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Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

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Old Sep 14, 2019, 6:47 pm
  #736  
 
Join Date: Jan 2014
Posts: 91
Originally Posted by Prometheus77
Both are showing up in the app for me at $1.50. Search for "CitiBank" and not "Citi CC"
Thanks for the hint. I figured out it actually had to do with the location of store selected in the app. If I select a different location, the fee goes back to the normal amount. Interesting.
romeogg is offline  
Old Sep 15, 2019, 6:42 am
  #737  
 
Join Date: Apr 2002
Posts: 2,951
Isn't Citibank one of the financial institutions quik to shut down individuals who WM bill pay?
TTT103 is offline  
Old Sep 15, 2019, 8:15 am
  #738  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 597
Originally Posted by TTT103
Isn't Citibank one of the financial institutions quik to shut down individuals who WM bill pay?
Not in my experience, but YMMV. I usually send them $4-5K a month via WM BP for a couple years now without issue.
Chelski likes this.
Prometheus77 is offline  
Old Sep 15, 2019, 1:49 pm
  #739  
 
Join Date: Apr 2002
Posts: 2,951
Originally Posted by Prometheus77
Not in my experience, but YMMV. I usually send them $4-5K a month via WM BP for a couple years now without issue.
That's good to know. Thank you
TTT103 is offline  
Old Sep 15, 2019, 1:59 pm
  #740  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,677
Originally Posted by Prometheus77
Not in my experience, but YMMV. I usually send them $4-5K a month via WM BP for a couple years now without issue.
What card are you paying? I've heard some data points suggesting they will shut down the double cash for billpays, but that cobranded cards (such as AA) are ok to bill pay.
ChrisFlyer66 is offline  
Old Sep 15, 2019, 4:57 pm
  #741  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 597
Originally Posted by ChrisFlyer66
What card are you paying? I've heard some data points suggesting they will shut down the double cash for billpays, but that cobranded cards (such as AA) are ok to bill pay.
It's a combo of the DC, TYP cards, AA, and cobranded cards. It's usually not the same card each month, but the DC is in the rotation more than the others.
Prometheus77 is offline  
Old Sep 16, 2019, 6:59 pm
  #742  
 
Join Date: Feb 2017
Posts: 17
Discover bill pay not reflected

Paid discover card on 09/12 with one day payment still not reflected on my card. Contacted checkfreepay , they are saying it’s paid out on Friday itself .. not sure what’s happening ...
MAWN is offline  
Old Sep 16, 2019, 8:40 pm
  #743  
Suspended
 
Join Date: Sep 2016
Posts: 198
Originally Posted by MAWN
Paid discover card on 09/12 with one day payment still not reflected on my card. Contacted checkfreepay , they are saying it’s paid out on Friday itself .. not sure what’s happening ...
I'd be in full on panic mode! Holy crap - in one business day, Discover hasn't posted the payment to your account. Call the authorities - CFPB them!
beast7276 is offline  
Old Sep 17, 2019, 2:34 am
  #744  
 
Join Date: Feb 2017
Posts: 17
Originally Posted by MAWN
Paid discover card on 09/12 with one day payment still not reflected on my card. Contacted checkfreepay , they are saying it’s paid out on Friday itself .. not sure what’s happening ...

Update : payment reported on 09/16 night , found out reason too. When I checked time I paid it was on 6:59 pm.
MAWN is offline  
Old Sep 17, 2019, 5:57 am
  #745  
Suspended
 
Join Date: Sep 2016
Posts: 198
Originally Posted by MAWN
Update : payment reported on 09/16 night , found out reason too. When I checked time I paid it was on 6:59 pm.
Whew. Thanks for the update, I was genuinely worried for you.
wyogold and merice107107 like this.
beast7276 is offline  
Old Sep 20, 2019, 9:32 am
  #746  
 
Join Date: Jan 2015
Posts: 120
Using two IDs

It is known that for MO purchases, passport and DL don't work as independent IDs. Has anyone noticed the same thing with CFP (given that one uses different addresses and phone numbers)?
NikSem is offline  
Old Sep 20, 2019, 10:11 am
  #747  
 
Join Date: Jul 2017
Programs: UR, Marriott, AA, WN, Chick Fil A Red
Posts: 182
Has anyone had BP accounts shut down at WM lately? One I haven’t used for several months gave the throttle limit error. Total amounts from other accounts sharing similar info don’t equal 8k either.
NeGourmand is offline  
Old Sep 21, 2019, 3:02 pm
  #748  
 
Join Date: Dec 2013
Posts: 3,509
Anyone have experience paying their Fidelity Visa with Elan Financial Services? I assume CFP still works despite the ID ban on MOs?

From Wiki
Elan Financial Services
$1.50 next day.
Fidelity Visa

Last edited by ericdabbs; Sep 21, 2019 at 3:08 pm
ericdabbs is online now  
Old Sep 22, 2019, 7:49 pm
  #749  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
seems it still can't BP NFCU AmEx card
coolguy100 is offline  
Old Sep 23, 2019, 11:28 am
  #750  
 
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,551
Originally Posted by ericdabbs
Anyone have experience paying their Fidelity Visa with Elan Financial Services? I assume CFP still works despite the ID ban on MOs?

From Wiki
Elan Financial Services
$1.50 next day.
Fidelity Visa
I have been paying my Fidelity Visa ("Elan Financial Services") at WM for years.
ericdabbs likes this.
redtop43 is offline  


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