Jan 10, 2015, 9:50 pm
Last edit by: ed765
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
NW Buxx
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
USB Buxx (closed)
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
VISA Buxx (2015)
Oct 12, 2015, 12:10 pm
#1203
Join Date: Apr 2014
Location: Arizona
Posts: 71
Withdrawing funds that haven't been cleared?
I loaded my NW Buxx with $500 using my Citi card. It shows the balance as $500 on my teen's card, but on Citi's end, it shows it as a pending transaction. What's to stop me from withdrawing the uncleared $500 now (via BB or ATM)? What if the transaction drops off (doesn't clear) on Citi's end? Would it end up showing a -$500 balance on the account?
Oct 12, 2015, 12:33 pm
#1204
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
I loaded my NW Buxx with $500 using my Citi card. It shows the balance as $500 on my teen's card, but on Citi's end, it shows it as a pending transaction. What's to stop me from withdrawing the uncleared $500 now (via BB or ATM)? What if the transaction drops off (doesn't clear) on Citi's end? Would it end up showing a -$500 balance on the account?
Oct 12, 2015, 12:46 pm
#1205
Suspended
Join Date: Feb 2011
Posts: 313
I know there is a limit of 5 cards per household (which I have already reached back in the days) but my relative ordered another card under her name with a teen living at my address. So instead of putting her address, she put my address for shipping. Now it has been more than 10 days and no sign of cards. Credit Card was charged and card was approved back in september. Anyone else has simialr experience? I know she will need to call ultimately but how is the over all CS response?
Oct 12, 2015, 12:50 pm
#1206
Join Date: Apr 2014
Location: Arizona
Posts: 71
I wasn't asking why it would go to pending. I was asking why the funds would immediately be available on the NW Buxx before they even clear on the cc's side.
Oct 12, 2015, 12:54 pm
#1207
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Misunderstood your question. However, that's the way it always goes. It's the same thing if you were to go buy a GC from a grocery store/pharmacy.
Oct 12, 2015, 1:09 pm
#1208
Join Date: Dec 2011
Location: Bay area, CA
Programs: SW, AS, UA, AA, Delta, Hilton, Hyatt, Club Carlson, SPG, IHG, Choice
Posts: 183
Do you need to drain the card once balance hits $1K or can you keep adding fund to card and say drain it at $3k level?
Oct 12, 2015, 2:19 pm
#1209
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
Hi, just joining this thread. How do you unload a Buxx card? Is there BillPay?
Oct 12, 2015, 3:12 pm
#1210
Join Date: Jul 2014
Posts: 483
Is it a limit of $500 per week and $1000 per month per TEEN or per ACCOUNT? In other words, if I "have 5 teens" in my house, I can load $5000 per month to my Citi cards and then use the NW Buxx account to pay the card off at a cost of only $20? Does Chase count it as a purchase or a CA?
I've had the account for a while but haven't set it up. Now that RB is dead, I'm going to start adding "teens" and using it.
Also, when adding teens, I just make up names and SS#, right?
I've had the account for a while but haven't set it up. Now that RB is dead, I'm going to start adding "teens" and using it.
Also, when adding teens, I just make up names and SS#, right?
Last edited by SudOvest; Oct 12, 2015 at 3:18 pm
Oct 12, 2015, 3:13 pm
#1211
Join Date: Jul 2014
Posts: 483
Now that RB is dead, you're looking for an alternative as well, huh? I don't believe there is a billpay feature, but you can pay Citi cards over the phone and you can also withdraw $200 a week per card. Check the Wiki above for more info.
Oct 12, 2015, 3:18 pm
#1213
Join Date: Jul 2013
Location: Bay Area, CA
Programs: Hyatt Diamond, HH Diamond
Posts: 132
I know there is a limit of 5 cards per household (which I have already reached back in the days) but my relative ordered another card under her name with a teen living at my address. So instead of putting her address, she put my address for shipping. Now it has been more than 10 days and no sign of cards. Credit Card was charged and card was approved back in september. Anyone else has simialr experience? I know she will need to call ultimately but how is the over all CS response?
Oct 12, 2015, 5:19 pm
#1214
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,052
If you buy milk, get home, and check your cc, you'll see it as pending, right?
Are you not allowed to drink the milk until it gets finalized? Would the store not release the milk to you until it's finalized?
Once the merchant has the authorization, they have a guarantee they'll get the money. That's it. Done.
Oct 13, 2015, 8:06 am
#1215
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
How about other banks like Chase? Wiki only has Citi. Withdrawals won't help as I can't deposit cash into my checking account, and I imagine I'd max out my RB/BB/Serve loads so can't load cash to that.