May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Jun 19, 2014, 3:38 pm
#1397
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
The key people is that we all just shut the F up.
I am certain the Bancorp people and others read the blogs and threads like these.
I am certain that when they do, they sit there and figure out what we figure out and quietly and smugly thank us all for babbling it out in here.
If we want to continue this craft we need to stop talking about it so much. It needs to be more in code, more underground, more in PMs and emails and less in public with specifics. I have been saying this for a long time in many places but many people just keep on blabbering thinking, nahhhh it cant be! MMs crazy!
And then things die and they are like, gee, I wonder why that happened?
Alternative cards and places to burn them should also NOT be talked about or else those too will go away.
I am serious and if people doubt me, those people are naive and wrong.
Bancorp makes money on people who use their products for many small transactions. What we do, while perfectly legitimate, renders only ONE transaction. The minute you buy the card and put a certain highest amount on it, they know what you are going to do, and they don't like it. I do not like how they operate but that's what they do. It's their model. And what we do is against this so they want to stop it.
They will eventually get to the other places that are alternates to WMT and then you will see the same thing happening there. Slowly it will take place. mark my words. Sure, the PIN feature will be available but you wont be able to use it anywhere we need to use it for what we need to use it for.
We have to put a stop to the yapping in this thread, the CVS one and the PIN available one.
Cant anyone see the correlation between our increased traffic on these threads and the decline of use of these cards?
Did the giant Bancorp have a conversation with the giant Wmt? I have no idea. No clue if that's even doable or if both sides would cooperate. But something happened and now the result is you cant use this product like you used to do.
We have to do whatever it takes to prolong our craft and do less of what it is that makes it fall apart.
The choice is all of ours.
We have all been guilty--myself included.
We must stop!
NOW
I am certain the Bancorp people and others read the blogs and threads like these.
I am certain that when they do, they sit there and figure out what we figure out and quietly and smugly thank us all for babbling it out in here.
If we want to continue this craft we need to stop talking about it so much. It needs to be more in code, more underground, more in PMs and emails and less in public with specifics. I have been saying this for a long time in many places but many people just keep on blabbering thinking, nahhhh it cant be! MMs crazy!
And then things die and they are like, gee, I wonder why that happened?
Alternative cards and places to burn them should also NOT be talked about or else those too will go away.
I am serious and if people doubt me, those people are naive and wrong.
Bancorp makes money on people who use their products for many small transactions. What we do, while perfectly legitimate, renders only ONE transaction. The minute you buy the card and put a certain highest amount on it, they know what you are going to do, and they don't like it. I do not like how they operate but that's what they do. It's their model. And what we do is against this so they want to stop it.
They will eventually get to the other places that are alternates to WMT and then you will see the same thing happening there. Slowly it will take place. mark my words. Sure, the PIN feature will be available but you wont be able to use it anywhere we need to use it for what we need to use it for.
We have to put a stop to the yapping in this thread, the CVS one and the PIN available one.
Cant anyone see the correlation between our increased traffic on these threads and the decline of use of these cards?
Did the giant Bancorp have a conversation with the giant Wmt? I have no idea. No clue if that's even doable or if both sides would cooperate. But something happened and now the result is you cant use this product like you used to do.
We have to do whatever it takes to prolong our craft and do less of what it is that makes it fall apart.
The choice is all of ours.
We have all been guilty--myself included.
We must stop!
NOW
Jun 19, 2014, 3:38 pm
#1398
Join Date: Jan 2014
Posts: 565
What is the labor fee to track down issues when they occur between the card holder and the bank.
What is the data tracking requirements?
What is the labor cost to run/manage a business?
What are the costs for business insurance and taxes?
What is the data tracking requirements?
What is the labor cost to run/manage a business?
What are the costs for business insurance and taxes?
Jun 19, 2014, 3:43 pm
#1399
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Jun 19, 2014, 3:44 pm
#1400
Join Date: Jan 2014
Posts: 3
A Plea
Last edited by PointSmith; Jun 19, 2014 at 3:57 pm
Jun 19, 2014, 3:46 pm
#1402
Join Date: Aug 2013
Location: Phoenix, AZ
Programs: US/AA, UA, AS, BA, IHG, HGP
Posts: 223
Jun 19, 2014, 3:56 pm
#1404
Used to be garyjr316
Join Date: Feb 2011
Location: LAX or SBA
Programs: AAdvantage, MileagePlus, Gold Passport, Hilton HHonors, Marriott
Posts: 800
A. I haven't posted in forever... and B. I don't write up about these types of MS possibilities. If it was a widely known item that would be one thing... but I am not going to jeopardize my own abilities.
Jun 19, 2014, 4:02 pm
#1405
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
my comment was sorta tongue in cheek, i applaud how you carry yourself and i'm a huge fan of your work! (we met at last decembers bostonDo btw, i'm the downton abbey guy if you remember)
on an aside though, i'm guessing this is NOT the speech that ppl signing up for your session are expecting. The VAST majority of them will be expecting circles and arrows and secrets and techniques.
on an aside though, i'm guessing this is NOT the speech that ppl signing up for your session are expecting. The VAST majority of them will be expecting circles and arrows and secrets and techniques.
Jun 19, 2014, 4:14 pm
#1407
Join Date: Jan 2004
Posts: 359
You,
Doin' that thing you do,
Breaking my heart into a million pieces,
Like you always do
And you,
Don't mean to be cruel,
You never even knew about the heartache,
I've been going through
Well I try and try to forget you girl,
But it's just so hard to do,
Every time you do that thing you do
Doin' that thing you do,
Breaking my heart into a million pieces,
Like you always do
And you,
Don't mean to be cruel,
You never even knew about the heartache,
I've been going through
Well I try and try to forget you girl,
But it's just so hard to do,
Every time you do that thing you do
Jun 19, 2014, 4:25 pm
#1409
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
The MS quiz. To weed out those who just shouldnt even do this stuff any longer:
*****
1) You find a new store chain that takes debit to get MOs. What do you do now?
a) you are a blogger who gets $$ for affiliate links. So you tell everybody so you can JUST HELP PEOPLE and you out the entire thing cuz who the F cares! You are getting paid, right?
b) keep that sh*t freakin quiet man. Like you only tell your SO or your brother.
c) tell everyone in FT cuz hey that's how you get friends online, right? Good karma and all. And hey iti's a bit like facebook only for my cute miles hobby, guys!
d) go in there and burn like 100 cards in a week and then wonder why the manager shut you down and stopped the ability to use debit.
2) You find a workaround for an issue that has baffled you and others for a long time. What do you do?
a) tell those other trusted people.
b) post it on FT and on all the blogs. Tell the WSJ in an interview.
c) tell the clerks and managers at the stores about it because hey, they are really nice to you and all so they wont care!
d) all of the above.
3) You get a call from a bank asking you what these large deposits are for. Namely the MOs. What do you think now?
a) oh it's just a nice friendly call. Carry on.
b) you are done. That was a warning. Stop using that bank for this.
c) do it harder. F them.
d) go to the manager and show them how MS works and maybe they will let you keep it up as you have been.
4) your neighbor or someone in the office or at the local pizza shop or in church wants to know how you travel so much. So what do you do?
a) start a blog about it because that's the best way to explain it all, make it all look and read clean and clear, and hey no one will see it except them anyway, right?
b) tell them at parties and become ostracized for being weird. Your SO even thinks you are weird now.
c) show them how to MS but then if they F up they will blame you for that bank shut down and all the funds held with Green Dot.
d) don't tell your F'in neighbors and friends unless they are already into this stuff anyway.
5) a deal dies or changes drastically. It's all over FT and then the blogs. Your email lights up like a Xmas tree. Everyone is scrambling. What do you do now?
a) hit it as hard as you can now while you can and where you still can. This sh*t's gonna die sooner than we think!
b) get on FT and whine about it and then post all the alternatives with hopes that it will absolve what is in YOUR head but not realizing that everything we say on here can and will be searchable by those who change these things anyway.
c) learn to drive or fly to other destinations to get MS done. You have to leave your comfort zone.
d) a&c
e) I am not answering on the grounds it may incriminate me.
And eight, eight, I forget what eight was for
But nine, nine, nine for the lost gods
Ten, ten, ten, ten for everything, everything, everything!
*****
1) You find a new store chain that takes debit to get MOs. What do you do now?
a) you are a blogger who gets $$ for affiliate links. So you tell everybody so you can JUST HELP PEOPLE and you out the entire thing cuz who the F cares! You are getting paid, right?
b) keep that sh*t freakin quiet man. Like you only tell your SO or your brother.
c) tell everyone in FT cuz hey that's how you get friends online, right? Good karma and all. And hey iti's a bit like facebook only for my cute miles hobby, guys!
d) go in there and burn like 100 cards in a week and then wonder why the manager shut you down and stopped the ability to use debit.
2) You find a workaround for an issue that has baffled you and others for a long time. What do you do?
a) tell those other trusted people.
b) post it on FT and on all the blogs. Tell the WSJ in an interview.
c) tell the clerks and managers at the stores about it because hey, they are really nice to you and all so they wont care!
d) all of the above.
3) You get a call from a bank asking you what these large deposits are for. Namely the MOs. What do you think now?
a) oh it's just a nice friendly call. Carry on.
b) you are done. That was a warning. Stop using that bank for this.
c) do it harder. F them.
d) go to the manager and show them how MS works and maybe they will let you keep it up as you have been.
4) your neighbor or someone in the office or at the local pizza shop or in church wants to know how you travel so much. So what do you do?
a) start a blog about it because that's the best way to explain it all, make it all look and read clean and clear, and hey no one will see it except them anyway, right?
b) tell them at parties and become ostracized for being weird. Your SO even thinks you are weird now.
c) show them how to MS but then if they F up they will blame you for that bank shut down and all the funds held with Green Dot.
d) don't tell your F'in neighbors and friends unless they are already into this stuff anyway.
5) a deal dies or changes drastically. It's all over FT and then the blogs. Your email lights up like a Xmas tree. Everyone is scrambling. What do you do now?
a) hit it as hard as you can now while you can and where you still can. This sh*t's gonna die sooner than we think!
b) get on FT and whine about it and then post all the alternatives with hopes that it will absolve what is in YOUR head but not realizing that everything we say on here can and will be searchable by those who change these things anyway.
c) learn to drive or fly to other destinations to get MS done. You have to leave your comfort zone.
d) a&c
e) I am not answering on the grounds it may incriminate me.
And eight, eight, I forget what eight was for
But nine, nine, nine for the lost gods
Ten, ten, ten, ten for everything, everything, everything!
Jun 19, 2014, 4:35 pm
#1410
Join Date: Aug 2013
Location: Phoenix, AZ
Programs: US/AA, UA, AS, BA, IHG, HGP
Posts: 223
B's get degrees, or something like that.