Originally Posted by flyertm

Yesterday attempted to deposit $2000 in coins at a different branch, where I had gone 6 times before over 5 months. They tell me there will be an $18 fee. I say, "show me this in the fee schedule." The teller disappears for 10 minutes and brings me the BUSINESS ACCT Fee Schedule. I tell her that doesn't apply since mine is a PERSONAL acct. Further, the fee she quoted is different than what it says in the book. Later she disappears another 10 minutes in the back, to return to BS me even more. Her manager and the branch manager later come. They try to tell me its a business transaction and must charge a business fee. I insist its PERSONAL. They say its commercial. I insist its personal I call them out for trying to pull imaginary fees out of thin air. They say they normally dont accept coins. I say they always "normally" accepted them in the past. Finally they agree to accept without charging me $18.

Originally Posted by Miami305

Lovely...

What chain branch did you go to?

As a point of information: Wachovia is now instituting branch-wide restrictions on coin deposits.

Originally Posted by Astrophsx

They might have made a note on their computer about your account. It doesn't matter what branch you go to... they still can see the notes. They could try to close your account.

Originally Posted by beachmiles

Any details about the restrictions. Like, how big a deposit gets restricted. Since coins have been in short supply, I've been keeping my deposits around $750 to $1,000 and visiting different branches.

I made several Wachovia deposits this week , no mention.
Mint web site down second weekend in a row.I will spend some family time.

Originally Posted by beachmiles

Any details about the restrictions. Like, how big a deposit gets restricted. Since coins have been in short supply, I've been keeping my deposits around $750 to $1,000 and visiting different branches.

Originally Posted by flyertm

They said there were notes on my account already where they claimed they told me in October that there would be a fee, but they never told me this in October. So, Im certain my account is noted now, if not before. Yes, they could close my account. In fact, they told me to go to a different branch. They didn't restrict me from all branches, just that particular one and instead specified branches where I should go with them. So it was a single branch ban (unless I pay the fee), not a nationwide branch ban.

They claimed their vault was not big enough; however, I suspect they didn't want to have to do the work of unrolling and bagging them, which they said they must do. I felt like all their excuses were meant to deflect from this real reason of not wanting to do extra work.

Originally Posted by sethb

If the Treasury Department discovers you've made a number of cash deposits that add up to $10,000 or more and haven't filled out the appropriate paperwork, you can get busted for "structuring". (The paperwork is not a hassle, and the Treasury Department doesn't care about charging coins to get airline miles, they just want to prevent money laundering.)

Originally Posted by mainbill

...credited as $1999.50 today.
Now I did the math, and the only way 2000 coins can be added up to this amount is if they count 1 of the coins as a half dollar coin.
.

Originally Posted by sethb

Would you prefer the Mint to cancel your future orders or theirs when it asks the bank who deposited the large numbers of coins?

Originally Posted by beachmiles

Yes, always keep it under $10,000 per day.

Originally Posted by photo_guy

Or, more likely, two coins were counted as quarters.

Originally Posted by Carl Johnson

Go back in there and say, OK, I'm here for my coins. You're not debiting my account, though; I made a deposit and you accepted it. You don't want the coins, great, I'll take the coins, but my deposit stands.