Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
#1008
Join Date: Oct 2017
Programs: Lots
Posts: 320
#1014
Join Date: Feb 2006
Posts: 203
Wait until the last 90th day (not Sunday) to product change for new cardmember bonus
I product changed with 8448794824 (they are closed on Sundays) to Wells Fargo Rewards card (known internally as Visa Platinum with Rewards) from Propel World on the last day that I could (90 days after the annual fee hit). The GoFar Rewards portal for Visa Platinum with Rewards shows the new cardmember intro promo: 5x grocery, gas and drug store for 6 months, max 50,000 points ($12,500 in net purchases). [UPDATE: the new card I received in the mail even had the 18 month 0% intro promo balance transfer check.] I presume this is a one day error, where the creation of the new account occurs the day after the product change is created, avoiding the 15 month cutoff for new card member bonuses.
The annual fee refund on the Propel World was automatically credited to the closed account within 2 days of closure, but you'll need to call to have that credit balance refunded or applied to another account (eg, checking).
Pro tip: make sure your prior card balance is paid off completely so that the entire available credit balance moves to the new card immediately. Otherwise, you'll have to wait 1 to 2 billing cycles for the entire available credit balance to automatically move to the new card.
The annual fee refund on the Propel World was automatically credited to the closed account within 2 days of closure, but you'll need to call to have that credit balance refunded or applied to another account (eg, checking).
Pro tip: make sure your prior card balance is paid off completely so that the entire available credit balance moves to the new card immediately. Otherwise, you'll have to wait 1 to 2 billing cycles for the entire available credit balance to automatically move to the new card.
Last edited by christof; Jun 5, 2019 at 10:07 am