Mar 12, 2015, 11:57 am
RIP Redbird... Fun while it lasted
Mar 4, 2015, 2:12 pm
#77
Join Date: Jul 2013
Posts: 1,036
Why do folks unload immediately? Mind you I've not had the card for as long as many, but even when it came to other techniques, I always waited until the end of the month to unload anyway. Part of it was convenience - mortgage and car payment are due first of the month - but part of it just seemed to make sense. I figured Amex would probably want to have the float for just a little longer than 24 hours. I've tried to frontload the loading, and then billpay what I haven't spent toward the end of the month.
I do load 500/1000 at a time, but I don't immediately take it out. I've also avoided doing the 1000/500/1000 in a day technique, although I did once do back to back 1000 swipes. I also do some shopping at Target each time I go and use the card for that - not huge in the grand scheme, but it is, you know, a Target card and they might prefer you use it for its intended purpose every once in a while.
I do load 500/1000 at a time, but I don't immediately take it out. I've also avoided doing the 1000/500/1000 in a day technique, although I did once do back to back 1000 swipes. I also do some shopping at Target each time I go and use the card for that - not huge in the grand scheme, but it is, you know, a Target card and they might prefer you use it for its intended purpose every once in a while.
Mar 4, 2015, 2:13 pm
#78
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Mar 4, 2015, 2:16 pm
#79
Join Date: Apr 2014
Location: HNL
Posts: 55
For instance load $5k throughout the month. Spend $100-$200/month on groceries et al at Target.
Bill pay the remaining $4k to various places (mortgage, rent, different CCs, electric bill, etc).
Im guessing the bigger issue is people loading $1k and then going home and billpaying the $1k the same day.
Mar 4, 2015, 2:17 pm
#80
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,725
Are you serious? Did you read the letter. It states EXACTLY why his account was flagged. Two reasons.
One was: "Repeated suspicious activity on your account has been documented as follows:
Register "Cash" Reloads in $1000 or $500 increments"
It doesn't get much clearer than that.
One was: "Repeated suspicious activity on your account has been documented as follows:
Register "Cash" Reloads in $1000 or $500 increments"
It doesn't get much clearer than that.
Mar 4, 2015, 2:20 pm
#81
Join Date: Nov 2014
Location: San Joaquin Valley, CA, (formerly Madison, WI)
Posts: 39
For those that are getting the cancellation email, were you among the folks that had issues back in late February with the system down fiasco?
Mar 4, 2015, 2:25 pm
#82
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 496
Im pretty sure he means bill pay the money that he didnt use for Target spending that is on his redcard.
For instance load $5k throughout the month. Spend $100-$200/month on groceries et al at Target.
Bill pay the remaining $4k to various places (mortgage, rent, different CCs, electric bill, etc).
Im guessing the bigger issue is people loading $1k and then going home and billpaying the $1k the same day.
For instance load $5k throughout the month. Spend $100-$200/month on groceries et al at Target.
Bill pay the remaining $4k to various places (mortgage, rent, different CCs, electric bill, etc).
Im guessing the bigger issue is people loading $1k and then going home and billpaying the $1k the same day.
Mar 4, 2015, 2:27 pm
#84
Join Date: Feb 2010
Location: CLE
Programs: AA Exec Plat, Hilton Diamond, Hertz PC
Posts: 5,538
BS ^
Mar 4, 2015, 2:27 pm
#85
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
I don't use even numbers because it's a flag for Chase, based on several fraud alert conversations. They went something like this: 'Even numbers usually mean you're buying gift cards, which triggers our fraud alerts.' I heard this several times while trying to get rid of fraud alerts. I admitted nothing but started using odd numbers. At a minimum, it keeps Chase off of my back. I want to keep my Chase credit cards after RB's shut down, which is likely to happen before the summer.
If using odd numbers keeps me temporarily under Target's radar, that's a bonus.
If using odd numbers keeps me temporarily under Target's radar, that's a bonus.
Mar 4, 2015, 2:28 pm
#86
Join Date: Mar 2015
Posts: 2
Why does the copyright section at the bottom of the email read “© 2014 .. ” instead of “© 2015 …” since we are in 2015 already?
Anyone have any ideas?
Anyone have any ideas?
Mar 4, 2015, 2:29 pm
#87
Join Date: Mar 2014
Location: DFW
Programs: AA, USAir, UA, Marriott Platinum, Hilton Gold, IHG Platinum, National Executive Elite
Posts: 86
Im guilty of loading 1K, 1K and 0.5K but I have kept money in the card for like a month and paying odd amounts of bill for various cards and a mix of $400, only twice along with some target purchases.
Imma gonna lay low for a while and keep the money there longer.
Imma gonna lay low for a while and keep the money there longer.
Mar 4, 2015, 2:30 pm
#88
Join Date: Jan 2014
Posts: 1,269
When Amazon Payments was alive, some folks did A to B and B to A, some did A to B to C to A, some logged in through different ip addresses, some did $1K in and $1K out, some used odd numbers . . . . While some people got shut down early, the whole thing died because too many people were using it to MS, and it cost Amazon too much money. Redbird is going to be the same way. It certainly makes sense to try to avoid the biggest of the red flags, but I wouldn't count on this lasting much longer no matter how you use it.
Mar 4, 2015, 2:32 pm
#89
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
Hello xxxxx,
Thank you for adding money to your Target Prepaid REDcard® Account. The money is now available in your Account.
Here are the details:
From: Target Prepaid REDcard® by American Express Reload
Amount: $xxxx
Date Initiated: xxxx
Transaction: xxxxx
Simply sign in to your Prepaid REDcard Account to see your account balance.
Thanks,
Target Prepaid REDcard by American Express
Mar 4, 2015, 2:33 pm
#90
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
When Amazon Payments was alive, some folks did A to B and B to A, some did A to B to C to A, some logged in through different ip addresses, some did $1K in and $1K out, some used odd numbers . . . . While some people got shut down early, the whole thing died because too many people were using it to MS, and it cost Amazon too much money. Redbird is going to be the same way. It certainly makes sense to try to avoid the biggest of the red flags, but I wouldn't count on this lasting much longer no matter how you use it.