Pay your rent online, earn miles!
Jul 19, 2012, 10:31 am
#317
Join Date: Jul 2009
Location: USA
Programs: AA EXP, UA GLD, Bonvoy Titan, HH Dia, WoH Exp
Posts: 2,673
Jul 19, 2012, 11:22 am
#318
Suspended
Join Date: Nov 2010
Posts: 1,677
I was going to use this service once, but what turned me off was the hard hit on the credit report. At the very end of terms:
C. Credit Report Information Disclosure By agreeing to the Terms of Use, you expressly consent to allow WilliamPaid to access your credit report no more than once every calendar year. These reports are obtained solely for WilliamPaid’s internal uses and information contained in any credit reports obtained by WilliamPaid will remain strictly confidential and shall not be shared with any other party (See WilliamPaid’s Privacy Policy). If you have any questions, please feel free to contact WilliamPaid through our website at www.williampaid.com/contactus. You may also write to us at WilliamPaid LLC Attn: Credit Reporting Department at 1910 First St., Suite 2N, Highland Park, Illinois 60035.
I didn't want the additional hit. Figure I'd save that for a good CC deal.
C. Credit Report Information Disclosure By agreeing to the Terms of Use, you expressly consent to allow WilliamPaid to access your credit report no more than once every calendar year. These reports are obtained solely for WilliamPaid’s internal uses and information contained in any credit reports obtained by WilliamPaid will remain strictly confidential and shall not be shared with any other party (See WilliamPaid’s Privacy Policy). If you have any questions, please feel free to contact WilliamPaid through our website at www.williampaid.com/contactus. You may also write to us at WilliamPaid LLC Attn: Credit Reporting Department at 1910 First St., Suite 2N, Highland Park, Illinois 60035.
I didn't want the additional hit. Figure I'd save that for a good CC deal.
Jul 19, 2012, 11:22 am
#319
Join Date: Dec 2011
Posts: 445
I don't think you can use Chargesmart for rent payments. Also, Chargesmart doesn't take Amex cards, while WP does.
Jul 19, 2012, 11:23 am
#320
Join Date: Dec 2011
Posts: 445
pretty sure that would be a soft hit, since they aren't looking to actually 'loan' you any money like a credit card or mortgage.
Aug 13, 2012, 11:01 am
#322
A FlyerTalk Posting Legend
Join Date: Sep 2002
Location: LAX/TPE
Programs: United 1K, JAL Sapphire, SPG Lifetime Platinum, National Executive Elite, Hertz PC, Avis PC
Posts: 42,271
I have not received a 1099 from any service for the payment transfers we do through various programs. If I did, I would just dispute it. It doesn't concern me at all...this is not taxable income by any stretch of the imagination....this is two people transferring funds between each other for the purpose of making a mortgage payment.
Aug 14, 2012, 8:40 pm
#323
Join Date: May 2010
Location: NYC
Posts: 246
I was going to use this service once, but what turned me off was the hard hit on the credit report. At the very end of terms:
C. Credit Report Information Disclosure By agreeing to the Terms of Use, you expressly consent to allow WilliamPaid to access your credit report no more than once every calendar year. These reports are obtained solely for WilliamPaid’s internal uses and information contained in any credit reports obtained by WilliamPaid will remain strictly confidential and shall not be shared with any other party (See WilliamPaid’s Privacy Policy). If you have any questions, please feel free to contact WilliamPaid through our website at www.williampaid.com/contactus. You may also write to us at WilliamPaid LLC Attn: Credit Reporting Department at 1910 First St., Suite 2N, Highland Park, Illinois 60035.
I didn't want the additional hit. Figure I'd save that for a good CC deal.
C. Credit Report Information Disclosure By agreeing to the Terms of Use, you expressly consent to allow WilliamPaid to access your credit report no more than once every calendar year. These reports are obtained solely for WilliamPaid’s internal uses and information contained in any credit reports obtained by WilliamPaid will remain strictly confidential and shall not be shared with any other party (See WilliamPaid’s Privacy Policy). If you have any questions, please feel free to contact WilliamPaid through our website at www.williampaid.com/contactus. You may also write to us at WilliamPaid LLC Attn: Credit Reporting Department at 1910 First St., Suite 2N, Highland Park, Illinois 60035.
I didn't want the additional hit. Figure I'd save that for a good CC deal.
Aug 15, 2012, 11:31 am
#324
Join Date: Aug 2012
Posts: 1
fairly new to this "game" and new to this forum so bear with me if you will, on a traditional sense;earning 1 mile for 1$ spent be worth buying gc's on a cc and then using on a service to pay bills and being charged 2.5%, for every 100,000$ you spend you lose 2500$?!
Aug 15, 2012, 11:54 am
#325
Join Date: Jul 2012
Posts: 266
IMO, you wouldn't do this to just get miles. You would do this to meet a spend requirement. Case in point, I am looking to pay my property taxes with my credit card and eat a 2% fee in order to meet the $10K spending requirement I have on one of my new cc's.
Aug 15, 2012, 2:45 pm
#326
Join Date: Mar 2012
Location: SAN
Posts: 1,396
Or if you're able to find a way to get more than 1 pt per dollar - and think you'll get enough bang for the points. I've been using this service to hit the 30k spend on the PRG Amex.
Sep 21, 2012, 11:56 pm
#328
Join Date: Jan 2012
Location: ORD
Posts: 986
As long as you are using a credit card, that shouldn't be an issue--chargebacks etc.
Oct 9, 2012, 7:43 am
#330
Join Date: Jul 2005
Location: Chicago, IL
Programs: AA EP; WN CP;UA SILVER; MARRIOTT TITANIUM; HH DIAMOND; IHG PLAT; RADISSON PLAT; HYATT GLOBAL
Posts: 1,938