May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Oct 6, 2014, 12:57 pm
#3061
Join Date: Feb 2014
Posts: 908
So you go in the store and stand at Kate for 10 minutes waiting before you load
. Never in a million years would I waste 10 minutes for nothing, but to each his own...I guess WM is good place for people watching
. The again, I only do 4 swipes for 4 cards and I am done and not up to 8+ swipes per card like some of these twits do...so an extra 10 minutes is nothing to them anyway.
. Never in a million years would I waste 10 minutes for nothing, but to each his own...I guess WM is good place for people watching. The again, I only do 4 swipes for 4 cards and I am done and not up to 8+ swipes per card like some of these twits do...so an extra 10 minutes is nothing to them anyway.It's that, or risk locking up kate on the first try. Wasting the time and gas it took you to get to Walmart.
Oct 6, 2014, 1:23 pm
#3062
Join Date: Feb 2005
Location: a hotel room, somewhere...
Posts: 962
if this is what all the newbs think, no wonder the kiosk is always 'broken'.
so, if the atm locks up due to velocity limit, you do what- walk away and go home?!?
it's not ideal, i hope to avoid it, but when it does happen, if you walk away, you are PART OF THE PROBLEM. all you have to do is ask for help at customer service. they put in their code, and you continue/finish the transaction.
as always, have a 'regular' debit card with your name on it in your hand "for show" when they come to put in their override. i usually say something to the effect of: the machine's working, but being picky today. essentially NOBODY at walmart understands these machines; so it's pretty easy to deflect if you have any game at all.
Last edited by uncommonsensical; Oct 6, 2014 at 1:35 pm Reason: clarity
Oct 6, 2014, 1:33 pm
#3063
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Oct 6, 2014, 2:01 pm
#3064
Join Date: Feb 2014
Posts: 908
good grief. insert face palm
if this is what all the newbs think, no wonder the kiosk is always 'broken'.
so, if the atm locks up due to velocity limit, you do what- walk away and go home?!?
it's not ideal, i hope to avoid it, but when it does happen, if you walk away, you are PART OF THE PROBLEM. all you have to do is ask for help at customer service. they put in their code, and you continue/finish the transaction.
as always, have a 'regular' debit card with your name on it in your hand "for show" when they come to put in their override. i usually say something to the effect of: the machine's working, but being picky today. essentially NOBODY at walmart understands these machines; so it's pretty easy to deflect if you have any game at all.
if this is what all the newbs think, no wonder the kiosk is always 'broken'.
so, if the atm locks up due to velocity limit, you do what- walk away and go home?!?
it's not ideal, i hope to avoid it, but when it does happen, if you walk away, you are PART OF THE PROBLEM. all you have to do is ask for help at customer service. they put in their code, and you continue/finish the transaction.
as always, have a 'regular' debit card with your name on it in your hand "for show" when they come to put in their override. i usually say something to the effect of: the machine's working, but being picky today. essentially NOBODY at walmart understands these machines; so it's pretty easy to deflect if you have any game at all.
I do walk around. but not for from Kate. And I usually get back 2 mins prior to reserve my spot
Oct 6, 2014, 2:03 pm
#3065
Join Date: Feb 2014
Posts: 908
I forgot to mention. I believe if you have a manager override the lock. It may lock up again on the 2nd load. So maybe it's a good idea to finish the load after the override. Step away for 10mins. and load again.
Oct 6, 2014, 2:20 pm
#3066
Join Date: Nov 2013
Posts: 572
Oct 6, 2014, 4:56 pm
#3069
Join Date: Nov 2013
Posts: 16
anyone had luck using OV at WM/Kate today? I tried on three occassions with roughly 20 tries, all failed. I think something is up...
Oct 6, 2014, 5:23 pm
#3071
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
Oct 6, 2014, 5:26 pm
#3072
Join Date: Oct 2013
Posts: 151
bigmouth2008--you're correct--I had two dozen failed swipes on 4 different cards today, with no approvals. I gave up then. Vanillas are dead once again, right now. For how long, no one here can say. Might be OK again tomorrow; might not.
BTW, it's fun reading some of these posts, but many are pure nonsense. No, Vanillas aren't more prone to being misread in the terminals than other cards. No, it's not meaningful how many swipes it takes for a particular card to be approved. It's purely random whether you get an approval on a swipe or not IF any swipes are being approved nationwide at that time. The card used doesn't matter. Use the same card 100 times or 100 different cards one time--you'll get roughly the same percentage of swipes that go through (assuming of course you have funds left on the cards). Simple as that.
BTW, it's fun reading some of these posts, but many are pure nonsense. No, Vanillas aren't more prone to being misread in the terminals than other cards. No, it's not meaningful how many swipes it takes for a particular card to be approved. It's purely random whether you get an approval on a swipe or not IF any swipes are being approved nationwide at that time. The card used doesn't matter. Use the same card 100 times or 100 different cards one time--you'll get roughly the same percentage of swipes that go through (assuming of course you have funds left on the cards). Simple as that.
Oct 6, 2014, 5:43 pm
#3073
Join Date: Jul 2007
Location: MKE
Posts: 614
Tried to load 1 $500 vv.
-Failed a swipes 1-4 at $500
-Was able to do a $49.99 load
-Next swipe failed at $450
-Failed a swipes 1-4 at $500
-Was able to do a $49.99 load
-Next swipe failed at $450
Oct 6, 2014, 6:06 pm
#3074
Join Date: Nov 2013
Posts: 16
To make things worse, I tripped over by an old lady (or an old lady was tripped over by me, boy, she must be 90 years old), all my 50 OV gcs and about 20 MOs got loose from my hand and was thrown over the air. They scattered all over the entrance of the WM.
All of sudden the entire WM was in chaos, with people trying to grab whatever they can find. Pretty soon, the chaos turned into riot and human stumpe with desparate yelling and screaming from children, parents, lawyers, cops, Johua Witnesses, Mormon missionaries...
I was able to crawl out alive, barely, so that I can report to you that ... Kate in my WM is MUTED
Oct 6, 2014, 6:09 pm
#3075
Join Date: Aug 2014
Location: Dallas
Programs: AA, Southwest
Posts: 175
Same experience. Tried to load OV at Kate with multiple swipes and all failed.