Feb 3, 2017, 9:54 am
Last edit by: ChrisFlyer66
This is the thread for 2017. The previous discussion can be found here.
The 2018 thread is here.
THIS IS A WIKI FOR AND OLD THREAD AND IS NO LONGER BEING UPDATED.
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All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as debit.
-Visas issued by MetaBank work great. Pin is last 4 digits
-MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. Swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen and have them enter amount and then enter the pin. Pin in packaging.
-Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes > $49.99.
NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart.
The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you.
MO fee is usually 70 cents each. Subtract from your total or pay in cash.
Start slow and buy one MO to see how it works. Your store or cashier may work different and have rules that other store do not have.
Very few Kate's can sell money orders anymore.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2018 thread is here.
THIS IS A WIKI FOR AND OLD THREAD AND IS NO LONGER BEING UPDATED.
---------------------------------------------------------------------------------
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as debit.
-Visas issued by MetaBank work great. Pin is last 4 digits
-MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. Swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen and have them enter amount and then enter the pin. Pin in packaging.
-Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes > $49.99.
NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart.
The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you.
MO fee is usually 70 cents each. Subtract from your total or pay in cash.
Start slow and buy one MO to see how it works. Your store or cashier may work different and have rules that other store do not have.
Very few Kate's can sell money orders anymore.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2017)
Aug 26, 2017, 5:11 pm
#751
Join Date: Nov 2015
Programs: DL, Marriott & IHG Platty; HH Diamonte
Posts: 861
There are a 3 walmarts in my small town area that i have been going too for the past few mths to exchange VGC for MO, however this wk i was told they do not accept VGC, i went to another WM 8 miles away and they said the decision came from Moneygram to not accept them
I am in Washington state, i will try going further out to get rid of the $2k worth of gift cards i have left
I am in Washington state, i will try going further out to get rid of the $2k worth of gift cards i have left
Edit: Just an FYI, I use VGCs with my name on them and that clearly say Visa Debit. The few times I have ever get questioned about them, I have maintained that this is a debit card and don't deviate from that - once had a manager come over (about 1.25 years ago) and they clearly told the agent that Debit is allowed.
Edit2: I would also suggest a generalized change of attitude from what I have seen from many on this forum: instead of trying to do the minimum necessary (that raises alarm bells), why not try to raise the bar a little and not burn out this avenue of MS...rant over/.
Last edited by pharmawalk; Aug 26, 2017 at 5:49 pm
Aug 26, 2017, 6:26 pm
#752
Join Date: Sep 2014
Posts: 1,837
What do you mean by minimum and raising the bar?
Aug 26, 2017, 8:09 pm
#753
Join Date: Aug 2013
Posts: 208
For the folks this is happening to, are you using VGC with your name on them or generic versions (for example, VGCs from Staples, Simon, Safeway, etc.)?
Edit: Just an FYI, I use VGCs with my name on them and that clearly say Visa Debit. The few times I have ever get questioned about them, I have maintained that this is a debit card and don't deviate from that - once had a manager come over (about 1.25 years ago) and they clearly told the agent that Debit is allowed.
Edit2: I would also suggest a generalized change of attitude from what I have seen from many on this forum: instead of trying to do the minimum necessary (that raises alarm bells), why not try to raise the bar a little and not burn out this avenue of MS...rant over/.
Edit: Just an FYI, I use VGCs with my name on them and that clearly say Visa Debit. The few times I have ever get questioned about them, I have maintained that this is a debit card and don't deviate from that - once had a manager come over (about 1.25 years ago) and they clearly told the agent that Debit is allowed.
Edit2: I would also suggest a generalized change of attitude from what I have seen from many on this forum: instead of trying to do the minimum necessary (that raises alarm bells), why not try to raise the bar a little and not burn out this avenue of MS...rant over/.
Aug 26, 2017, 8:45 pm
#754
Join Date: Jul 2015
Programs: SW,SPG,Hyatt
Posts: 87
Just liquidated 4k in VGCs at my go to walmart in NW Florida. Hope this virus doesn't spread this way.
Aug 26, 2017, 8:59 pm
#755
Join Date: Jul 2015
Programs: SW,SPG,Hyatt
Posts: 87
Obviously nothing is hardcoded at this point but these reports are worrisome.
Aug 26, 2017, 11:04 pm
#756
Join Date: Sep 2015
Posts: 576
I just bought 4 MO, first WM would only let me use 2 payments only, i went to a 2nd one, Money order machine is broken, 3rd one was the charm and got another 2.
like 30 mins ago.
like 30 mins ago.
Aug 26, 2017, 11:13 pm
#757
Join Date: May 2016
Posts: 506
MS used to be rare. Now with so much more people doing this we're going to have all kinds of DPs. More WM employees will be aware of the activity and they will have all kinds of ideas and " policies". MG can't block VGCs, only WM can. I remember ~3 months ago some employees were spreading that nonsense as imminent.
Aug 27, 2017, 3:17 am
#758
Join Date: Mar 2017
Posts: 108
For the folks this is happening to, are you using VGC with your name on them or generic versions (for example, VGCs from Staples, Simon, Safeway, etc.)?
Edit: Just an FYI, I use VGCs with my name on them and that clearly say Visa Debit. The few times I have ever get questioned about them, I have maintained that this is a debit card and don't deviate from that - once had a manager come over (about 1.25 years ago) and they clearly told the agent that Debit is allowed.
Edit2: I would also suggest a generalized change of attitude from what I have seen from many on this forum: instead of trying to do the minimum necessary (that raises alarm bells), why not try to raise the bar a little and not burn out this avenue of MS...rant over/.
Edit: Just an FYI, I use VGCs with my name on them and that clearly say Visa Debit. The few times I have ever get questioned about them, I have maintained that this is a debit card and don't deviate from that - once had a manager come over (about 1.25 years ago) and they clearly told the agent that Debit is allowed.
Edit2: I would also suggest a generalized change of attitude from what I have seen from many on this forum: instead of trying to do the minimum necessary (that raises alarm bells), why not try to raise the bar a little and not burn out this avenue of MS...rant over/.
The only way i think getting around it would be to get a single money order of $500 so you arent using 4 VGC
I have done $2k, $3k, and $4k at these locations before without issue
When they ask if its a gift card i say its a debit card, the same reps that i have gone to before are now not accepting VGC
Aug 27, 2017, 6:00 am
#759
Join Date: Jan 2012
Location: Midwest
Programs: AA Exec Plat, Marriott LT Titanium
Posts: 67
VGC @ walmarts midwest
For the folks this is happening to, are you using VGC with your name on them or generic versions (for example, VGCs from Staples, Simon, Safeway, etc.)?
Edit: Just an FYI, I use VGCs with my name on them and that clearly say Visa Debit. The few times I have ever get questioned about them, I have maintained that this is a debit card and don't deviate from that - once had a manager come over (about 1.25 years ago) and they clearly told the agent that Debit is allowed.
Edit2: I would also suggest a generalized change of attitude from what I have seen from many on this forum: instead of trying to do the minimum necessary (that raises alarm bells), why not try to raise the bar a little and not burn out this avenue of MS...rant over/.
Edit: Just an FYI, I use VGCs with my name on them and that clearly say Visa Debit. The few times I have ever get questioned about them, I have maintained that this is a debit card and don't deviate from that - once had a manager come over (about 1.25 years ago) and they clearly told the agent that Debit is allowed.
Edit2: I would also suggest a generalized change of attitude from what I have seen from many on this forum: instead of trying to do the minimum necessary (that raises alarm bells), why not try to raise the bar a little and not burn out this avenue of MS...rant over/.
I have mixed experiences with different Walmarts and employees at the Midwest.
I know of one location that is a no go even with VGC with your name on it, the moment you ask for a MO the employees get all crazy and create all sort
of rules/excuses to avois selling the MO.
In other locations they ask for your drivers license and they swipe the VGC with my name on it on their side (I guess they want to check if I remember the pin ;-); btw I always set my own pin)
I have another location where the CSR asked me why I come into the store
to purchase MO with VGC (never told her that they were VGC and yes they have my name on it) apparently they can see what type of card you are using on their side, I told her that is to collect miles for travel and she was fine with it, in fact I now liquidate Simon in that location since I do not longer need to use the VGC with my name on it.
Other places ( no Walmart) that sell western union MO let me purchase with
simon cards no problem doing split payments to get 1k MOs.
There's one location where the yellow vest told the new CSR asking for directions on my request of split payments that as long as my name matches my ID they can sell me MO with split payments.
In my experience it remains YMMV situation but it always help to have cards
with your name on it.
Good Luck.
Aug 27, 2017, 3:34 pm
#760
Join Date: Mar 2017
Posts: 108
How do you mean it always helps to have cards
Aug 28, 2017, 1:08 pm
#761
Join Date: Dec 2005
Location: South Florida
Programs: AA EXP, HH Diamond, Marriott Platinium
Posts: 1,334
Aug 28, 2017, 1:51 pm
#762
Join Date: Jul 2014
Posts: 3,688
you said they won't allow the VGCs so even if you use just one, they will still know if you're swiping a GC. It's all or none based on their made up policy IF they can really tell from the BIN if cards swiped are GCs.
Aug 28, 2017, 3:55 pm
#763
Join Date: Mar 2007
Location: Midwest U.S.A
Programs: Too many to list. Since the early 90's.
Posts: 1,407
This is what irritates me about some store employees who don't seem to realize what a true money launderer will do. They need to 'clean' cash they received so there's no need to buy a gc to then buy a MO. All they do is use cash to buy the MO. What's more suspicious, someone using a debit card to buy MO or someone using lots of cash to buy an MO? I think some people just get the terminology wrong.
Aug 28, 2017, 5:01 pm
#764
Join Date: Mar 2016
Posts: 67
This is what irritates me about some store employees who don't seem to realize what a true money launderer will do. They need to 'clean' cash they received so there's no need to buy a gc to then buy a MO. All they do is use cash to buy the MO. What's more suspicious, someone using a debit card to buy MO or someone using lots of cash to buy an MO? I think some people just get the terminology wrong.
Aug 28, 2017, 5:46 pm
#765
Join Date: May 2016
Posts: 506
The issue is that crooks buy gift cards with stolen credit cards and WM gets chargebacks from those transactions. For money launderer depositing cash or MO to a bank is the same thing.