Feb 3, 2017, 9:54 am
Last edit by: ChrisFlyer66
This is the thread for 2017. The previous discussion can be found here.
The 2018 thread is here.
THIS IS A WIKI FOR AND OLD THREAD AND IS NO LONGER BEING UPDATED.
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All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as debit.
-Visas issued by MetaBank work great. Pin is last 4 digits
-MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. Swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen and have them enter amount and then enter the pin. Pin in packaging.
-Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes > $49.99.
NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart.
The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you.
MO fee is usually 70 cents each. Subtract from your total or pay in cash.
Start slow and buy one MO to see how it works. Your store or cashier may work different and have rules that other store do not have.
Very few Kate's can sell money orders anymore.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2018 thread is here.
THIS IS A WIKI FOR AND OLD THREAD AND IS NO LONGER BEING UPDATED.
---------------------------------------------------------------------------------
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as debit.
-Visas issued by MetaBank work great. Pin is last 4 digits
-MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. Swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen and have them enter amount and then enter the pin. Pin in packaging.
-Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes > $49.99.
NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart.
The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you.
MO fee is usually 70 cents each. Subtract from your total or pay in cash.
Start slow and buy one MO to see how it works. Your store or cashier may work different and have rules that other store do not have.
Very few Kate's can sell money orders anymore.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2017)
Aug 30, 2017, 1:55 pm
#781
Join Date: Sep 2015
Posts: 305
For those who are still able to buy MOs at local WMs - what do you do with them?
I never thought I would have to ask this question, because normally the bigger question is "how to get them" not "how to dispose of them". But...I am depositing under 10K in my local bank and (since I am doing more than 10K a month) I am paying off credit cards directly with MOs. But looks like that avenue is closing now (I was warned by a credit card company not to send multiple MOs).
I never thought I would have to ask this question, because normally the bigger question is "how to get them" not "how to dispose of them". But...I am depositing under 10K in my local bank and (since I am doing more than 10K a month) I am paying off credit cards directly with MOs. But looks like that avenue is closing now (I was warned by a credit card company not to send multiple MOs).
Aug 30, 2017, 3:00 pm
#782
Join Date: Aug 2017
Posts: 32
For those who are still able to buy MOs at local WMs - what do you do with them?
I never thought I would have to ask this question, because normally the bigger question is "how to get them" not "how to dispose of them". But...I am depositing under 10K in my local bank and (since I am doing more than 10K a month) I am paying off credit cards directly with MOs. But looks like that avenue is closing now (I was warned by a credit card company not to send multiple MOs).
I never thought I would have to ask this question, because normally the bigger question is "how to get them" not "how to dispose of them". But...I am depositing under 10K in my local bank and (since I am doing more than 10K a month) I am paying off credit cards directly with MOs. But looks like that avenue is closing now (I was warned by a credit card company not to send multiple MOs).
Aug 30, 2017, 3:00 pm
#783
Join Date: Sep 2014
Posts: 1,837
For those who are still able to buy MOs at local WMs - what do you do with them?
I never thought I would have to ask this question, because normally the bigger question is "how to get them" not "how to dispose of them". But...I am depositing under 10K in my local bank and (since I am doing more than 10K a month) I am paying off credit cards directly with MOs. But looks like that avenue is closing now (I was warned by a credit card company not to send multiple MOs).
I never thought I would have to ask this question, because normally the bigger question is "how to get them" not "how to dispose of them". But...I am depositing under 10K in my local bank and (since I am doing more than 10K a month) I am paying off credit cards directly with MOs. But looks like that avenue is closing now (I was warned by a credit card company not to send multiple MOs).
I try to stay under 10k per month per bank.
Aug 30, 2017, 6:46 pm
#786
Join Date: Sep 2014
Posts: 1,837
if not, then 1 bank per day, that is NOT structuring.
Aug 31, 2017, 7:54 am
#789
Join Date: Mar 2015
Location: Cincinnati
Programs: AA, Hyatt
Posts: 371
oh good here comes a bunch of people who don't know what structuring is
Aug 31, 2017, 8:51 am
#790
Join Date: May 2015
Posts: 1,066
Anyone ever have issues depositing MOs that are completely smudged up? The ink on about 10 MOs are really smudged. You can see the dollar amount clearly but other numbers on the MG MO are all smudged and hard to see. Going to try a few different ATMs today on the really messy ones.
Aug 31, 2017, 9:22 am
#791
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
Aug 31, 2017, 11:55 pm
#794
Join Date: Aug 2013
Posts: 28
WIRED just published an article on gift card hacking that freaked me out. Has anyone had their gift card numbers stolen, and is there anything common in those cards that are stolen like the brand?
https://www.wired.com/story/gift-card-hacks/
https://www.wired.com/story/gift-card-hacks/
Sep 1, 2017, 12:47 am
#795
Join Date: Feb 2011
Location: CVG
Programs: Hyatt Giraffe
Posts: 1,665
WIRED just published an article on gift card hacking that freaked me out. Has anyone had their gift card numbers stolen, and is there anything common in those cards that are stolen like the brand?
https://www.wired.com/story/gift-card-hacks/
https://www.wired.com/story/gift-card-hacks/