What banks offer Visa Debit?
Jul 16, 2010 | 9:52 am
#1
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formerly known as daveland
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What banks offer Visa Debit?
I tried posing this back in April on the tax payments thread and got nowhere. In short, the tax sites will accept a Visa Debit card for just a few bucks in fees vs. a % fee for Mastercard Debit or credit cards. A seemingly easy way to earn miles when paying taxes, but I cannot find a miles earning Visa Debit card. Citi's Thank You is MC only as is the Chase OnePass Debit.
Has anyone found a card that does the trick?
Has anyone found a card that does the trick?
Jul 16, 2010 | 9:59 am
#2
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Jul 16, 2010 | 10:01 am
#3
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Jul 16, 2010 | 10:07 am
#4
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Bank of America US Airways or Alaska Airlines VISA
http://www.bankofamerica.com/deposit...kcards_choices
http://www.bankofamerica.com/deposit...kcards_choices
Jul 16, 2010 | 10:27 am
#5
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If you are only paying a couple bucks in fees it is quite likely that the transaction is being coded as PIN-based in the processing system by the tax folks. What you would need to benefit from that then is a card that earns by PIN-based transactions.
Those are VERY rare. I'm not sure I've actually ever seen one.
Those are VERY rare. I'm not sure I've actually ever seen one.
Jul 16, 2010 | 11:45 am
#6
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It's possible that Official Payments, or another tax payment site, has a special deal worked out with Visa for lower credit card fees. In any case, Citibank's debit (check) card does offer ThankYou points for pin-based purchases.
Jul 16, 2010 | 11:51 am
#7
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http://www.flyertalk.com/forum/miles...satax-com.html
...in which DCBob verified receiving 41,000 Skymiles while paying a convenience fee of $3.89.
I believe this situation arises because of a peculiarity in VISA's rules for convenience fees, which are different than Mastercard's rules. Of course there is no assurance that the rules will remain unchanged next tax season.
Jul 16, 2010 | 12:08 pm
#8
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I looked at the Delta debit card and the points seemed to apply only to "signature-based" purchases, whatever that means. Are tax payments considered signature-based purchases for the purpose of earning points? Any specific experience with the Delta card and tax payments would be appreciated.
Jul 16, 2010 | 3:50 pm
#9
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http://www.flyertalk.com/forum/13776255-post51.html
However, it would be very easy for any issuer to modify terms to exclude tax payments, just as some cards still exclude purchases of US Savings Bonds (even though the treasury no longer accepts cards.)
Jul 17, 2010 | 7:15 pm
#10
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If you are only paying a couple bucks in fees it is quite likely that the transaction is being coded as PIN-based in the processing system by the tax folks. What you would need to benefit from that then is a card that earns by PIN-based transactions.
Those are VERY rare. I'm not sure I've actually ever seen one.
Those are VERY rare. I'm not sure I've actually ever seen one.
Do you mean bank debit cards that earn frequent flyer miles for PIN-based purchases? If so, there are at least 3 (one from Key Bank, and two from BofA), discussed in extensive detail in other recent threads in this forum.