Simon mall gift card(2014-2015)
Oct 16, 2015, 3:59 pm
#2101
Join Date: Jul 2007
Posts: 477
Sorry posted in wrong thread. Please ignore.
Last edited by svasandani; Oct 16, 2015 at 4:34 pm
Oct 18, 2015, 5:03 pm
#2102
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
A little warning on the Discover card -- they are quite slow about restoring your credit line after you've paid it off. I bought some Simon GCs earlier today, 4 days after I paid off the card, but the amount was rejected, so I had to lower it and put the remainder on another card. Fortunately they didn't freeze the card. I'll have to remember to check online before I use it.
Oct 18, 2015, 5:36 pm
#2103
Join Date: Sep 2014
Posts: 1,837
A little warning on the Discover card -- they are quite slow about restoring your credit line after you've paid it off. I bought some Simon GCs earlier today, 4 days after I paid off the card, but the amount was rejected, so I had to lower it and put the remainder on another card. Fortunately they didn't freeze the card. I'll have to remember to check online before I use it.
Oct 18, 2015, 5:42 pm
#2104
Join Date: Feb 2012
Posts: 4,477
A little warning on the Discover card -- they are quite slow about restoring your credit line after you've paid it off. I bought some Simon GCs earlier today, 4 days after I paid off the card, but the amount was rejected, so I had to lower it and put the remainder on another card. Fortunately they didn't freeze the card. I'll have to remember to check online before I use it.
However, I experienced one inconvenience with Discover Miles -- it was impossible to make a cash redemption of miles online. No linked accounts were showing up on the redemption page. I called and a rep offerred to redeem into a bank account. A week later I find out that didn't happen either. After a brief investigation by another phone rep, they reported that the bank deposit was 'unsuccessful' and they opted for mailing me a paper check. I'm still waiting for that check and hoping for the best.
Oct 18, 2015, 6:56 pm
#2105
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
IME Discover always makes credit available on the same day they process your payment. Of course one should always check how much credit is available before making a large purchase.
However, I experienced one inconvenience with Discover Miles -- it was impossible to make a cash redemption of miles online. No linked accounts were showing up on the redemption page. I called and a rep offerred to redeem into a bank account. A week later I find out that didn't happen either. After a brief investigation by another phone rep, they reported that the bank deposit was 'unsuccessful' and they opted for mailing me a paper check. I'm still waiting for that check and hoping for the best.
However, I experienced one inconvenience with Discover Miles -- it was impossible to make a cash redemption of miles online. No linked accounts were showing up on the redemption page. I called and a rep offerred to redeem into a bank account. A week later I find out that didn't happen either. After a brief investigation by another phone rep, they reported that the bank deposit was 'unsuccessful' and they opted for mailing me a paper check. I'm still waiting for that check and hoping for the best.
Oct 18, 2015, 7:06 pm
#2106
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
I paid online at the Discover site from my linked CU account about noon on the 14th. The balance was zero by the evening of the 14th, and I received a 'payment posted' email the next morning, but I still don't have my CL back. This happened before, and it took 5 days. Interestingly, they raised my CL by $3600 between those two instances.
Oct 18, 2015, 8:06 pm
#2107
Join Date: Jun 2015
Posts: 1,727
That's not my experience -- this is the second time it took longer than 4 days to get my CL back after payment. The first time I was checking online every day, so I just delayed my trip to the Simon mall, but this time I forgot. I have a cashback card -- maybe that's the difference.
Oct 19, 2015, 1:53 am
#2108
Join Date: Feb 2012
Posts: 4,477
I always program payments from a sending account. They usually arrive as cleared funds the next or 2nd biz day.
Oct 19, 2015, 9:43 am
#2109
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Since I'm paying off the account when the charge appears, this wouldn't make sense for me. In any case, I doubt this method would change the delay in restoring CL -- the funds do clear leaving $0 balance, but the CL doesn't come back until many days later. It still isn't back.
Oct 19, 2015, 8:28 pm
#2111
Join Date: Mar 2012
Location: SAN
Posts: 1,396
Anyone else getting "debit not available" tonight?
Last edited by CFFrost; Oct 19, 2015 at 8:34 pm
Oct 19, 2015, 8:31 pm
#2112
Join Date: Sep 2008
Posts: 116
I paid online at the Discover site from my linked CU account about noon on the 14th. The balance was zero by the evening of the 14th, and I received a 'payment posted' email the next morning, but I still don't have my CL back. This happened before, and it took 5 days. Interestingly, they raised my CL by $3600 between those two instances.
Note to self: churn those .......s hard
Oct 20, 2015, 1:38 pm
#2115
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
Didn't see a Macerich thread, but thought this may be similiar. Can I use an OVGC to purchase a GC from Macerich? I think Macerich has a limited time promo for no activation fees. Would love to swap out my OVGC for a standard VGC so I can load the full amount in one swipe to Serve.