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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Mar 2, 2015, 8:50 am
      #3166  
     
    Join Date: Aug 2013
    Posts: 182
    I tried to load my RB at a target in NC, and was told that they received a memo from Amex to stop allowing loads completely. This is the same woman that had helped me over and over and mentioned how much she loved the product and wanted them to bring it to NC. I think I am going to try another Target in the area, although only 3 out of around 12 targets in the area even supported loading in the first place.

    Anyone got any evidence that amex has sent out memos to stores that weren't officially supposed to support loading?
    golf7 is offline  
    Old Mar 2, 2015, 8:55 am
      #3167  
     
    Join Date: Oct 2014
    Posts: 108
    I use Target gift card from Kroger for another 5% discount + 4X gas discount while possible. Kroger is a quarter mile from my Target.

    Originally Posted by Dbears
    Do people use the RB card for purchases at Target for 5% discount or use a credit card?
    wuchien6401 is offline  
    Old Mar 2, 2015, 9:27 am
      #3168  
     
    Join Date: Feb 2015
    Posts: 910
    Originally Posted by wuchien6401
    I use Target gift card from Kroger for another 5% discount + 4X gas discount while possible. Kroger is a quarter mile from my Target.
    You buy a Target gift card at Kroger, or a Kroger gift card at Target?
    NoonRadar is offline  
    Old Mar 2, 2015, 9:36 am
      #3169  
     
    Join Date: Jan 2015
    Programs: SPG, A+, SW RR, 2x cash
    Posts: 31
    Anyone able to login to their account this morning? I'm getting a technical difficulties message. I only have mobile access right now so I haven't been able to try it from a true browser.
    jasonFTW is offline  
    Old Mar 2, 2015, 9:40 am
      #3170  
     
    Join Date: Feb 2015
    Posts: 76
    I tried one in west Cary 55, and it could not be loaded. The manager is very nice and said that Amex cancelled the service in the entire NC store.
    Which store are you going?

    Originally Posted by golf7
    I tried to load my RB at a target in NC, and was told that they received a memo from Amex to stop allowing loads completely. This is the same woman that had helped me over and over and mentioned how much she loved the product and wanted them to bring it to NC. I think I am going to try another Target in the area, although only 3 out of around 12 targets in the area even supported loading in the first place.

    Anyone got any evidence that amex has sent out memos to stores that weren't officially supposed to support loading?
    zyqnc is offline  
    Old Mar 2, 2015, 9:41 am
      #3171  
     
    Join Date: Aug 2013
    Posts: 182
    Originally Posted by zyqnc
    I tried one in west Cary 55, and it could not be loaded. The manager is very nice and said that Amex cancelled the service in the entire NC store.
    Which store are you going?
    I went to the one on 55/540, as it is my go to store, and was told the same message. Ill pm more details
    golf7 is offline  
    Old Mar 2, 2015, 9:47 am
      #3172  
     
    Join Date: Mar 2015
    Posts: 23
    Originally Posted by jasonFTW
    Anyone able to login to their account this morning? I'm getting a technical difficulties message. I only have mobile access right now so I haven't been able to try it from a true browser.
    I'm able to login without any issue on my computer and phone.
    twelvetosix is offline  
    Old Mar 2, 2015, 9:51 am
      #3173  
     
    Join Date: Feb 2015
    Location: Sacramento
    Programs: RR, QS, AS MP, SPG
    Posts: 233
    Going to try a smaller load later this morning/afternoon. Will report back. Fingers crossed that this isn't a dead option... Only been able to enjoy it for 2 weeks... If so... What's next?????
    CASACW2 is offline  
    Old Mar 2, 2015, 10:12 am
      #3174  
     
    Join Date: Jul 2001
    Location: DTW
    Programs: Dirt Status w/ All
    Posts: 5,040
    Fraud Alerts & EMV Chip

    I seem to be having problems training US Bank (Club Carlson) about Target loads. My first $1000 attempt locked down my account with a fraud alert, but I was able to load the next day after I cleared it. A few days later I tried a smaller load that would not go through, but did not trigger a FA. I was able to complete the load with a Chase card, never got any notification from US Bank, and my card worked a couple hours later to buy dinner. It seems USB just ignored the attempt.

    Today I received a new card in the mail with an EMV chip. Not sure if the new card was triggered by the previous FA or it was just time for USB to upgrade the card. So:

    1. Are the EMV chip readers enabled at Target?
    2. Will using EMV vs. a swipe result in a lower chance of triggering a FA?
    tev9999 is offline  
    Old Mar 2, 2015, 10:17 am
      #3175  
     
    Join Date: Aug 2013
    Posts: 182
    Anyone got any reports of what stores in the NYC area still accept CC loads?

    I have heard that the 117th streem Harlem store does, and I traveling up there for business and could swing by and get my loads in while traveling
    golf7 is offline  
    Old Mar 2, 2015, 10:49 am
      #3176  
     
    Join Date: May 2005
    Posts: 1,337
    Originally Posted by NoonRadar
    You buy a Target gift card at Kroger, or a Kroger gift card at Target?
    He's buying a Target GC at Kroger with OBC. Both ways are essentially 5% off, but buying at Kroger gets the added benefit of fuel rewards.
    MileageGoblin is offline  
    Old Mar 2, 2015, 11:13 am
      #3177  
     
    Join Date: Feb 2015
    Location: Sacramento
    Programs: RR, QS, AS MP, SPG
    Posts: 233
    OKay. 9:57AM Pacific time. Successful loads at West Sac Target. Smaller loads, since I'm trying to ramp up my SW RR cards to hit CP status... And Chase seems to be all over sending FA emails and calls. So we're mixing in our legit purchases that can be paid via Credit Card (phone bills, restaurants, etc) on the SW cards so it's not just all Target. Otherwise we're billpaying things like PG&E (utilities and rent).

    I hope RedBird stays around for a LONG time.

    Edit: Going to go back after work today ( around 5PM PST) and try a larger Credit Card load... Still have $5000 to go to hit CP for SW. Got a big trip coming up in a few months and need that CP status

    Last edited by CASACW2; Mar 2, 2015 at 11:26 am
    CASACW2 is offline  
    Old Mar 2, 2015, 11:43 am
      #3178  
     
    Join Date: Aug 2013
    Posts: 197
    I assume Visa gift cards can still be used to load (the ones that are variable up to $500 and have a PIN attached) ?

    Thanks

    Originally Posted by TMM1982
    They don't seem to like the idea of loading a card with another card, just in principle.
    Wildcatz1 is offline  
    Old Mar 2, 2015, 12:34 pm
      #3179  
     
    Join Date: Feb 2015
    Posts: 910
    Originally Posted by MileageGoblin
    He's buying a Target GC at Kroger with OBC. Both ways are essentially 5% off, but buying at Kroger gets the added benefit of fuel rewards.
    Thx. How would you MS with a Target GC via Redbird? Or would it have to be another vehicle?
    NoonRadar is offline  
    Old Mar 2, 2015, 12:38 pm
      #3180  
     
    Join Date: Apr 2002
    Location: LIT/MEM
    Programs: UA Gold;DL GM
    Posts: 248
    Originally Posted by golf7
    I tried to load my RB at a target in NC, and was told that they received a memo from Amex to stop allowing loads completely. This is the same woman that had helped me over and over and mentioned how much she loved the product and wanted them to bring it to NC. I think I am going to try another Target in the area, although only 3 out of around 12 targets in the area even supported loading in the first place.

    Anyone got any evidence that amex has sent out memos to stores that weren't officially supposed to support loading?
    I am not sure this is what you would call evidence or a hard data point: Yesterday Mar 1, went to the store in AR that I have been using since RB inception without any problems at all (although not an official RB state-got the card in a neighboring state). On this attempt, and I saw the screen, there was no longer an option for loading. Tried two different registers, same results. Then asked an Assist Mgr who I have spoken to often in the past, if there were any memos about a change in the program. Mgr was as surprised as I was.

    Soooooo---glitch or new twist to the program?
    ljderm is offline  


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