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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Feb 15, 2015, 9:14 pm
      #2251  
     
    Join Date: Jun 2013
    Posts: 172
    Originally Posted by yoshapman
    Bergen. Hackensack still works as far as I know, but only a matter of time. Tried one today farther away in NJ and had no issues.
    going to try and load for the first time at clark
    joxxie is offline  
    Old Feb 15, 2015, 9:33 pm
      #2252  
     
    Join Date: Sep 2004
    Location: The World!!!
    Programs: Some of them not all ...
    Posts: 1,532
    Originally Posted by essentielle
    So both yesterday and today, I went to the load closest Target stores in Miami gave some kind of error about the system being down and instructed to contact CSC. Tried loading both a permanent card and a new temporary card--neither of which are anywhere near the monthly limit--and got the same error. Thinking it might be something wrong with just one store, I tried another one in Miami-Dade County and got the same error
    Had no problem loading at these stores (neither of which sell the prepaid card) last week. Will try again...
    I loaded yesterday in the same county without trouble. Actually, they did not ask me for ID either. Let us know if things change for you tomorrow. I just hope deep south florida isn t affected by the glitch or software update.
    carlitos is offline  
    Old Feb 16, 2015, 4:56 am
      #2253  
     
    Join Date: Dec 2014
    Location: VA
    Posts: 147
    Originally Posted by SpootyPuff
    Which one did you go to, the one off of Corridor Marketplace? Yeah, I went there and it was depleted, the sales associate even said they were supposed to get shipment but obviously didn't get it.

    I was already well over a 120mile RT so I didn't give up and went to the location off of Dobbin Rd. They have them in almost every cashier station.

    I was considering going down to Richmond but MD had the cards without the $5 fee
    If you or any other VA people needed one, I went the Richmond route. Virginia Center Commons Target had plenty on several registers. On a separate random trip, one near Short Pump also had several. None in my area, but multiple Targets I go to load with no issues at all. I just go straight to CS desk.
    MG49 is offline  
    Old Feb 16, 2015, 6:51 am
      #2254  
     
    Join Date: Jul 2011
    Location: CT
    Programs: HH Diamond, Marriott Platinum
    Posts: 429
    FM is reporting there will be a nationwide rollout of redbird-- does not have a date and states he thinks it could be as late as October of this year. Interesting article from a focus group put on by Target and Amex.
    JRV62 is offline  
    Old Feb 16, 2015, 7:06 am
      #2255  
     
    Join Date: Mar 2014
    Posts: 279
    I started my temporary redcard with $20. I believe the temp card is limited to $500. Can i go back and add another $480 onto the temp card?
    Trinob is offline  
    Old Feb 16, 2015, 7:08 am
      #2256  
     
    Join Date: Aug 2014
    Posts: 36
    Originally Posted by DaveInLA
    I'm having trouble figuring out the pattern for when RB instantly approves the registration, and when they require us to call in to verify our identity. When I applied for my RB a couple months ago, it didn't approve me instantly and I had to call in. I had closed my BB about a week earlier and used a different email address. I purchased the card from a Target store, so the SSN and name should've matched what was entered in the store. I then bought a 3rd party RB for my mom's SSN and that one was approved instantly. My sister bought one from a 3rd party and that one was approved too. She bought one for my dad's SSN and now that one requires a call-in to verify. The only potential pattern I can think of is that for the instant approvals, we didn't enter in the DOB. Is that the determining factor?
    Do the people that need to verify their identity have Amex cards already and are they at the same address as you tried to register the RC at?
    Johnm2 is offline  
    Old Feb 16, 2015, 9:21 am
      #2257  
    FlyerTalk Evangelist
     
    Join Date: Sep 1999
    Location: New York, NY, USA
    Posts: 12,483
    Can anyone confirm if REDcard is actually available at Targets in Detroit area? Wiki just says Michigan. Target.com maps shows a few Targets carrying it but I don't know if it is accurate. Also, why does wiki say Minneapolis YMMV? Is it available in Minneapolis area Targets?
    TerryK is offline  
    Old Feb 16, 2015, 9:31 am
      #2258  
     
    Join Date: May 2014
    Posts: 14
    *Delete*

    Last edited by TheTacticalTraveler; Feb 16, 2015 at 9:40 am Reason: Delete
    TheTacticalTraveler is offline  
    Old Feb 16, 2015, 10:20 am
      #2259  
     
    Join Date: Feb 2015
    Location: Sacramento
    Programs: RR, QS, AS MP, SPG
    Posts: 233
    Question

    If I have a temporary card loaded up, can I send a billPay check from the temp card? Or can that only be done via an activated account? Thanks!
    CASACW2 is offline  
    Old Feb 16, 2015, 10:21 am
      #2260  
     
    Join Date: Aug 2013
    Posts: 415
    Originally Posted by CASACW2
    If I have a temporary card loaded up, can I send a billPay check from the temp card? Or can that only be done via an activated account? Thanks!
    Gotta activate
    ttlmmky is offline  
    Old Feb 16, 2015, 10:23 am
      #2261  
     
    Join Date: Feb 2015
    Location: Sacramento
    Programs: RR, QS, AS MP, SPG
    Posts: 233
    Originally Posted by ttlmmky
    Gotta activate
    That's what I figured, just wanted confirmation. Thanks!
    CASACW2 is offline  
    Old Feb 16, 2015, 10:27 am
      #2262  
     
    Join Date: Feb 2015
    Posts: 36
    Originally Posted by Trinob
    I started my temporary redcard with $20. I believe the temp card is limited to $500. Can i go back and add another $480 onto the temp card?
    Temp card can be loaded up to $500 on initial load. $1000 more can be loaded after it is registered, but before you receive the permanent card. I loaded $500 initially and went back to load $1000 another day after registering it. So $1500 total can be loaded before receiving permanent card.

    Per the Wiki, the loads beyond the initial load count toward the monthly $5000 limit, but the initial load does not.

    Last edited by desertdwelleraz; Feb 16, 2015 at 12:19 pm Reason: Wiki answered some of question
    desertdwelleraz is offline  
    Old Feb 16, 2015, 12:23 pm
      #2263  
     
    Join Date: Feb 2013
    Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
    Posts: 5,951
    Originally Posted by desertdwelleraz
    Temp card can be loaded up to $500 on initial load. $1000 more can be loaded after it is registered, but before you receive the permanent card. I loaded $500 initially and went back to load $1000 another day after registering it. So $1500 total can be loaded before receiving permanent card.

    Per the Wiki, the loads beyond the initial load count toward the monthly $5000 limit, but the initial load does not.
    I did this with my first RB temp: $500 then $1000 then activated. I tried to do it with my second but no go. Loaded $500 at "purchase" then next day went to CSR desk and asked about loading temp card 2nd time. She said she didn't know but let's try it. Swiped card and nope. This was last week.
    Stgermainparis is online now  
    Old Feb 16, 2015, 12:23 pm
      #2264  
     
    Join Date: Feb 2015
    Posts: 85
    Originally Posted by TerryK
    Can anyone confirm if REDcard is actually available at Targets in Detroit area? Wiki just says Michigan. Target.com maps shows a few Targets carrying it but I don't know if it is accurate. Also, why does wiki say Minneapolis YMMV? Is it available in Minneapolis area Targets?
    I've seen them at the Targets in Livonia, Novi, Canton, and Ann Arbor.
    mactrader is offline  
    Old Feb 16, 2015, 1:17 pm
      #2265  
     
    Join Date: Jun 2011
    Posts: 48
    Originally Posted by TerryK
    Also, why does wiki say Minneapolis YMMV? Is it available in Minneapolis area Targets?
    There are only two in the Minneapolis area that carry these (that I've found), and one of them only occasionally has them....and they aren't officially listed on the Target website as having them. Hence the YMMV part. The Target NE Minneapolis consistently has them, the one in Edina near the Southdale Center is hit or miss.
    FlashJT is offline  


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