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Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

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Old Jan 31, 2017, 9:50 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: shdflyer
11/3/17: The vast majority of popular prepaid debit cards are now blocked via a register hardcode at most locations.

This is the thread for 2017. The previous discussion can be found here.

Newbies: READ for days and learn before trying. It is best to know what you are doing, so start slow. Refer to cards as "Debit" not gc.

"Money orders can be purchased at any Post Office™ location.
Pay for your money order with cash, debit card, or traveler’s checks."

Fees:
$0.01 to $500.00: $1.20
$500.01 to $1,000.00: $1.60

Most post offices allow split payment (multiple debit cards) for one money order up to a max of $1000.

Example of how to split payment:

1. "One MO please for $998.40. Id like to pay with 2 debit cards, $500 on each."
2. Swipe first card and enter pin.
3. Remind teller that its "$500 on that card". They will change the amount on their screen to $500. Transaction goes through and a small receipt prints.
4. Swipe 2nd card, enter pin.
5. Done.

Note: If you encounter a problem with the second card and have to cancel the transaction, it can be very difficult to recover your funds on the first card. Always have a back-up payment method available (bank debit card or cash).

GC Information: The fine print on the back of the package shows the bank issuer. Don't buy GCs with tampered packaging and always use cards ASAP.

Visa OneVanilla and Vanilla GC issued by Bancorp work at PO.

Visa/MC Gift Cards issued by MetaBank have not had any success at MOST USPS anywhere in the country since around September 2016.
These will NOT work if the clerk uses a touchscreen
These MAY work, and often do, at small, rural post offices where clerks do not have touch screens.

Visa Gift Cards from Walmart issued by Green Dot have stopped working for MO purchases for some.

GAME MOSTLY OVER, MOST USPO are HARD CODED to NOT ACCEPT NON BANK DEBIT CARDS
Exception seems to be small, rural post offices where clerks do not use touch screens.
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Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

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Old Jun 7, 2018, 4:58 am
  #1381  
 
Join Date: Sep 2014
Posts: 1,837
Originally Posted by THECLIPPERS
Are there any prepaid cards that work to buy MO's at the PO?
Are you serious?

What does the thread title say?
lumangoy is offline  
Old Jun 7, 2018, 7:45 pm
  #1382  
CDO
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Join Date: Sep 2014
Posts: 350
Originally Posted by lumangoy
Are you serious?

What does the thread title say?
Actually some prepaid cards do still work
financialhippie likes this.
CDO is offline  
Old Jun 7, 2018, 9:04 pm
  #1383  
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Indeed. Mums the word - let the post office folk go postal trying to test every card in the world to find them.

Originally Posted by CDO
Actually some prepaid cards do still work
financialhippie likes this.
AlohaDaveKennedy is offline  
Old Oct 13, 2018, 1:39 pm
  #1384  
 
Join Date: May 2011
Posts: 889
After my WM turned hostile, I actually found a unicorn PO near my neck of the woods. Thanks to all you contributors!
wyogold is offline  
Old Oct 13, 2018, 2:37 pm
  #1385  
 
Join Date: Sep 2005
Location: LAX-HNL-TYO
Programs: ANA PLATINUM,HYATT GLOBALIST, AA PLATINUM FOR LIFE, UNITED SILVER, HILTON DIAMOND, MARRIOTT TITANIUM
Posts: 606
Originally Posted by wyogold
After my WM turned hostile, I actually found a unicorn PO near my neck of the woods. Thanks to all you contributors!
Is it a contract PO? Which state?
THECLIPPERS is offline  
Old Oct 13, 2018, 4:45 pm
  #1386  
 
Join Date: May 2011
Posts: 889
Originally Posted by THECLIPPERS
Is it a contract PO? Which state?
I don't know what a contract PO is. AFAIK, just a regular USPS PO. As for the state, see my username
wyogold is offline  
Old Oct 13, 2018, 8:33 pm
  #1387  
 
Join Date: Sep 2005
Location: LAX-HNL-TYO
Programs: ANA PLATINUM,HYATT GLOBALIST, AA PLATINUM FOR LIFE, UNITED SILVER, HILTON DIAMOND, MARRIOTT TITANIUM
Posts: 606
Originally Posted by wyogold
I don't know what a contract PO is. AFAIK, just a regular USPS PO. As for the state, see my username
I figured that might be the state but I wasn't sure. Contract post office is run by a private person or company usually in a small town or inside another business.
wyogold likes this.
THECLIPPERS is offline  
Old Oct 15, 2018, 8:22 am
  #1388  
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Good to hear there is at least one unicorn still living. Perhaps the WWF can petition to get it put on the Endangered Species List.

Originally Posted by wyogold
I don't know what a contract PO is. AFAIK, just a regular USPS PO. As for the state, see my username
AlohaDaveKennedy is offline  
Old Feb 5, 2020, 3:42 am
  #1389  
 
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,784
>tfw the only contract PO I know of doesn't have any payment processing machines and cash is the only legal tender accepted
msp3 is offline  
Old Feb 5, 2020, 8:43 am
  #1390  
 
Join Date: Oct 2013
Posts: 1,322
Originally Posted by msp3
>tfw the only contract PO I know of doesn't have any payment processing machines and cash is the only legal tender accepted
Will they accept beaver pelts?
I can see for miles and msp3 like this.
tuphat is offline  
Old May 11, 2020, 11:58 am
  #1391  
 
Join Date: Nov 2015
Posts: 2
Originally Posted by tuphat
From the USPS public cost and revenue analysis for Fiscal 2017, [link] --

They lost about $4.4 million on their money order business (compared to total system revenue of $70 billion). They lose about 5 cents per money order. Total MO volume was around 86 million items.
Looks like 2017 was the only recent year USPS lost money on money orders. (Not sure what happened to 2014)
The profit is down since though.

Year - Profit ($ per MO) - Number Sold (Millions of $)
2012 0.513 108.841
2013 0.516 102.507
2014 ? ?
2015 0.600 92.776
2016 0.439 90.289
2017 (0.05) 86.835
2018 0.142 83.390
2019 0.104 81.268
frankiek3 is offline  
Old May 11, 2020, 1:32 pm
  #1392  
 
Join Date: Mar 2009
Posts: 2,295
Originally Posted by frankiek3
Looks like 2017 was the only recent year USPS lost money on money orders. (Not sure what happened to 2014)
The profit is down since though.

Year - Profit ($ per MO) - Number Sold (Millions of $)
2012 0.513 108.841
2013 0.516 102.507
2014 ? ?
2015 0.600 92.776
2016 0.439 90.289
2017 (0.05) 86.835
2018 0.142 83.390
2019 0.104 81.268
I'd guess these numbers are going down regardless of MS but wow how the profit level dropped after FY 2016.

Be curious to know what happened in FY 2017. Short of fraud I don't see much risk of loss in a larger MO issuer like the PO.
danpeake is offline  
Old May 11, 2020, 2:04 pm
  #1393  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,447
It's funny that they lost money in 2017 and then banned purchases of MOs by GCs that same year, and voila, they went black again in 2018 and 19. Coincidence?
radonc1 is offline  
Old May 11, 2020, 2:29 pm
  #1394  
 
Join Date: Mar 2009
Posts: 2,295
Originally Posted by radonc1
It's funny that they lost money in 2017 and then banned purchases of MOs by GCs that same year, and voila, they went black again in 2018 and 19. Coincidence?
when did the ban begin?
danpeake is offline  
Old May 12, 2020, 5:09 am
  #1395  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,447
Originally Posted by danpeake
when did the ban begin?
According to the Wiki, 11/3/17.
radonc1 is offline  


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