[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Oct 22, 2010, 11:47 am
#2446
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
Yeah, you're only eligible for the churner card, not only does it give you only 12,500 miles, but, you also have to pay the annual churner fee of $675, and it's also a prepaid card that requires you to load it with at least $1000, but, subject to a daily account maintenance fee of 5% of the remaining balance on the card. Overall not the best deal. It also seems that they run a hard credit inquiry on you once a week while you are a card member, and they even check your FDIMEIN as well. Check post 2375 for more info.
Oct 22, 2010, 1:11 pm
#2447
Join Date: Dec 2009
Location: ROC
Programs: Anything CC gives me
Posts: 1,118
Oct 22, 2010, 1:19 pm
#2448
Join Date: Feb 2010
Programs: american, delta
Posts: 11
Approved, minimum spend complete, 75,000 AA miles posted today. Thanks to all here.
Oct 22, 2010, 1:44 pm
#2449
Join Date: Aug 2004
Location: Seattle
Programs: United Airlines Premier, Starwood Gold Preferred Guest, Hyatt Gold Passport, Club Carlson Gold
Posts: 356
I was rejected due to "you're already having the maximum number of cards allowed from Citibank". I guess I own too many Citibank cards then (3 in total)
Oct 22, 2010, 1:54 pm
#2450
A FlyerTalk Posting Legend
Join Date: Feb 2001
Location: Berkeley, CA USA
Programs: Piggly Wiggly "Shop the Pig!" Preferred Shopper
Posts: 57,083
In my case, they wanted verification of the business at my home address. I submitted a city business license (finally that thing does me some good) and a phone bill. That did the trick.
Oct 22, 2010, 2:42 pm
#2451
Join Date: Oct 2008
Posts: 164
Yeah, you're only eligible for the churner card, not only does it give you only 12,500 miles, but, you also have to pay the annual churner fee of $675, and it's also a prepaid card that requires you to load it with at least $1000, but, subject to a daily account maintenance fee of 5% of the remaining balance on the card. Overall not the best deal. It also seems that they run a hard credit inquiry on you once a week while you are a card member, and they even check your FDIMEIN as well. Check post 2375 for more info.
Oct 22, 2010, 2:44 pm
#2452
Join Date: Oct 2008
Posts: 164
I don't have a registered business. Will this happen to me? Should I choose sole-proprietor?
Oct 22, 2010, 3:02 pm
#2453
A FlyerTalk Posting Legend
Join Date: Feb 2001
Location: Berkeley, CA USA
Programs: Piggly Wiggly "Shop the Pig!" Preferred Shopper
Posts: 57,083
I am a sole proprietor, and I used my SSN for the business card. So, this can work. You don't need a registration or license, but you need to give them two documents that show that this really is a business. If you have any utility bills in the name of the business, that would work. If not, use the best documentation you have of third parties sending you something at the address you listed, and for a business-related purpose (e.g., invoice for business supplies).
Oct 22, 2010, 3:24 pm
#2454
Join Date: Oct 2008
Posts: 164
I am a sole proprietor, and I used my SSN for the business card. So, this can work. You don't need a registration or license, but you need to give them two documents that show that this really is a business. If you have any utility bills in the name of the business, that would work. If not, use the best documentation you have of third parties sending you something at the address you listed, and for a business-related purpose (e.g., invoice for business supplies).
I have just canceled my citi business card. Should I just apply for the personal card? I read somewhere here that some people can only get the business card?
Oct 22, 2010, 3:29 pm
#2455
Join Date: Oct 2008
Posts: 164
10 and 11. It sounds like churning is allowed again?
12. Do you mean If I apply and receive any credit card in the last 10 months, I will get denied? It is conflicting with number 10 and 11
Oct 22, 2010, 4:36 pm
#2456
Join Date: Dec 2002
Location: San Jose, CA
Programs: Hilton Gold; UA 3P; Cattle-Class on everything else.
Posts: 340
Is one of my applications lost?
Guys,
Last weekend I opened up 2 browsers and applied for Personal Visa and Amex (75k miles on both).
#1: Visa app went all the way to step 5 - with account customizations.
#2: Amex app came back with an App Id and the 800#.
I called up the 800# and after a few minutes hold, was approved for the Amex. In today's mail I got the Amex welcome letter too.
So my question is about the Visa card (App#1 above) - Obviously, I don't have the app-id for it - So IS this application lost? I'm wondering, why I haven't received the Visa welcome letter too - (i thought i was approved
) .
Did anybody else have the same experience? How did it end?
Thanks in advance!
-G
Last weekend I opened up 2 browsers and applied for Personal Visa and Amex (75k miles on both).
#1: Visa app went all the way to step 5 - with account customizations.
#2: Amex app came back with an App Id and the 800#.
I called up the 800# and after a few minutes hold, was approved for the Amex. In today's mail I got the Amex welcome letter too.
So my question is about the Visa card (App#1 above) - Obviously, I don't have the app-id for it - So IS this application lost? I'm wondering, why I haven't received the Visa welcome letter too - (i thought i was approved
) .Did anybody else have the same experience? How did it end?
Thanks in advance!
-G
Oct 22, 2010, 4:42 pm
#2457
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Guys,
Last weekend I opened up 2 browsers and applied for Personal Visa and Amex (75k miles on both).
#1: Visa app went all the way to step 5 - with account customizations.
#2: Amex app came back with an App Id and the 800#.
I called up the 800# and after a few minutes hold, was approved for the Amex. In today's mail I got the Amex welcome letter too.
So my question is about the Visa card (App#1 above) - Obviously, I don't have the app-id for it - So IS this application lost? I'm wondering, why I haven't received the Visa welcome letter too - (i thought i was approved ) .
Did anybody else have the same experience? How did it end?
Thanks in advance!
-G
Last weekend I opened up 2 browsers and applied for Personal Visa and Amex (75k miles on both).
#1: Visa app went all the way to step 5 - with account customizations.
#2: Amex app came back with an App Id and the 800#.
I called up the 800# and after a few minutes hold, was approved for the Amex. In today's mail I got the Amex welcome letter too.
So my question is about the Visa card (App#1 above) - Obviously, I don't have the app-id for it - So IS this application lost? I'm wondering, why I haven't received the Visa welcome letter too - (i thought i was approved
) .Did anybody else have the same experience? How did it end?
Thanks in advance!
-G
If so, you can test that userid and password. If the app is still under process, you get a General Error message. If a new card is issued, you actually would see the last 4 digit of the new card but you would not have access as it would ask for the cvc number. If the application is lost, you would get a totally different message about to wait for your card to arrive before using this userid - that means the application is NOT even in process.
Oct 22, 2010, 4:51 pm
#2458
A FlyerTalk Posting Legend
Join Date: Feb 2001
Location: Berkeley, CA USA
Programs: Piggly Wiggly "Shop the Pig!" Preferred Shopper
Posts: 57,083
I believe your second question has been covered here, but I can't recall the answer.
Oct 22, 2010, 4:55 pm
#2459
Join Date: Dec 2002
Location: San Jose, CA
Programs: Hilton Gold; UA 3P; Cattle-Class on everything else.
Posts: 340
Hi Happy - I already have a userid / password - so even though at Step 3/4 or 5, it asked me to customize with a user-id, I didn't - I didn't want a create a 2nd user-id...
Was that a mistake, you think?
-G
Was that a mistake, you think?
-G
Did you customize it with userid and password?
If so, you can test that userid and password. If the app is still under process, you get a General Error message. If a new card is issued, you actually would see the last 4 digit of the new card but you would not have access as it would ask for the cvc number. If the application is lost, you would get a totally different message about to wait for your card to arrive before using this userid - that means the application is NOT even in process.
If so, you can test that userid and password. If the app is still under process, you get a General Error message. If a new card is issued, you actually would see the last 4 digit of the new card but you would not have access as it would ask for the cvc number. If the application is lost, you would get a totally different message about to wait for your card to arrive before using this userid - that means the application is NOT even in process.
Oct 22, 2010, 5:33 pm
#2460
Join Date: Jan 2003
Location: SJC
Programs: AA Gold; HH Gold
Posts: 2,850
Another Data Point:
I've had the Citi Aadvantage Gold World Elite Mastercard since 2003. I had a City Aadvantage Business Mastercard but closed it a few years ago.
1) Applied for and was granted the 75K Citi Aadvantage Visa, but had to call in after submitting the application and they ended up moving some credit from my Mastercard over to the Visa.
2)Waited one week, then yesterday applied for the 75K Citi Business card. It was approved, but I had to call in. They quickly approved it over the phone without asking too many questions.
I'm happy, because as soon as the bonus miles are earned & posted it'll put me over 2MM lifetime
I've had the Citi Aadvantage Gold World Elite Mastercard since 2003. I had a City Aadvantage Business Mastercard but closed it a few years ago.
1) Applied for and was granted the 75K Citi Aadvantage Visa, but had to call in after submitting the application and they ended up moving some credit from my Mastercard over to the Visa.
2)Waited one week, then yesterday applied for the 75K Citi Business card. It was approved, but I had to call in. They quickly approved it over the phone without asking too many questions.
I'm happy, because as soon as the bonus miles are earned & posted it'll put me over 2MM lifetime