Apr 6, 2017, 2:38 pm
Last edit by: ChrisFlyer66
This is the thread for 2017. The 2018 discussion can be found here.
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
2017 Shutdown Thread
Sep 23, 2017, 7:35 am
#421
Join Date: May 2015
Posts: 1,066
Bummer of a day!
1. SHUTdn by chs3 - all 10 cc for 2 ppl clsd
2. Length of account before closure and CL? 2-4yr 8k-15k
3. Average monthly account balance checking and savings? No chs3 checking or savings dpst, used WF and CU. Using 2 bnks may have done it.
4. Volume of ms per month and how many months? 2K for 2 mnths then 5K for 2 mnths on FU. This may have done it.
5. Cycle CL? No
6. Did you BP using both options? No
I have hotel reservations using UR points in Jan and April, so I hope those are ok. Moving all pts to Hyatt.
1. SHUTdn by chs3 - all 10 cc for 2 ppl clsd
2. Length of account before closure and CL? 2-4yr 8k-15k
3. Average monthly account balance checking and savings? No chs3 checking or savings dpst, used WF and CU. Using 2 bnks may have done it.
4. Volume of ms per month and how many months? 2K for 2 mnths then 5K for 2 mnths on FU. This may have done it.
5. Cycle CL? No
6. Did you BP using both options? No
I have hotel reservations using UR points in Jan and April, so I hope those are ok. Moving all pts to Hyatt.
Sep 23, 2017, 7:43 am
#423
Join Date: Jul 2014
Posts: 3,688
4. Volume of ms per month and how many months? 2K for 2 mnths then 5K for 2 mnths on FU. This may have done it.
Seems like their brats are working double time to purge accts that don't make $$$ for them the way they want.
Sep 23, 2017, 3:17 pm
#426
Join Date: Oct 2013
Posts: 483
We went to Simon and bought at odd amounts and between the 5k runs we used Chs3 py at WM and they called us each to answer security questions, so that put eyes on our accounts, I guess. This is a great way to pay for college and earn points, which is what we did in the past and that is what I mentioned to them. When will I know if I get bad marks on my credit?
Sep 23, 2017, 4:24 pm
#427
Join Date: Jul 2016
Location: NY
Posts: 523
We went to Simon and bought at odd amounts and between the 5k runs we used Chs3 py at WM and they called us each to answer security questions, so that put eyes on our accounts, I guess. This is a great way to pay for college and earn points, which is what we did in the past and that is what I mentioned to them. When will I know if I get bad marks on my credit?
Sep 23, 2017, 4:43 pm
#429
Join Date: Jan 2017
Posts: 79
I feel your pain Travelz. I was shut down in March and 1 month later my wife's account was shut down. Was MSing singup bonuses. Got eyes on the accounts due to stupidly not updating new banking info and had 2 payments returned in succession. Luckily I did get the signup bonuses for most of the big cards just in time.
I can tell you that my credit report was not impacted heavily. Following notes were included in the comment section for each closed card:
Comment - "Credit line closed-grantor request-reported by subscriber". I plan on applying after the 12 month window has passed.
Bottom Line: Dont get eyes on your account by doing something stupid
Good Luck!
I can tell you that my credit report was not impacted heavily. Following notes were included in the comment section for each closed card:
Comment - "Credit line closed-grantor request-reported by subscriber". I plan on applying after the 12 month window has passed.
Bottom Line: Dont get eyes on your account by doing something stupid
Good Luck!
Sep 23, 2017, 10:35 pm
#430
Join Date: Oct 2013
Posts: 483
I feel your pain Travelz. I was shut down in March and 1 month later my wife's account was shut down. Was MSing singup bonuses. Got eyes on the accounts due to stupidly not updating new banking info and had 2 payments returned in succession. Luckily I did get the signup bonuses for most of the big cards just in time.
I can tell you that my credit report was not impacted heavily. Following notes were included in the comment section for each closed card:
Comment - "Credit line closed-grantor request-reported by subscriber". I plan on applying after the 12 month window has passed.
Bottom Line: Dont get eyes on your account by doing something stupid
Good Luck!
I can tell you that my credit report was not impacted heavily. Following notes were included in the comment section for each closed card:
Comment - "Credit line closed-grantor request-reported by subscriber". I plan on applying after the 12 month window has passed.
Bottom Line: Dont get eyes on your account by doing something stupid
Good Luck!
Sep 24, 2017, 3:02 pm
#431
Join Date: May 2015
Posts: 1,066
The worst is when a place want to sit on your money. I have one doing that right now and I'm trying to resolve civilly before I start filing complaints since that would definitely ensure a shutdown.
Sep 24, 2017, 3:03 pm
#432
Join Date: Oct 2011
Posts: 4,166
We went to Simon and bought at odd amounts and between the 5k runs we used Chs3 py at WM and they called us each to answer security questions, so that put eyes on our accounts, I guess. This is a great way to pay for college and earn points, which is what we did in the past and that is what I mentioned to them. When will I know if I get bad marks on my credit?
Sep 24, 2017, 3:27 pm
#433
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/DFW/JFK/LGA/EWR/MIA
Posts: 1,073
i am just totally confused and your DP is one of the most recent concerning ones where low vol gets shut down. i mean, what about those INK abusers that go ham & eggs on OD/DM Staples? some claim 50k in one month clean out. like wattf... those should get more eyes than your CFU "abuse".
Sep 24, 2017, 3:31 pm
#434
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,933
exactly. i have the same question. something doesnt make sense. if possible Travelz, please let us know all your other ch@s3 related activities. was your vol seriously only 2K for 2 mnths then 5K for 2 mnths ONLY on FU? no other MS on other chs3 CC or INK+ or CIP or anything else? many recent new accounts on the CRA w/ or w/out Chase?
i am just totally confused and your DP is one of the most recent concerning ones where low vol gets shut down. i mean, what about those INK abusers that go ham & eggs on OD/DM Staples? some claim 50k in one month clean out. like wattf... those should get more eyes than your CFU "abuse".
i am just totally confused and your DP is one of the most recent concerning ones where low vol gets shut down. i mean, what about those INK abusers that go ham & eggs on OD/DM Staples? some claim 50k in one month clean out. like wattf... those should get more eyes than your CFU "abuse".
Do you work for Chase?
1st post of yours asks for a lot of detail that could be used against others.
Sep 24, 2017, 3:34 pm
#435
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/DFW/JFK/LGA/EWR/MIA
Posts: 1,073
I feel your pain Travelz. I was shut down in March and 1 month later my wife's account was shut down. Was MSing singup bonuses. Got eyes on the accounts due to stupidly not updating new banking info and had 2 payments returned in succession. Luckily I did get the signup bonuses for most of the big cards just in time.
I can tell you that my credit report was not impacted heavily. Following notes were included in the comment section for each closed card:
Comment - "Credit line closed-grantor request-reported by subscriber". I plan on applying after the 12 month window has passed.
Bottom Line: Dont get eyes on your account by doing something stupid
Good Luck!
I can tell you that my credit report was not impacted heavily. Following notes were included in the comment section for each closed card:
Comment - "Credit line closed-grantor request-reported by subscriber". I plan on applying after the 12 month window has passed.
Bottom Line: Dont get eyes on your account by doing something stupid
Good Luck!