder if I could transfer points from my checking account to personal cc account.

LH2004 Apr 12, 2011 6:09 pm
Quote:
Originally Posted by ramalama8 (Post 16200818)
If we use our points towards a charitable donation, anyone know if we can still claim a tax deduction?
Yes, you can.

krpjr Apr 13, 2011 1:21 am
C1 Redemption Q
 
Hi all, If I book with my C1 Venture Card on delta.com for a flight is the redemption rate the same if I were to book it through C1 travel website?

So, if I buy the ticket on delta for $200, can I later apply 20,000 miles to the transaction on my account because it is considered travel and reap the same redemption rate as C1 travel?

Or, am I better off just booking through C1 travel, and I'm assuming booking through C1 travel is just like booking through AMEX Travel if you were to redeem MR points, you still get FF credit on your airline.

philemer Apr 13, 2011 8:40 am
You're making it too complicated. Book wherever you get the lowest fare & pay for it with your Cap 1 card. Then when your statement comes apply your Cap 1 miles to that fare. Easy, squeasy. I'm sure there a a few places that will give you a lower fare than Cap 1's booking engine (PL, Hotwire, etc).

UA Fan Apr 13, 2011 8:43 am
Quote:
Originally Posted by krpjr (Post 16209129)
Hi all, If I book with my C1 Venture Card on delta.com for a flight is the redemption rate the same if I were to book it through C1 travel website?

So, if I buy the ticket on delta for $200, can I later apply 20,000 miles to the transaction on my account because it is considered travel and reap the same redemption rate as C1 travel?

Or, am I better off just booking through C1 travel, and I'm assuming booking through C1 travel is just like booking through AMEX Travel if you were to redeem MR points, you still get FF credit on your airline.
Also note that you have to have sufficient Cap 1 miles to redeem. So if you have 10K points and book a $200 ticket, you will not be able to redeem. You could book the ticket as two one-ways, or buy that airline's GC and split the purchase as a part credit card and part GC purchase.

emeraldtx Apr 13, 2011 8:51 am
Quote:
Originally Posted by UA Fan (Post 16210599)
Also note that you have to have sufficient Cap 1 miles to redeem. So if you have 10K points and book a $200 ticket, you will not be able to redeem. You could book the ticket as two one-ways, or buy that airline's GC and split the purchase as a part credit card and part GC purchase.
Not true; you do NOT have to jump through those hoops. For airline-charges, Capital One gives you the option to split the $200 charge up to ten times (or charges of $20 each in this case). You can then use miles to redeem however many miles you have. It's easy to do... right there on the redemption page... it will ask you how many "tickets" to split the charge.

UA Fan Apr 13, 2011 9:15 am
Quote:
Originally Posted by emeraldtx (Post 16210653)
Not true; you do NOT have to jump through those hoops. For airline-charges, Capital One gives you the option to split the $200 charge up to ten times (or charges of $20 each in this case). You can then use miles to redeem however many miles you have. It's easy to do... right there on the redemption page... it will ask you how many "tickets" to split the charge.
Thanks for the correction (I mean it, not being sarcastic). Till now I thot that this was the only drawback of this card.

azepine00 Apr 13, 2011 12:15 pm
Quote:
Originally Posted by longleaf (Post 16166895)
Fairmont's 15 bonus Venture miles per dollar is interesting when redeeming through the Capital One portal.

..
Let me revisit this for a moment.

So if I spend $3000 at Fairmont I can get 51000 C1 points (2 base + 15 bonus pts per $) which in turn can be redeemed for $900 Fairmont GC - essentially appr 25% discount on all fairmont spending?

(I used approximate numbers for rough calculations here)

This should be a default card for all Fairmoint users if C1 continues the same earning rate and reward.

longleaf Apr 13, 2011 12:24 pm
Quote:
Originally Posted by azepine00 (Post 16211957)
Let me revisit this for a moment.

So if I spend $3000 at Fairmont I can get 51000 C1 points (2 base + 15 bonus pts per $) which in turn can be redeemed for $900 Fairmont GC - essentially appr 25% discount on all fairmont spending?

(I used approximate numbers for rough calculations here)

This should be a default card for all Fairmoint users if C1 continues the same earning rate and reward.
Yup. 15 bonus miles plus the 2 normal miles/$. 17x3000=51,000 Venture miles refunded if you spend $3000. So spend $3000 at Fairmont and get a $900 Fairmont certificate back, as long as the bonus deal is going on.

Miles are earned based on the net price of eligible goods and services purchased, excluding tax, shipping and handling or any special services. Purchase of gift cards will not earn rewards. Rewards will not be earned on purchases made with third-party partners where the customer is leaving the Capital One Web site. So, be sure to book through the Cap One link!

lkar Apr 13, 2011 12:26 pm
Just want to make sure I understand. I have a cruise for which final payment is coming up.

We owe like $2000. It's booked through a travel agent. If I have her put $1100 on my new Cap1 card and $900 on another card, will I be able to use the 110k cap1 points to pay for the charge on my cap1 account?

Or, is there a lag between when I make my qualifying $1,000 spend and when I'm able to get and use my points? Thanks much.

tjbrooks Apr 13, 2011 1:30 pm
Quote:
Originally Posted by lkar (Post 16212036)
Or, is there a lag between when I make my qualifying $1,000 spend and when I'm able to get and use my points?
Points and 10k bonus post incredibly fast with Venture, sometimes before the $ charge even posts to your balance. i.e. I had 12k points with only a $500 balance.
But as a general finance rule, I never charge what I cannot afford to pay off in cash at the moment of swiping. In other words, YMMV so don't count on an instant reimbursement.

Here's a rough example of how it worked for me...
Day 1: Charged $500 to put me just over $1000
Day 4: 2k venture points posted
Day 5: 10k bonus posted, $1000 charge posted to account
Day 8: 100k bonus posted


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