[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Oct 21, 2010, 3:39 pm
#2431
Join Date: Feb 2010
Location: CLE
Programs: AA Exec Plat, Hilton Diamond, Hertz PC
Posts: 5,538
are unable to approve your application at this time because
of the following:
o You have submitted multiple applications for credit.
The first time I applied for the Biz was back in Aug; right after getting both the personal Visa and AX 100k. I made a quick call but did not push as I had just got the other two. Was told to wait 60 days - which I did. The most recent was earlier this week. Got the same email and 60 Day talk (see my earlier post). But this time I spent a bit of time on the phone and they gave the Biz card to me
- after all it was past the 60 days that they kept spouting off about.Hope this helps. Best of luck.
Oct 21, 2010, 3:49 pm
#2432
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
The text taken directly from the email (both times): Thank you for applying for a Business Card account. We
are unable to approve your application at this time because
of the following:
o You have submitted multiple applications for credit.
The first time I applied for the Biz was back in Aug; right after getting both the personal Visa and AX 100k. I made a quick call but did not push as I had just got the other two. Was told to wait 60 days - which I did. The most recent was earlier this week. Got the same email and 60 Day talk (see my earlier post). But this time I spent a bit of time on the phone and they gave the Biz card to me - after all it was past the 60 days that they kept spouting off about.
Hope this helps. Best of luck.
are unable to approve your application at this time because
of the following:
o You have submitted multiple applications for credit.
The first time I applied for the Biz was back in Aug; right after getting both the personal Visa and AX 100k. I made a quick call but did not push as I had just got the other two. Was told to wait 60 days - which I did. The most recent was earlier this week. Got the same email and 60 Day talk (see my earlier post). But this time I spent a bit of time on the phone and they gave the Biz card to me
- after all it was past the 60 days that they kept spouting off about.Hope this helps. Best of luck.
Oct 21, 2010, 6:35 pm
#2433
Join Date: Jun 2010
Posts: 292
Approved for personal Visa 100k + AmEx 100k with 2 hour gap between applications
In my message #2393, I explained that I was instantly approved for personal Visa, waited 2 hours to apply for the personal AmEx and was then deferred in a way that resembled the treatment received by those denied for multiple applications. Well, I just called the application status line again and was told that the AmEx app was approved. I have also edited my original message to add this news.
Oct 21, 2010, 6:53 pm
#2434
A FlyerTalk Posting Legend
Join Date: Feb 2001
Location: Berkeley, CA USA
Programs: Piggly Wiggly "Shop the Pig!" Preferred Shopper
Posts: 57,110
Too small for me. I never carry a balance, and my limits are high enough, so I don't really care much about my FICO score. I do care about 300,000 AA bonus miles, though.
Oct 21, 2010, 10:26 pm
#2435
Join Date: Dec 2009
Location: ROC
Programs: Anything CC gives me
Posts: 1,118
Oct 21, 2010, 11:40 pm
#2436
Join Date: Jul 2010
Programs: UA
Posts: 255
Mine: approved for Citi Business Visa. Personal Amex and visa awaiting for the final decision.
Oct 21, 2010, 11:52 pm
#2437
Join Date: Jul 2010
Programs: UA
Posts: 255
Why some application came up with ID while others not?
For my business card applied today, I got an ID# and called to answer a few questions, and then got approved.
For personal card, no ID #. Just a thank you note for "application...".
For my business card applied today, I got an ID# and called to answer a few questions, and then got approved.
For personal card, no ID #. Just a thank you note for "application...".
I finally got both Per and Bus cards approved and activated..Here's what happen to me:
for the Personal, I apply online, and received an ID # and call and got approved after answering some quesitons about some "new" options ( trying to sell me some insurance...)
For the business, I applied online, and after I hit finish or submit, they said, they will be back in touch with me...No ID # provided.
After 5 days, I called, and they said it was still in progress, somewhere in the queue.
In today USPS 1st class mail, I got the bus card....so it took approx 10 days...
So can I go after the 3rd CARD, the one with the Citi Amex logo...?
Has anyone gotten approved for the third and last card...?
PS: I never had any previous Citi cards whatsoever....
for the Personal, I apply online, and received an ID # and call and got approved after answering some quesitons about some "new" options ( trying to sell me some insurance...)
For the business, I applied online, and after I hit finish or submit, they said, they will be back in touch with me...No ID # provided.
After 5 days, I called, and they said it was still in progress, somewhere in the queue.
In today USPS 1st class mail, I got the bus card....so it took approx 10 days...
So can I go after the 3rd CARD, the one with the Citi Amex logo...?
Has anyone gotten approved for the third and last card...?
PS: I never had any previous Citi cards whatsoever....
Oct 22, 2010, 12:14 am
#2438
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,795
For the personal cards:
1) Instant Approval. No ID but does not matter.
2) Gets to Step 5 with ID and invitation to accessorize your future card plus an 800 number to call. Very good sign to receive approval even if you do not call to try for instant result.
3) Stopped dead at Step 3, no ID.
No ID number means the application does not pass the initial checking by the computer. Meaning it most likely be denied. You will see the ID number when the denial letter arrives.
For the business cards:
Basically the same 3 types with some added twists.
Far fewer instant approvals.
Often no ID but after long review an approval is ultimately granted, sometimes required further documentation.
Oct 22, 2010, 2:19 am
#2439
Join Date: May 2009
Location: Shanghai
Programs: BAEC (Gold), PC (Plat), HH (Gold), MR (Gold)
Posts: 2,729
Is it worth even phoning up about these ones (prior to denial letter being received)? Not sure from the many (sometimes vague and apparently contradictory) data points scattered throughout the thread whether it's likely to be able to influence their decision if the app. took this route...
Oct 22, 2010, 2:26 am
#2440
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,795
Is it worth even phoning up about these ones (prior to denial letter being received)? Not sure from the many (sometimes vague and apparently contradictory) data points scattered throughout the thread whether it's likely to be able to influence their decision if the app. took this route...
Some reasons of denials can be explained away and reconsideration requested (whether granted or not is a different matter), some reasons of denial have no room for reconsideration, such as the "first time customer only".
Oct 22, 2010, 6:35 am
#2441
Join Date: Dec 2008
Posts: 563
So I decided to sign up for the 100k Business card since I do some consulting on the side. I put my name as the business name, put my home address as the business address, and selected sole proprietorship. Not sure if it makes any difference, but I also signed up and was approved for the 100k Personal Visa 61 days ago.
I was told to call and they told me to show 2 forms documents.. business utility, insurance, bank statements, phone bill, etc. The problem is, I don't have any. Any idea if they'll accept my regular utility and phone bills? If not, shall I just cancel my business app and accept the wasted credit hit?
Thanks
I was told to call and they told me to show 2 forms documents.. business utility, insurance, bank statements, phone bill, etc. The problem is, I don't have any. Any idea if they'll accept my regular utility and phone bills? If not, shall I just cancel my business app and accept the wasted credit hit?
Thanks
Oct 22, 2010, 9:44 am
#2444
Join Date: Feb 2005
Location: LAX-TPE-LAX
Programs: No more status...just doing my best in burning my points/miles.
Posts: 2,003
just got my card thanks.
Oct 22, 2010, 10:43 am
#2445
Join Date: Oct 2008
Posts: 164
Huh? I have never heard of this. I looked up the post 114 and 299 in this thread but they were irrelevant to this subject. Could someone confirms? I really want the 100k bonus miles