jcmitchell21

If it looks like a duck ...

palefire

Something I'm not clear on: is the 18 months suggestion supposed to count the time from your last application or from your last *successful* application?

I applied for (and received) the personal and business visa cards in 7/2010, and was denied the personal amex in 10/2010. [Jumped too quickly on the offers when they came out, before the optimal procedure had been worked out. Live and learn.] Cancelled the two cards in 5/2011. This is in fact the only time I've had the Citi AA cards.

With the above history, what timing would folks suggest? I'd like to apply again, and would be willing to try more than once. The question is, does an unsuccessful application reset the timer, or is it plausible that I could be denied in 9/2011 and then succeed in 1/2012?

YaYa76

MDtR-Chicago

In addition to Costco, I've found it is sometimes easier to use AMEX in certain foreign locations. (If they see a Visa, they assume Chip-and-Pin, whereas with an AMEX they might skip straight to having you sign something without delay.) It's also good to have two cards, in case one is stolen/compromised and, of course, you'd like both to be AAdvantage cards.

Tough one to work thru... Perhaps if you wrote to the executive review dept and showed some evidence of UK credit as well, they might budge?

DBCme

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Ambraciot

It excludes anyone who activated their card after 8/10/2011...

Happy

Last successful applications.

You would most likely get a denial if you try in 9/2011.

PaulMSN

I got the $100 discount, thinking to use it on my next trip to OSL, but when I checked prices, the AA fare was almost exactly $100 more than the DL fare. Since I have status with DL and not with AA, I guess I'll have to think of another way to use the discount.

Happy

There is none.

Also why would you need the offer page? The offer has long expired in Feb 2011 - so how an offer page if it still exists, would do you any good?

The benefits are the SAME between Visa and AMEX - in fact Visa has a slightly better benefit in terms of rental car CDW coverage!

However these are still 2 different cards - so you can play the angle as some places may only accept one type - such as AMEX only (how about Costco?) and you really want to have both genres so you will always be able to put your purchase on an AA miles earning card.

palefire

Thanks.

Yes, that seems clear. The question is whether it's worth taking a run at it at a point where it's still possible that the bonus might post before AA changes their lifetime miles accrual rules. Presumably early 2012 is likely to be too late.

Happy

Doesn't hurt to try and you may get lucky.

Bank Direct is also an option if you have extra money to park there.

maulah

My daughter applied for both visa and amex cards using two different browsers simultaneously. She was instantly approved for amex but pending on visa. Today she got a letter from Citi asking for form 4506-T which is info for tax return. Problem is that she is a student and did not file her own separate tax return. Does this mean the end of road for visa or there is any other way around.

MDtR-Chicago

This is what I thought but today I looked at the new member booklets, side-by-side, and CDW looks the same. Seems as tho it's not the AMEX CDW but a Citibank-specific one, that is identical to the Visa, as far as I can tell. The only difference is that the Visa explicitly says the coverage is for maximum of 31 days but the AMEX omits that entirely. Figured it was mistakenly omitted.

Everything else, right down to the form to fill out for a claim, looks the same.

jbdear

Quick question:

I have had Citi AA MC since 2007 and Citi AA Amex since 2008 (Both still open).

Any chance I can get the Citi AA Visa and still earn the 75K?

Thanks in advance.

Stoughton

quick response: read post #2