Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jun 6, 2018, 9:15 am
#1081
Join Date: Mar 2016
Posts: 31
And keep them to yourself. I have seen whales around the places I mentioned bringing those backpacks and trying to offload 100 or more all flavored VGCs.
To me, this is just a great hobby that helps with signing bonuses and some fun play with Amex OBC @ Krogy-Food4much-Rafaels etc, and Amex BBP meets SimonSays..
I am glad it has been going for SO Loong. Still remember the days I did Bluebird instead of MOs.
To me, this is just a great hobby that helps with signing bonuses and some fun play with Amex OBC @ Krogy-Food4much-Rafaels etc, and Amex BBP meets SimonSays..
I am glad it has been going for SO Loong. Still remember the days I did Bluebird instead of MOs.
Jun 6, 2018, 12:00 pm
#1083
Join Date: Dec 2007
Location: DFW
Programs: AA Lifetime Platinum, Hyatt Plat Hilton Gold, SPG Gold, Club Carl Gold, IHG Plat
Posts: 1,002
Jun 6, 2018, 12:09 pm
#1084
Join Date: Jul 2014
Posts: 3,688
based on lots of reports here and replies to discussions on blog sites, it is safe to conclude that MG calls the shots at WM for financial services and stores that are put on probation are never the same once they're put on the list.
Jun 6, 2018, 1:05 pm
#1086
Join Date: Mar 2002
Posts: 224
Are MC GCs working as before for MO? Anyone tried yesterday or today?
Never mind. Activation issue.
Never mind. Activation issue.
Last edited by I Fly Delta Jets; Jun 6, 2018 at 4:34 pm Reason: Resolution
Jun 6, 2018, 1:14 pm
#1087
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Don't bother posting if you aren't willing to actually convey any information that anyone can actually use. (Actually identifying a store that allows only one swipe is hardly "spoon feeding," or at all likely to "ruin it with a couple of visits." Let's get real here.)
Jun 6, 2018, 1:32 pm
#1088
Join Date: Sep 2014
Posts: 1,837
it's to let every one know that the location got audited and if your location is allowing multiple swipes and you're not the only one, your location is most likely next.
Jun 6, 2018, 5:45 pm
#1089
Join Date: Dec 2007
Location: DFW
Programs: AA Lifetime Platinum, Hyatt Plat Hilton Gold, SPG Gold, Club Carl Gold, IHG Plat
Posts: 1,002
correct, not even for 1 swipe. Moneygram instructed them not to accept VGCs for MOs period. They are now trained to check — at least for those of us who were known to use multiple swipes in the past. I have a good relationship with the money center personnel and believe they were being truthful.
Jun 6, 2018, 8:17 pm
#1090
Suspended
Join Date: Sep 2014
Posts: 350
correct, not even for 1 swipe. Moneygram instructed them not to accept VGCs for MOs period. They are now trained to check — at least for those of us who were known to use multiple swipes in the past. I have a good relationship with the money center personnel and believe they were being truthful.
Jun 7, 2018, 12:02 am
#1091
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
all the postings here are so generic for last 5+ years....some get lucky and some are lies, but it keeps on churning....I have doubts you can buy MO at WALMART with GCs any more except random or remote locations (maybe?). This thread has lost its value, must have closed long time back.....
Jun 7, 2018, 5:56 am
#1092
Join Date: Mar 2016
Posts: 31
all the postings here are so generic for last 5+ years....some get lucky and some are lies, but it keeps on churning....I have doubts you can buy MO at WALMART with GCs any more except random or remote locations (maybe?). This thread has lost its value, must have closed long time back.....
Jun 7, 2018, 7:06 am
#1094
Suspended
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Went yesterday with no issues. Dumping GE $200 cards from latest Amex / Lowe's deal i.e. buy $1000 get $100 back offer. Had an issue with the MO printer but that was my worst problem! BAU for me.
Jun 7, 2018, 9:25 am
#1095
Join Date: Jul 2014
Posts: 3,688
there was one from LAX who posted in this week's reddit MS thread who tried buying MO $999.12 with 2 swipes. Associate asked to see card and he/she showed a real bank DC but swiped VGC. Cashier noticed and called him/her out....BUSTED! MSer went on to question since when VGCs were disallowed to buy MO? well, if that's what they thought, why not just show what you're going to swipe and see what cashier will say? as it is, NO GO for that MSer from thereon, cashiers at that WM will likely be more vigilant in looking at cards being swiped.
btw, it's been mentioned that cashiers can prove the switch with receipt by comparing last 4 of card that were swiped.