Jan 9, 2018, 7:46 pm
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.
Sep 13 2021 :If WM App is updated with no money services , then use the following for Android phone to get the working version.
https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/
This workaround no longer works.
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction ---------------------------------------------------------------------------------------------------------------------
BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for Bill Pay.
Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.
--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.
:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.
Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC
Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.
Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:
BoA Alaska Airlines VisaDoes not work:
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Elan Financial Services
$1.50 next day.
Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.
Sep 13 2021 :
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/
This workaround no longer works.
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for Bill Pay.
Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.
--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.
:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.
Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC
Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.
Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:
BoA Alaska Airlines VisaDoes not work:
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Elan Financial Services
$1.50 next day.
Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.
Billpay at Walmart (2018 onwards)
Oct 13, 2018, 7:44 am
#361
Join Date: Nov 2015
Programs: DL, Marriott & IHG Platty; HH Diamonte
Posts: 861
To me that would mean that you have such a high profile at that location that they have been talking about you....I would chill out.
Oct 14, 2018, 4:08 am
#362
Join Date: Feb 2015
Posts: 319
if that's the plan and ONLY $1K MO face value triggers eMSAR, what if we just buy $999 or less? HOWEVER, I know there are cashiers that would go to eMSAR screen for whatever amount if they notice you come frequently. I'm glad they are not the majority. I avoid such cashiers since I'm not comfortable with too many MSARs filed on me. I'd just quit MSing at WM and go to grocery stores and gas stations that sell MO even if they charge a little higher but don't have this MSAR BS.
For now, I'm not worried at my go-to WMs; will wait n see if such BS is implemented nationwide, hard coded at the registers.
For now, I'm not worried at my go-to WMs; will wait n see if such BS is implemented nationwide, hard coded at the registers.
Oct 14, 2018, 8:04 am
#364
Join Date: Jul 2014
Posts: 3,688
I'm not sure how they'll go about the $8K per transaction whether they'll allow $2K done in 4 swipes with 4 receipts? We'll find out on antsy Tuesday.
I won't mind if it's one emsar but if they file it 8x, no way will I agree to that and call attention to myself since they have all my info including my social. That will be asking to be banned at WM once all those files trip the alarm.
I'm thinking of "special helpers/runners" to do B/Ps BUT I know there are stores where they check names of payor that matches the name on CCs being paid, AU cards may work for this.
Oct 14, 2018, 9:26 am
#365
Join Date: Sep 2014
Posts: 1,837
So be creative?
Oct 14, 2018, 9:37 am
#366
Join Date: Sep 2014
Posts: 1,837
I use to BP my SOs biz account through app, no questions asked.
I'm not sure what they see other than account being paid when done through app.
Oct 14, 2018, 12:32 pm
#368
Join Date: May 2015
Posts: 1,066
Don't you need different addresses? Trying to figure out how this will all work.
Oct 14, 2018, 12:54 pm
#370
Suspended
Join Date: Sep 2016
Posts: 198
Wouldn't they file emsar 8x for the $8K if they're going to enforce the memo?
I'm not sure how they'll go about the $8K per transaction whether they'll allow $2K done in 4 swipes with 4 receipts? We'll find out on antsy Tuesday.
I won't mind if it's one emsar but if they file it 8x, no way will I agree to that and call attention to myself since they have all my info including my social. That will be asking to be banned at WM once all those files trip the alarm.
I'm thinking of "special helpers/runners" to do B/Ps BUT I know there are stores where they check names of payor that matches the name on CCs being paid, AU cards may work for this.
I'm not sure how they'll go about the $8K per transaction whether they'll allow $2K done in 4 swipes with 4 receipts? We'll find out on antsy Tuesday.
I won't mind if it's one emsar but if they file it 8x, no way will I agree to that and call attention to myself since they have all my info including my social. That will be asking to be banned at WM once all those files trip the alarm.
I'm thinking of "special helpers/runners" to do B/Ps BUT I know there are stores where they check names of payor that matches the name on CCs being paid, AU cards may work for this.
Oct 14, 2018, 1:50 pm
#371
Join Date: Jul 2014
Posts: 3,688
Setting up accounts for trusted helpers via app may be a work-around. Just make sure to do screenshots of receipts and send them to your email addy since only the last 5 is saved in the app.
Meanwhile, I won't buy more at the mall until I see what it's like at my recycling centers on antsy Tuesday. Hopefully, change trickles like molasses instead of a quick update effective immediately nationwide.
Oct 14, 2018, 1:53 pm
#372
Join Date: Jun 2015
Posts: 1,727
Oct 14, 2018, 2:27 pm
#374
Join Date: Feb 2015
Posts: 319
Wouldn't they file emsar 8x for the $8K if they're going to enforce the memo?
I'm not sure how they'll go about the $8K per transaction whether they'll allow $2K done in 4 swipes with 4 receipts? We'll find out on antsy Tuesday.
I won't mind if it's one emsar but if they file it 8x, no way will I agree to that and call attention to myself since they have all my info including my social. That will be asking to be banned at WM once all those files trip the alarm.
I'm thinking of "special helpers/runners" to do B/Ps BUT I know there are stores where they check names of payor that matches the name on CCs being paid, AU cards may work for this.
I'm not sure how they'll go about the $8K per transaction whether they'll allow $2K done in 4 swipes with 4 receipts? We'll find out on antsy Tuesday.
I won't mind if it's one emsar but if they file it 8x, no way will I agree to that and call attention to myself since they have all my info including my social. That will be asking to be banned at WM once all those files trip the alarm.
I'm thinking of "special helpers/runners" to do B/Ps BUT I know there are stores where they check names of payor that matches the name on CCs being paid, AU cards may work for this.
Oct 14, 2018, 3:24 pm
#375
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
It’s my understanding one eMARS will be filed per transaction that is $1k and over AND that the transaction limit isn’t changing. If an eMAR is being done on me, I might well go for the gold ($8k) in one transaction and make it worthwhile. Then subsequent transactions at different stores can be less than $1k. Not so sure I want runners for BP.