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Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

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Old Jan 17, 18, 1:06 pm   -   Wikipost
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11/3/17: The vast majority of popular prepaid debit cards are now blocked via a register hardcode at most locations.

This is the thread for 2017. The previous discussion can be found here.

Newbies: READ for days and learn before trying. It is best to know what you are doing, so start slow. Refer to cards as "Debit" not gc.

"Money orders can be purchased at any Post Office™ location.
Pay for your money order with cash, debit card, or traveler’s checks."

Fees:
$0.01 to $500.00: $1.20
$500.01 to $1,000.00: $1.60

Most post offices allow split payment (multiple debit cards) for one money order up to a max of $1000.

Example of how to split payment:

1. "One MO please for $998.40. Id like to pay with 2 debit cards, $500 on each."
2. Swipe first card and enter pin.
3. Remind teller that its "$500 on that card". They will change the amount on their screen to $500. Transaction goes through and a small receipt prints.
4. Swipe 2nd card, enter pin.
5. Done.

Note: If you encounter a problem with the second card and have to cancel the transaction, it can be very difficult to recover your funds on the first card. Always have a back-up payment method available (bank debit card or cash).

GC Information: The fine print on the back of the package shows the bank issuer. Don't buy GCs with tampered packaging and always use cards ASAP.

Visa OneVanilla and Vanilla GC issued by Bancorp work at PO.

Visa/MC Gift Cards issued by MetaBank have not had any success at MOST USPS anywhere in the country since around September 2016.
These will NOT work if the clerk uses a touchscreen
These MAY work, and often do, at small, rural post offices where clerks do not have touch screens.

Visa Gift Cards from Walmart issued by Green Dot have stopped working for MO purchases for some.

GAME MOSTLY OVER, MOST USPO are HARD CODED to NOT ACCEPT NON BANK DEBIT CARDS
Exception seems to be small, rural post offices where clerks do not use touch screens.
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Old Jan 1, 17, 4:38 am
  #1  
Original Poster
 
Join Date: May 2011
Posts: 10
Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

I've searched the thread and not found an answer: Do meta GCs purchased at AAA branches (using the no fee December promo) work at POs?
signofthefourwinds is offline  
Old Jan 3, 17, 10:55 am
  #2  
 
Join Date: Jan 2017
Posts: 2
Was just refused to purchase an MO at a PO in NYC with a Bancorp OVGC. Attempted $998.40 across two cards.

Didn't get to even try the transaction -- I swiped, then screen switched to "enter PIN", but officer then asked to see card and was just told "the postal inspector says there have been problems with these cards. They have to be issued by a bank". Thanked him, and left.

The POS at this PO is clearly visible to the officer -- it's a horizontal swipe with the front of the card facing towards the window.
vastronaut is offline  
Old Jan 3, 17, 12:16 pm
  #3  
 
Join Date: Oct 2009
Location: Austin, TX
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Originally Posted by vastronaut View Post
Was just refused to purchase an MO at a PO in NYC with a Bancorp OVGC. Attempted $998.40 across two cards.
Just got 4 $998.40's moments ago at 2 post offices with OVGC's, no problem.
veeRob is offline  
Old Jan 3, 17, 12:19 pm
  #4  
 
Join Date: Apr 2015
Posts: 169
Yep no issues at my local PO with OVGC
alphakenny1 is offline  
Old Jan 3, 17, 2:20 pm
  #5  
 
Join Date: Dec 2015
Posts: 25
Originally Posted by veeRob View Post
Just got 4 $998.40's moments ago at 2 post offices with OVGC's, no problem.
Same for me as well. Except I only purchased one MO at my post office using a Bancorp OVGC.
GlobalPuros is offline  
Old Jan 3, 17, 2:44 pm
  #6  
 
Join Date: Dec 2015
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Originally Posted by vastronaut View Post
The POS at this PO is clearly visible to the officer -- it's a horizontal swipe with the front of the card facing towards the window.
IME you can swipe them either way and it will read. I always face the magnetic strip towards the window.
bodiddely is offline  
Old Jan 3, 17, 6:40 pm
  #7  
 
Join Date: Jan 2017
Posts: 2
Originally Posted by bodiddely View Post
IME you can swipe them either way and it will read. I always face the magnetic strip towards the window.
Ah, good tip. I went to another PO, was timid and did one for $498.80 without incident.
vastronaut is offline  
Old Jan 3, 17, 7:17 pm
  #8  
 
Join Date: Oct 2012
Posts: 181
thinking that split transactions are causing issues rather than the type of card. OVs do not work at any of POs around me (for the last few weeks) when trying to buy $998.40. However, when I tried $495 today the OV worked.
mensday is offline  
Old Jan 3, 17, 8:00 pm
  #9  
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Originally Posted by mensday View Post
thinking that split transactions are causing issues rather than the type of card. OVs do not work at any of POs around me (for the last few weeks) when trying to buy $998.40. However, when I tried $495 today the OV worked.
The clerk needs to input the payment amount AFTER you swipe and enter PIN when doing split payment. If the clerk tries to input the amount BEFORE you swipe and enter PIN, it would fail. At least this has happened a few times with me until I suggested the clerk did it the way I described. Then it worked smoothly.
Happy is offline  
Old Jan 4, 17, 12:11 am
  #10  
 
Join Date: Jun 2015
Location: USA
Posts: 137
Originally Posted by signofthefourwinds View Post
I've searched the thread and not found an answer: Do meta GCs purchased at AAA branches (using the no fee December promo) work at POs?
Supposedly any Meta working at PO would be considered an anomaly, but you can try and see.
dothemath is offline  
Old Jan 4, 17, 8:53 am
  #11  
 
Join Date: Jul 2015
Location: Chicago
Posts: 278
Are OneVanilla cards still good to go at most USPS locations?
poisson is offline  
Old Jan 4, 17, 10:22 am
  #12  
 
Join Date: Jun 2015
Posts: 345
Originally Posted by poisson View Post
Are OneVanilla cards still good to go at most USPS locations?
It's good in my area but very location specific. Try it in your area and let us know.
Flyby01 is offline  
Old Jan 4, 17, 12:03 pm
  #13  
 
Join Date: Dec 2015
Posts: 25
Originally Posted by poisson View Post
Are OneVanilla cards still good to go at most USPS locations?
The ones issued by Bancorp still seem to be working for a lot of people here. The ones issued by Metabank seem to be a different story and no longer work for most.
GlobalPuros is offline  
Old Jan 4, 17, 1:03 pm
  #14  
 
Join Date: Jul 2015
Location: Chicago
Posts: 278
Originally Posted by GlobalPuros View Post
The ones issued by Bancorp still seem to be working for a lot of people here. The ones issued by Metabank seem to be a different story and no longer work for most.
Good to know. Does CVS and Walgreens sell the Bancorp ones? Will it say Bancorp in small writing on the back of the packaging?
poisson is offline  
Old Jan 4, 17, 1:23 pm
  #15  
 
Join Date: Jul 2014
Posts: 3,699
Originally Posted by poisson View Post
Good to know. Does CVS and Walgreens sell the Bancorp ones? Will it say Bancorp in small writing on the back of the packaging?
yes and yes.
Mamibear is offline  

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