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Old Feb 11, 2014, 12:26 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
USB Buxx

(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)

  • Initial purchase fee: $15 + $2.50 load fee
  • Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
  • Max load per day: $2,000 per CC
  • Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
    NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later.
  • Max value at any time: $2,000
  • Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
  • You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.

Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.

Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank

NW Buxx

  • Initial purchase fee: $5 (waived with promo code: 02050053)
  • $2 load fee
  • Max load per day: $500
  • Max load per rolling 30 days: $1,000
  • The maximum Card value is $1,000.00
  • Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
  • Max spend per 7 rolling days: $800


Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.

Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.

TD Bank Go Buxx

Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."

  • Initial purchase fee: $4.95 + $1 load fee.
  • Max load per day: $500
  • Max load per 7 days: $2,000
  • Max load per rolling 30 days: $3,000
  • Max per ATM withdraw: $60/week. (No fee at TD Bank.)
  • Max balance: $2,000
  • Max transactions: no limit
  • Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days


Limits are per teen card, not per master account

States not supported.

AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.


Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
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Old Jun 20, 2014, 9:35 pm
  #2641  
 
Join Date: Jun 2014
Posts: 1
Has anyone tried load any of the buxx cards with an amex gift card? Thinking about getting a TD bank buxx card. Also, do people use the card to load BB/Serve to load online or at WM? I know loading BB/Serve onkine with a gc is a no no, but was thinking this would be fine since it is more like a debit card (although it's not linked to a checking acct so I'm not completely sure).
Wilder010 is offline  
Old Jun 20, 2014, 9:57 pm
  #2642  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by Wilder010
Has anyone tried load any of the buxx cards with an amex gift card? Thinking about getting a TD bank buxx card. Also, do people use the card to load BB/Serve to load online or at WM? I know loading BB/Serve onkine with a gc is a no no, but was thinking this would be fine since it is more like a debit card (although it's not linked to a checking acct so I'm not completely sure).
LOL.
*facepalm*
f0xx is offline  
Old Jun 20, 2014, 9:59 pm
  #2643  
 
Join Date: Mar 2012
Posts: 407
Originally Posted by Wilder010
Has anyone tried load any of the buxx cards with an amex gift card? Thinking about getting a TD bank buxx card. Also, do people use the card to load BB/Serve to load online or at WM? I know loading BB/Serve onkine with a gc is a no no, but was thinking this would be fine since it is more like a debit card (although it's not linked to a checking acct so I'm not completely sure).
Can swipe load. No amex load.
VizeL is offline  
Old Jun 20, 2014, 9:59 pm
  #2644  
 
Join Date: May 2014
Posts: 201
Originally Posted by Wilder010
Has anyone tried load any of the buxx cards with an amex gift card? Thinking about getting a TD bank buxx card. Also, do people use the card to load BB/Serve to load online or at WM? I know loading BB/Serve onkine with a gc is a no no, but was thinking this would be fine since it is more like a debit card (although it's not linked to a checking acct so I'm not completely sure).




I use my US Bank Buxx card to buy AmEx GCs, then use those to buy VGCs, that I use to by MOs, which I use to deposit into my TD Go account, which I use to fund my BB, which I then use to load funds to my US Buxx card. Simple...

Last edited by RJP3; Jun 20, 2014 at 10:10 pm
RJP3 is offline  
Old Jun 21, 2014, 4:55 am
  #2645  
 
Join Date: Apr 2011
Posts: 567
I live in NJ where there is no USB, so has anyone used Moneypass ATMs to unload USB Buxx? How about fee free ATMs at Wawa? There are lots of Wawas around here.

What is the worst case? I have to pay the ATM fee of $2.00 and USB fees? Is the max withdrawal $500 per day?
bobby21 is offline  
Old Jun 21, 2014, 5:07 am
  #2646  
 
Join Date: May 2014
Location: PHL
Programs: SW CP, SPG Gold, Hilton Gold
Posts: 571
Originally Posted by bobby21
I live in NJ where there is no USB, so has anyone used Moneypass ATMs to unload USB Buxx? How about fee free ATMs at Wawa? There are lots of Wawas around here.

What is the worst case? I have to pay the ATM fee of $2.00 and USB fees? Is the max withdrawal $500 per day?
Don't have the answer to your question, but why don't you just get TD?
ftomasze is offline  
Old Jun 21, 2014, 5:50 am
  #2647  
 
Join Date: May 2014
Posts: 201
Originally Posted by ftomasze
Don't have the answer to your question, but why don't you just get TD?
^

There's a TD Bank on every corner in NJ.
RJP3 is offline  
Old Jun 21, 2014, 5:57 am
  #2648  
 
Join Date: Apr 2011
Posts: 567
Originally Posted by RJP3
^

There's a TD Bank on every corner in NJ.
I just got my TD, so was planning to add USB Buxx to my arsenal. TD ATMs are there, but its only $60 a day I believe, please correct me if I am wrong.

I need a clear unload plan before I get USB Buxx, and the local WM is impossible for BP/MO. So looking for Moneypass ATMs.

With my new TD here is my plan,

day1 - load $1000
day 2- load $1000; and then flush out the $2000 balance.

Can I load the next $1000 on day 3, or do I wait till day8 (because of the 7 day limit?).
bobby21 is offline  
Old Jun 21, 2014, 6:41 am
  #2649  
 
Join Date: May 2014
Location: PHL
Programs: SW CP, SPG Gold, Hilton Gold
Posts: 571
Originally Posted by bobby21
I just got my TD, so was planning to add USB Buxx to my arsenal. TD ATMs are there, but its only $60 a day I believe, please correct me if I am wrong.

I need a clear unload plan before I get USB Buxx, and the local WM is impossible for BP/MO. So looking for Moneypass ATMs.

With my new TD here is my plan,

day1 - load $1000
day 2- load $1000; and then flush out the $2000 balance.

Can I load the next $1000 on day 3, or do I wait till day8 (because of the 7 day limit?).
Wait until day 8 to load the 3rd $1K. What's your plans for unloading? If metas are done at WM as well I'm just going to feed the bird, if the metas aren't done at WM (waiting for my GCM order to come in to check for myself) then I'll just do MO.

And just an FYI there should be NO question about MOs at WM with a Buxx, they're legit debits.
ftomasze is offline  
Old Jun 21, 2014, 6:47 am
  #2650  
 
Join Date: Apr 2011
Posts: 567
Originally Posted by RJP3
^

There's a TD Bank on every corner in NJ.
Originally Posted by ftomasze
Wait until day 8 to load the 3rd $1K. What's your plans for unloading? If metas are done at WM as well I'm just going to feed the bird, if the metas aren't done at WM (waiting for my GCM order to come in to check for myself) then I'll just do MO.

And just an FYI there should be NO question about MOs at WM with a Buxx, they're legit debits.
I had some horrific experiences dealing with WM cashiers in NJ trying MO/BP/BB with VGCs, is USB and/or TD Buxx still good? Any recent data points? Things have changed in June.

Are buxx legit debits at WM? With me going with a card in my teen's name?
bobby21 is offline  
Old Jun 21, 2014, 7:01 am
  #2651  
 
Join Date: May 2014
Location: PHL
Programs: SW CP, SPG Gold, Hilton Gold
Posts: 571
Originally Posted by bobby21
I had some horrific experiences dealing with WM cashiers in NJ trying MO/BP/BB with VGCs, is USB and/or TD Buxx still good? Any recent data points? Things have changed in June.

Are buxx legit debits at WM? With me going with a card in my teen's name?
Lots of NJ folk on the forums here, myself included. They shouldn't be asking for ID for a PIN based transaction. I don't have any recent data points myself but it really shouldn't be a problem.
ftomasze is offline  
Old Jun 21, 2014, 7:32 am
  #2652  
 
Join Date: Aug 2011
Posts: 94
Can anyone confirm if the Us bank Club Carlson Personal Visa and a Citi business card can be used to load TD Go. Does cash advance have to be set to zero or not because I have seen conflicting info. Also can NW Buxx be loaded with Us bank Club Carlson Personal Visa ? Thanks
dr0832 is offline  
Old Jun 21, 2014, 7:36 am
  #2653  
 
Join Date: May 2014
Posts: 201
Originally Posted by bobby21

I need a clear unload plan before I get USB Buxx...
How do you intend to get a USB Buxx card?
RJP3 is offline  
Old Jun 21, 2014, 7:46 am
  #2654  
 
Join Date: May 2014
Posts: 201
Originally Posted by dr0832
Also can NW Buxx be loaded with Us bank Club Carlson Personal Visa ? Thanks
Given the info in the Wiki, I can't for the life of me understand why any MS'er would bother with a NW Buxx card. Seriously.

------------------------
NW Buxx
  • Initial purchase fee: $5 (waived with promo code: 02050053)
  • $2 load fee
  • Max load per day: $500
  • Max load per rolling 30 days: $1,000
  • Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for Allpoint ATMs (yet, a phone call may be necessary to reverse a $1 charge).
  • Max spend per 7 rolling days: $800

Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~4/5). If you card fails to load, switch to another CC.

Do not load with a Citi card for NW Buxx.[/I]
-----------------------

Seriously? With NW Buxx you can load and unload $1,000 every 30 days?

In 90 seconds you can buy $1000 in gift cards at the grocery store, walk 20 feet to the customer service counter, use them to buy a $1,000 MO, walk another 10 feet to the ATM and deposit the $1000 in your checking account.
RJP3 is offline  
Old Jun 21, 2014, 8:18 am
  #2655  
 
Join Date: May 2009
Posts: 39
Deleted

Last edited by Starlord; Dec 20, 2014 at 11:42 pm
Starlord is offline  


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