May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Aug 27, 2014, 8:24 pm
#2508
Join Date: Mar 2014
Location: Boston
Posts: 56
Is it a lot of work? Yes. But It's what I need to do until I've built the bank/cu infrastructure to handle more MOs.
Hope that helps.
Aug 27, 2014, 8:28 pm
#2509
Join Date: Dec 2013
Posts: 51
I have 2 Kates in my town. One works perfectly fine for loading Vanilla VGCs. The other one will only let me load in $20 denominations; if I try anything higher, I get the "debit not available" message.
Aug 27, 2014, 8:33 pm
#2510
Join Date: Apr 2012
Location: Uranus
Posts: 333
Aug 27, 2014, 10:08 pm
#2511
Join Date: Feb 2011
Location: Somewhere above the Mason-Dixon
Programs: DL Ham Samich
Posts: 1,661
Aug 27, 2014, 10:38 pm
#2512
Join Date: Jul 2010
Location: Midwest
Programs: AA LT Gold 1MM ,Hyatt Explorist,Marriott Platinum,HHonors Diamond
Posts: 364
Aug 27, 2014, 10:42 pm
#2513
Join Date: Apr 2014
Posts: 8
Yeah, it sounds real clever. The only problem is that there doesn't seem to be any good way to get the FT search engines to produce good results for a combination of "mo" "pay" and "cc."
If I wanted to be spoonfed, I would have more than a handful of posts to my name. I only have six or seven because I've spent my time reading, researching, and trying things on my own.
But thanks a lot. When I finally have a question where I'm trying not to risk getting shut down by a credit card company, you really came through.
If I wanted to be spoonfed, I would have more than a handful of posts to my name. I only have six or seven because I've spent my time reading, researching, and trying things on my own.
But thanks a lot. When I finally have a question where I'm trying not to risk getting shut down by a credit card company, you really came through.
Last edited by jleonard; Aug 27, 2014 at 10:43 pm Reason: grammar correction
Aug 27, 2014, 10:45 pm
#2514
Join Date: Apr 2014
Posts: 8
Thanks, Aleriem. I appreciate the help.
I have been using MOs to pay non-chase CC bills. I write the payee with a black sharpie across the ENTIRE payee line, so there is no chance of someone forging a different payee. I take a photo of the MO with an iPad so that I have a permanent record. I log all the MO info in a spreadsheet. I notate that I've paid the bill with a mo, and the mo number on the CC slip and take a photo of that also. In other words, I've communicated to anyone handling that MO that it has been documented to death. (I am not concerned with the post office -- just handlers.) About a week after mailing, I make sure that the payment has been credited.
Is it a lot of work? Yes. But It's what I need to do until I've built the bank/cu infrastructure to handle more MOs.
Hope that helps.
Is it a lot of work? Yes. But It's what I need to do until I've built the bank/cu infrastructure to handle more MOs.
Hope that helps.
Aug 27, 2014, 11:30 pm
#2515
Join Date: May 2014
Posts: 571
Yeah, it sounds real clever. The only problem is that there doesn't seem to be any good way to get the FT search engines to produce good results for a combination of "mo" "pay" and "cc."
If I wanted to be spoonfed, I would have more than a handful of posts to my name. I only have six or seven because I've spent my time reading, researching, and trying things on my own.
But thanks a lot. When I finally have a question where I'm trying not to risk getting shut down by a credit card company, you really came through.
If I wanted to be spoonfed, I would have more than a handful of posts to my name. I only have six or seven because I've spent my time reading, researching, and trying things on my own.
But thanks a lot. When I finally have a question where I'm trying not to risk getting shut down by a credit card company, you really came through.
Aug 28, 2014, 7:32 am
#2516
Join Date: May 2014
Posts: 201
Yeah, it sounds real clever. The only problem is that there doesn't seem to be any good way to get the FT search engines to produce good results for a combination of "mo" "pay" and "cc."
If I wanted to be spoonfed, I would have more than a handful of posts to my name. I only have six or seven because I've spent my time reading, researching, and trying things on my own.
But thanks a lot. When I finally have a question where I'm trying not to risk getting shut down by a credit card company, you really came through.
If I wanted to be spoonfed, I would have more than a handful of posts to my name. I only have six or seven because I've spent my time reading, researching, and trying things on my own.
But thanks a lot. When I finally have a question where I'm trying not to risk getting shut down by a credit card company, you really came through.
https://www.google.com/#q=site:flyer...e+mo+to+pay+cc
Aug 28, 2014, 9:21 am
#2519
Join Date: Feb 2014
Location: The great Midwest
Programs: None
Posts: 67
I know people who hit 6 figures. Right around that time they (or their SO) have a serious discussion about time commitment and payout, as even the lower end of decently thought out MS processes yields attractive per hour earnings once you net out fuel and other expenses.
Gotta make hay while the sun shines.
Aug 28, 2014, 9:25 am
#2520
Join Date: May 2014
Posts: 201
Bridges are designed, contracted, started, and finished on a fairly regular basis. One fraudulent bridge episode does not all other bridges invalidate.
I know people who hit 6 figures. Right around that time they (or their SO) have a serious discussion about time commitment and payout, as even the lower end of decently thought out MS processes yields attractive per hour earnings once you net out fuel and other expenses.
Gotta make hay while the sun shines.
I know people who hit 6 figures. Right around that time they (or their SO) have a serious discussion about time commitment and payout, as even the lower end of decently thought out MS processes yields attractive per hour earnings once you net out fuel and other expenses.
Gotta make hay while the sun shines.