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-   -   Amex Serve master thread (2017-2023) (https://www.flyertalk.com/forum/manufactured-spending/1812972-amex-serve-master-thread-2017-2023-a.html)

sechs Apr 9, 2017 4:41 pm


Originally Posted by Mamibear (Post 28150157)
I don't know exactly when they changed the rules but afaik, from experience they approved up to five per SSN.

Sounds like, if you're interested in burning this path, you can do it faster now....

Mamibear Apr 9, 2017 6:40 pm


Originally Posted by sechs (Post 28151845)
Sounds like, if you're interested in burning this path, you can do it faster now....

it's up to the account holder how they 'play' their cards. 'nuff said.

brody24 Apr 12, 2017 8:41 am

My understanding is that its not the loading that triggers suspicion and shutdown, but the unloading to a bank account or to pay CC bills. So lets say I have the funds to load Serve for 2 months ($10k), while paying my CC bills from other sources. Wouldn't it make most sense to just load it up as high as possible, do a one-time transfer to bank account, and close the card for awhile (maybe 2 months or so) while I move onto another Serve card in the same way (i.e. just loading for 2 months, with a one-time unloading at the end).

eclipsor Apr 12, 2017 2:20 pm

Went to load $1300 on my Serve today with a debit card and 2 VGCs. I asked to start with the $300 on my debit card (I have to spend $300 on my debit card a month to get 2% interest on my checking) and she said okay $300 go ahead and swipe. I do it and then she said "oops I told it to only do $300 but it all went through on that card" fml luckily I have enough funds to cover it but it totally messed up my daily and monthly MS limits. I did another $500 on one of my VGC's after and now have to go back to do the other VGC.

sponge_gto Apr 12, 2017 3:13 pm


Originally Posted by eclipsor (Post 28169108)
Went to load $1300 on my Serve today with a debit card and 2 VGCs. I asked to start with the $300 on my debit card (I have to spend $300 on my debit card a month to get 2% interest on my checking) and she said okay $300 go ahead and swipe. I do it and then she said "oops I told it to only do $300 but it all went through on that card" fml luckily I have enough funds to cover it but it totally messed up my daily and monthly MS limits. I did another $500 on one of my VGC's after and now have to go back to do the other VGC.

Meanwhile cowards like me who have been at it one swipe at a time need only dance around the checkout area avoiding cashiers that we've "visited" for the day..

glhflo3 Apr 13, 2017 3:08 pm

Went to WM to load my Serve card and the lady said is that a gift card? I thought she wasn't going to let me use it and I didn't want to lie and told her yes. She said okay you can only do one swipe not multiple. I said okay sure no problem :)

halluc1nati0n Apr 13, 2017 4:56 pm


Originally Posted by sponge_gto (Post 28169358)
Meanwhile cowards like me who have been at it one swipe at a time need only dance around the checkout area avoiding cashiers that we've "visited" for the day..

Lol, I do the exact same dance as well.

Do the DE, GE and SE Metabank issued VGCs (interested specifically with the $200 ones from OD/OM) load onto Serve at WM registers without a hitch (type of WM doesn't matter - like needing to be a Super WM or WM NM, correct?)?

EDIT: Being my own DP - The DE/GE/SE Metabank VGCs loaded just fine onto Serve.

Superorb Apr 19, 2017 2:21 pm

I have a bunch of mail in rebate prepaid GCs that I've collected. How can I load these for free to Serve? Also received a notice that my dormant account will be closed if there's no activity in 30 days so I'd like to load something.

sponge_gto Apr 20, 2017 8:01 am


Originally Posted by Superorb (Post 28202012)
I have a bunch of mail in rebate prepaid GCs that I've collected. How can I load these for free to Serve? Also received a notice that my dormant account will be closed if there's no activity in 30 days so I'd like to load something.

MIR GCs may very well not be PIN-enabled so no way to liquidate for free. Just Paypal/Venmo out and eat the ~3% fee.

Superorb Apr 20, 2017 10:11 am


Originally Posted by sponge_gto (Post 28205177)
MIR GCs may very well not be PIN-enabled so no way to liquidate for free. Just Paypal/Venmo out and eat the ~3% fee.

All of them say Visa Debit on them. Aren't all debits required to have a PIN? They are issued by Metabank, Sunrise, MB Financial. I know the Sunrise bank ones should be the last 4 for PIN, but I'm unsure of the others.

ETA: Nevermind, Serve says the cards must be in my name and they're not.

riphamilton May 9, 2017 9:33 pm

attempted a serve load at dollar general today with OV; declined twice. "call customer service" was the message on the cashier's side of the POS.

eclipsor May 10, 2017 2:53 pm

Was reloading my serve at my very lax WM today and the representative threw me off guard when asked if I'm using prepaid cards. At first I panicked and said no and took out two real debit cards then she told me they're just worried about people getting scams or running scams so they're working on stopping people from using gift cards. I asked if I bought the gift cards myself and have receipts can I use them since I'm just trying to build up rewards and she let me do it.


Hopefully this WM doesn't start checking card names now

brody24 May 10, 2017 3:03 pm


Originally Posted by eclipsor (Post 28294546)
Was reloading my serve at my very lax WM today and the representative threw me off guard when asked if I'm using prepaid cards. At first I panicked and said no and took out two real debit cards then she told me they're just worried about people getting scams or running scams so they're working on stopping people from using gift cards. I asked if I bought the gift cards myself and have receipts can I use them since I'm just trying to build up rewards and she let me do it.


Hopefully this WM doesn't start checking card names now

This is why I get the GCM or GC.com cards with my names on them. Makes it easy to give a stock speech about how theres no fraud concern when the card has a name on it that matches picture ID.

hotttoddie May 10, 2017 3:45 pm


Originally Posted by brody24 (Post 28294615)
This is why I get the GCM or GC.com cards with my names on them. Makes it easy to give a stock speech about how theres no fraud concern when the card has a name on it that matches picture ID.

Thats why i purchased this : https://www.amazon.com/Credit-Emboss.../dp/B006YWB9SK

markr33 May 11, 2017 1:02 pm


Originally Posted by hotttoddie (Post 28294792)

Yeah. Even a small-time MSer like me wouldn't have time to play with that machine for EACH AND EVERY card we go through! Seems like it does *ONE* character at a time, even a guy named "BOB JONES" would have a hard time. :p


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