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-   -   Ongoing MS Gebit BHN breakdown (https://www.flyertalk.com/forum/manufactured-spending/2113029-ongoing-ms-gebit-bhn-breakdown.html)

nini6180 Aug 25, 2025 4:11 pm


Originally Posted by yugi (Post 37255499)
It seems that the limit is $474.99 now, YMMV.

After seeing your post I thought to try $474 at Kroger today but got declined. I should have stick with the $470(with fee) that someone mentioned before which has been proven to work.

jk2 Aug 26, 2025 7:21 pm


Originally Posted by nini6180 (Post 37284280)
After seeing your post I thought to try $474 at Kroger today but got declined. I should have stick with the $470(with fee) that someone mentioned before which has been proven to work.

my attempts of 472 + fee were successful.

rndomusr19 Sep 19, 2025 12:51 pm

Can anyone confirm if the $200 issued VGCs are being limited to $99 or different limit per swipe when it comes to debit transactions? I did see the DP from months ago but I assumed it was exclusive to Kroger. Have a $200 BHN VGC that was obtained online (different BIN than Staples and OD/OM) and wasn't able to liquidate it for the full $200 amount

cak144 Sep 27, 2025 9:52 pm

Do Pathward/BHN Mastercards work to purchase money orders at Walmart?

pointnfly Sep 28, 2025 8:17 am


Originally Posted by cak144 (Post 37342765)
Do Pathward/BHN Mastercards work to purchase money orders at Walmart?

Not For Me/

wallyt1215 Oct 6, 2025 2:26 pm

I used to do $498+$1 fee for $499 with Pathward/Incomm VGC (#409758) but that didn't work today. I've been out the MS game for a few months but needa hit some MSR again. Will try Tom Thumb and Kroger and report back.

grayland Oct 6, 2025 4:36 pm

I have a handful of $300 Staples 4358 to liquidate. I have avoided Pathward/BHN for a very long time but needed to finish a bonus spend in a hurry and ordered 5 x 300 online...I have been buying SSpend 500s and MO at Kroger for years without any problem.
Now....how to use these POS BHN. I was turned down at my usual Kroger with a $299. attempt with $300. 4358 8066.
Any advice welcome.

Nice8080 Oct 7, 2025 7:59 pm

Adding my data point

bought 4 x $200 MC GC

2 cashed ok to 1 MO of $397 : Split payment: 200, $197 and $3 cash paid
the other 2 remaining failed “declined” message on terminal

will try in a couple days. Balance is intact.

ORD-TGU Oct 8, 2025 6:16 am


Originally Posted by Nice8080 (Post 37360369)
Adding my data point

bought 4 x $200 MC GC

2 cashed ok to 1 MO of $397 : Split payment: 200, $197 and $3 cash paid
the other 2 remaining failed “declined” message on terminal

will try in a couple days. Balance is intact.

What store?

wallyt1215 Oct 8, 2025 9:20 am


Originally Posted by wallyt1215 (Post 37358014)
I used to do $498+$1 fee for $499 with Pathward/Incomm VGC (#409758) but that didn't work today. I've been out the MS game for a few months but needa hit some MSR again. Will try Tom Thumb and Kroger and report back.

$498+$0.89 worked at TT. I tried $499+$0.89 afterwards with a diff card and it didn't take. I didn't ask to do another $498 but I guess that's the current limit for my local TT.

I'll try Kroger which is usually much more strict where I'm at and $470-475 at WM.

Nice8080 Oct 8, 2025 10:25 am


Originally Posted by ORD-TGU (Post 37360990)
What store?

supermarket

roberto767 Oct 10, 2025 3:37 pm


Originally Posted by Nice8080 (Post 37360369)
Adding my data point

bought 4 x $200 MC GC

2 cashed ok to 1 MO of $397 : Split payment: 200, $197 and $3 cash paid
the other 2 remaining failed “declined” message on terminal

will try in a couple days. Balance is intact.

Which store?

Nice8080 Oct 10, 2025 3:48 pm


Originally Posted by roberto767 (Post 37365824)
Which store?

grocery

1 worked after waiting a couple days.

Nice8080 Oct 12, 2025 9:33 pm

Do you guys register the cards online and provide a street address etc before use?

I wonder if that helps with the use in anyway

newplayer Oct 13, 2025 12:07 pm


Originally Posted by Nice8080 (Post 37369353)
Do you guys register the cards online and provide a street address etc before use?

I wonder if that helps with the use in anyway

I was doing it for a while (for PW/BHN), then switched to only setting the pin. Haven't seen any difference.


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