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-   -   Amex Serve master thread (2017-2023) (https://www.flyertalk.com/forum/manufactured-spending/1812972-amex-serve-master-thread-2017-2023-a.html)

gamzarme Aug 3, 2019 11:57 am


Originally Posted by RedSun (Post 31350923)
I have successfully loaded $1.5k to the same card at same time. But my last >$500 load failed. I do not want to spend time to figure out. Better safe than sorry.

With the periodic shut-downs and the high fees, Serve gets harder to keep.

The Green version does not have any load fees. The $6.95 monthly fee is waived in TX, NY, and VT. I used to use this one for no fees before it was shut down.

https://www.serve.com/cash-reload-prepaid-card/

AzLarry Aug 3, 2019 9:40 pm


Originally Posted by radonc1 (Post 31373895)
I was banned by BB in the first shut down but recently got a single BB card (finally). However, I cannot get any other cards, either BB or Serve. I just thought that this was due to my prior shut down.

Any trick to get approved for BB?

My wife and I were shut down in 2015 or 16. My wife can’t get any cards now but I did.

I got 5 green serve and 1 BB a few weeks before the May 2019 shutdowns. I hadn’t started using my cards until the end of May and my 1 serve and BB are still active.

I only started trying for my wife’s after June which could be the difference.

radonc1 Aug 4, 2019 5:46 am


Originally Posted by AzLarry (Post 31376396)


Any trick to get approved for BB?

My wife and I were shut down in 2015 or 16. My wife can’t get any cards now but I did.

I got 5 green serve and 1 BB a few weeks before the May 2019 shutdowns. I hadn’t started using my cards until the end of May and my 1 serve and BB are still active.

I only started trying for my wife’s after June which could be the difference.

I don't know of any tricks, to be honest. I was also shut down in '16 but I managed to sign up for a single BB card in May, '19.
I am unable to repeat the minimal success since then, either for BB or Serve.
They must have shut down the blocker when the great massacree of '19 was occurring, which enabled a few of us "blacklisters" to sneak in under the wire :o :D

DBFL Aug 5, 2019 11:45 pm


Originally Posted by DBFL (Post 31350275)
I attempted to load $1k to my card at DG today. I’ve never tried there before. The wiki at the top of the thread says the daily limit is $1500.
The cashier had no clue how to load anything at all. So she called her supervisor. The supervisor said she thinks the limit is $200 per day loading via debit. But she didn’t seem too sure about that. Neither ever even attempted the transaction on the register. I didn’t want to push, so I said thanks and left.
So are the DG employees incorrect, or can I not load $1k? There are rarely any customers in the DG stores by me, so it would save a bit of time over WM if I’m actually able to load there. And then I can save WM for BB loads.

Update:
It appears that my problem was with DG employee knowledge, or a lack thereof.
I still don’t know what the limit is per transaction, but it’s at least $500 around here.
I went to another DG today and asked to load $500 to my card. I’d have tried more, but I was down to my last card. Cashier had no problem completing the transaction. She had to swipe my Serve card on her machine, but then I used my gebit on the normal customer machine.
I’m debating if it’s worth going back to the two close to my house and asking them to attempt the transaction. They seemed friendly enough, just not very knowledgeable.

ericdabbs Aug 7, 2019 11:31 am

Is a Serve card still worth getting given the monthly fee? It used to be $1 and now its like $6.95. Also it seems like draining to zero will just draw more scrutiny for shutdown. Wouldn't BB be a better option assuming you have access to WM?

flyertalkfrank Aug 7, 2019 12:01 pm


Originally Posted by ericdabbs (Post 31390353)
Is a Serve card still worth getting given the monthly fee? It used to be $1 and now its like $6.95. Also it seems like draining to zero will just draw more scrutiny for shutdown. Wouldn't BB be a better option assuming you have access to WM?

Based on the DP from the last shutdown wave, there didn't seem to be a "safe" strategy to avoid. My surviving Serve cards provide a great way to liquidate until they are swept away also. Load for a day with no fees, withdraw all to attached bank account, repeat. When due for monthly fee, get a notice the fee was waived due to account sitting at $0.

radonc1 Aug 7, 2019 12:55 pm


Originally Posted by flyertalkfrank (Post 31390494)
Based on the DP from the last shutdown wave, there didn't seem to be a "safe" strategy to avoid. My surviving Serve cards provide a great way to liquidate until they are swept away also. Load for a day with no fees, withdraw all to attached bank account, repeat. When due for monthly fee, get a notice the fee was waived due to account sitting at $0.

If I were to think of a sure fire strategy to get my account closed, the above would be right at the top of my list.

Move thousands of dollars through your Serve account, but have a zero balance when it was time to pay for it :eek:
It would not take too many months of such behavior to ensure a shut down.

flyertalkfrank Aug 7, 2019 1:15 pm


Originally Posted by radonc1 (Post 31390744)
If I were to think of a sure fire strategy to get my account closed, the above would be right at the top of my list.

Move thousands of dollars through your Serve account, but have a zero balance when it was time to pay for it :eek:
It would not take too many months of such behavior to ensure a shut down.

It didn't seem to matter on the last purge. Even those that only said they did minimal usage were closed as well as those that said they paid the monthly fee.

radonc1 Aug 7, 2019 1:20 pm


Originally Posted by flyertalkfrank (Post 31390834)
It didn't seem to matter on the last purge. Even those that only said they did minimal usage were closed.

If you are saying that we don't know exactly what causes an account to be shuttered, I would agree 100% with you.

On the other hand, if you are asking what sort of behavior would almost assure you of getting the boot, doing what you posted earlier would be high on my list.:o

I am sure that loading BB or Serve with GCs probably has something to do with getting the axe. Amex certainly has the capability of knowing how these cards are being funded.

ToastedSi Aug 10, 2019 3:32 pm

serve card arrived in mail and did my first load with VGC at DG. got hit with the 3.95 fee. I thought DG was "fee free" reloads?

DBFL Aug 10, 2019 3:39 pm


Originally Posted by ToastedSi (Post 31401902)
serve card arrived in mail and did my first load with VGC at DG. got hit with the 3.95 fee. I thought DG was "fee free" reloads?

Which card did you get? There are three. Only the green card has free loads.

ToastedSi Aug 10, 2019 3:48 pm

yikes. got the blue one. Thank you for the information. Lesson learned I guess and I will sign up for the green one now.

alanisrox69 Aug 10, 2019 9:10 pm


Originally Posted by DBFL (Post 31384073)

Update:
It appears that my problem was with DG employee knowledge, or a lack thereof.
I still don’t know what the limit is per transaction, but it’s at least $500 around here.
I went to another DG today and asked to load $500 to my card. I’d have tried more, but I was down to my last card. Cashier had no problem completing the transaction. She had to swipe my Serve card on her machine, but then I used my gebit on the normal customer machine.
I’m debating if it’s worth going back to the two close to my house and asking them to attempt the transaction. They seemed friendly enough, just not very knowledgeable.

$500 per transaction is limit at DG

DBFL Aug 11, 2019 1:44 am


Originally Posted by alanisrox69 (Post 31402640)


$500 per transaction is limit at DG

Thanks. I ended up finding a location with a knowledgeable CSR. She let me do three $500 transactions. She asked to see the card I was using and my ID. Since the gebit was from GCM it had my name on it, so all was good.

RedSun Aug 11, 2019 6:56 am


Originally Posted by DBFL (Post 31402989)

Thanks. I ended up finding a location with a knowledgeable CSR. She let me do three $500 transactions. She asked to see the card I was using and my ID. Since the gebit was from GCM it had my name on it, so all was good.

This is the max I've tried quite a while ago. So $500 is not the daily limit. Not sure what the daily is since I did not want to push further.


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