the last sentence in the wiki warns of not making multiple accts too fast
what time frame constitutes too fast?
i got my TD buxx acct about a month ago

UPDATE:

I just checked the CapOne Quick Silver account - the Pending remains and what is more telling is, both the Available Credit AND CA, are reduced by the Pending.

So I am not sure how CapOne processes the TD GO funding - because INITIALLY it did not process it as CA at all despite TWO pending charges. Once one of the Pending turned into Posted, it EARNED the 1.5% cash reward so apparently it is treated as Purchase. Up till yesterday before midnight, the remaining Pending line did not reduce Available Credit or CA.

However, the remaining Pending line DOES reduce $1001 from available credit and CA. How could this be done 3 days AFTER the initial authorization on July 21? ! Looks like retroactive accounting?

I did not monitor how long it takes for the phantom Pending to go away but the initial funding was on Jul 16, posted on Jul 18, and I do not see any pending charge from the initial funding.

It is just very weird how it behaves especially f0xx said he does not see the same behavior on his CapOne card. However this weird behavior shows on both our Quick Silver cards.

Another weird thing is, on my QS with 10K CL, the full CL is available for CA. On my husband's QS with 30K CL, only 15K is available for CA. I thought banks calculate CA by a percentage of the Available CL. How come mine has 100% while husband's only has 50%? May be CapOne also has a max level on CA amount?

I am not sure if this is the case though there are earlier posts about AU cards not working with TD GO. Or put it this way, when people using their AU cards, they got the error messages. So we speculate AU cards do not work.

However, see the posts I quoted below -

So, we have some contradictory data points here - does the name on the Primary card used for funding TD GO, needs to be the same name as the TD Parent Account owner?

One of those quotes was mine. I've used several cards in my wife's name (where I am not an AU) to fund different accounts. She is set up as a "teen," and I am set up as the "parent." As I stated above, it could be that the address must match, or perhaps the name has to match one of the accounts (parent or teen), or both. But the funding credit card is definitely not restricted to match only the "parent's" name.

Thanks for clarification.

We all know the address must be matched.

Now in your case it seems to suggest that the name must match either the parent or the teen - it does not matter, but it must match one of the names in the "family".

You should be fine. I waited about two weeks for all of mine. No problems.

Opening new Parent account or adding more Teens to existing Parent account, or both? They may have different implications.

Thanks!

As a secondary question, is there a limit to the number of times you can be named as a teen in multiple accounts?

I was referring to opening new teen accounts under one parent account.

Can you report back whenever there is an update with your citi account? thanks

It is still pending with Citi. The "available CL" has decreased though. When I logged into TD account, it says "Card issued." I am not sure how long (and if) will it take for the transaction to be posted. Will post once it does.

There is already a million other posts confirming how long the pending charge stays on your citi account. Why don't you just look it up, we don't need you to post your results we already know them. I realize that my post is also a waste but I mean come on.

I did looked at citi and it says pending. On TD it is posted since it says card is issued! Unless pending at citi changes to posted, how can you be absolutely sure, since there were several posts saying the transaction will not post if CA limit is set to 0.

No. I do not have a particularly common name and I'm a teen in 3 separate parent accounts.

Thank you for clarification.

Are the parent and teens have same names with small variations only?