[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Sep 16, 2010, 6:37 am
#1786
Join Date: Apr 2009
Location: SMF
Posts: 1,262
It was shocking how fast after doing the on-line application the answer came! It's a matter of seconds. I can't wait to start racking up the miles once I get the plastic.
Sep 16, 2010, 6:47 am
#1787
Join Date: Dec 2002
Location: jax fl us
Posts: 39
update to my earlier post
I was approved for both visa and amex -and called to answer questions and be approved - verified the offer then and messaged citi to confirm the offer and the visa records showed yes I have the offer however the amex message came back with this
Our records do not indicate you were solicited for the offer you mentioned. Please send a copy of the front and back of the offer you received. Once we receive this information, we will review your account and contact you.
since I applied online I do not have the front and back of the offer -so I guess all I can do is submit a screen print of the offer- has anyone else had this happen? If so did you send a screen print and did they confirm? Thanks!
oops - I can't find a screen print of the offer- I searched this thread and one at another site and don't see one- can anyone point me to it? thanks!
Our records do not indicate you were solicited for the offer you mentioned. Please send a copy of the front and back of the offer you received. Once we receive this information, we will review your account and contact you.
since I applied online I do not have the front and back of the offer -so I guess all I can do is submit a screen print of the offer- has anyone else had this happen? If so did you send a screen print and did they confirm? Thanks!
oops - I can't find a screen print of the offer- I searched this thread and one at another site and don't see one- can anyone point me to it? thanks!
I apparently did not select the amex card from the drop-down when I sent the email to citi cust svc - I just noticed and re-sent my request with the correct account selected, so hopefully they will confirm shortly - will let you know. I want to thank Schutzee for sending me a pdf of the original offer- this is such a great site, with really nice people!
Sep 16, 2010, 7:15 am
#1788
Join Date: Sep 2010
Posts: 165
When can we cancel!
One of our citi cards that we applied for early august has thr 75000 miles posted (statement just recently closed). I want to cancel it and try for the reapply in late October since 60 days will have passed.
Does it matter WHEN I cancel? As in, are there any minimum account life terms tied to this card?
Does it matter WHEN I cancel? As in, are there any minimum account life terms tied to this card?
Sep 16, 2010, 7:21 am
#1789
Join Date: May 2010
Location: BNA
Programs: No preference
Posts: 1,176
One of our citi cards that we applied for early august has thr 75000 miles posted (statement just recently closed). I want to cancel it and try for the reapply in late October since 60 days will have passed.
Does it matter WHEN I cancel? As in, are there any minimum account life terms tied to this card?
Does it matter WHEN I cancel? As in, are there any minimum account life terms tied to this card?
Sep 16, 2010, 8:15 am
#1790
Join Date: Sep 2010
Posts: 1
I am new to the forum and apologize for the questions if they have been answered before:
1) Do people cancel the card within a year or two? what will be the impact to their credit score and future applications of new card?
2) Is the card cancellation process hassle free?
1) Do people cancel the card within a year or two? what will be the impact to their credit score and future applications of new card?
2) Is the card cancellation process hassle free?
Sep 16, 2010, 8:44 am
#1791
Join Date: Jan 2004
Programs: AA Plat (2mm), SPG Gold
Posts: 141
cw-
Welcome aboard.
You can search this thread as well as the "jig is up" thread in the "Other credit card" forums for your answers. You can search by "cancel", "FICO", etc.
Welcome aboard.
You can search this thread as well as the "jig is up" thread in the "Other credit card" forums for your answers. You can search by "cancel", "FICO", etc.
Sep 16, 2010, 9:30 am
#1792
Join Date: Oct 2009
Programs: SPG GOLD
Posts: 413
Quick data point: My American Airlines Visa statement period closed yesterday and the 75,000 bonus miles were in my account this morning.
Thank you flyertalk!
Thank you flyertalk!
Sep 16, 2010, 10:29 am
#1793
Join Date: Apr 2010
Posts: 317
Still I can't find the answer to this question: After providing address confirmation docs to Citibank for the Business card how long do they take to get back to you with a decision or the card? Thanks!
Sep 16, 2010, 11:36 am
#1794
A FlyerTalk Posting Legend
Join Date: Feb 2001
Location: Berkeley, CA USA
Programs: Piggly Wiggly "Shop the Pig!" Preferred Shopper
Posts: 57,083
And, here I thought creating businesses out of thin air was what the American economic system encouraged. Didn't two guys named Steve start a little biz in a garage near SF out of thin air?
In any event, you do not have to have income to have a business. All businesses start out with no income....
In any event, you do not have to have income to have a business. All businesses start out with no income....
Also, keep in mind that the business app. asks you for the income of the business (separate question from personal income). If you put $0 for that, it might hurt your chances of getting the card.
Sep 16, 2010, 11:42 am
#1795
A FlyerTalk Posting Legend
Join Date: Feb 2001
Location: Berkeley, CA USA
Programs: Piggly Wiggly "Shop the Pig!" Preferred Shopper
Posts: 57,083
Applied for business card on Aug. 29th, called on Sept. 2nd and learned they needed address confirmation, faxed in materials on Sept. 2nd, got the card on Sept. 15th.
Note that I called to check the status on Sept. 9th or so, and the agent had no idea what the status of my app. was.
Sep 16, 2010, 12:22 pm
#1796
Join Date: Sep 2010
Posts: 165
whoops! Silly forgetful me. I'll probably cancel anyway because we have an Amex we're happier with right now. Plus it leaves an opening for other future citi offers
Sep 16, 2010, 1:20 pm
#1797
Join Date: Dec 2002
Location: jax fl us
Posts: 39
Final update
Duh! I apparently did not select the amex card from the drop-down when I sent the email to citi cust svc - I just noticed and re-sent my request with the correct account selected, so hopefully they will confirm shortly - will let you know. I want to thank Schutzee for sending me a pdf of the original offer- this is such a great site, with really nice people!
I apparently did not select the amex card from the drop-down when I sent the email to citi cust svc - I just noticed and re-sent my request with the correct account selected, so hopefully they will confirm shortly - will let you know. I want to thank Schutzee for sending me a pdf of the original offer- this is such a great site, with really nice people!
Sep 16, 2010, 2:04 pm
#1798
Join Date: Sep 2010
Posts: 5
Different people, same AA account number?
Because it is convenient to have AA points in one account rather than spread across two, I'm wondering if my wife could sign up for one of these cards and use my AA number? Would they allow or notice this?
Sep 16, 2010, 2:46 pm
#1800
Join Date: May 2001
Location: RSW/FMY
Programs: All, but no status!
Posts: 754
You can cancel at any time, but of course it would be very foolish to do so early. There's no ANNUAL fee the first year, so what would possibly motivate a person to cancel the card early?
Having available credit on your credit report helps improve your usage ratio, so helps keep your FICO score higher.
The rational course of action is to use the card somewhat until a couple of months before the anniversary date, then call to cancel. If you've been using the card a bit, they'll offer you some sort of incentive to keep it open. The last two times I did that I was offered 5,000 miles to keep it open today. I agreed, and after those miles posted cancelled them.
Having available credit on your credit report helps improve your usage ratio, so helps keep your FICO score higher.
The rational course of action is to use the card somewhat until a couple of months before the anniversary date, then call to cancel. If you've been using the card a bit, they'll offer you some sort of incentive to keep it open. The last two times I did that I was offered 5,000 miles to keep it open today. I agreed, and after those miles posted cancelled them.
One of our citi cards that we applied for early august has thr 75000 miles posted (statement just recently closed). I want to cancel it and try for the reapply in late October since 60 days will have passed.
Does it matter WHEN I cancel? As in, are there any minimum account life terms tied to this card?
Does it matter WHEN I cancel? As in, are there any minimum account life terms tied to this card?