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Paying Citi cards with debit cards including prepaid debit cards

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Old Mar 23, 2014, 7:05 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ffly45
Read the wiki carefully before posting. Wiki may be out of date.
800-950-5114. Non-US agents are, as of at least August 15, 2015, able to do debit card payments. If they resist, ask for a US agent.
Please do not report that debit payments do not work over the phone, they do! Hang up and call again (HUCA) until you get someone capable.


The same thing can be done in a Citi branch, but you do not swipe the debit card or enter any PIN, so it seems likely that the same cards do/don't work in branch as over the phone.
The name on the debit card must match the name on the account. You can be an authorized card holder (they'll ask the name of the primary). You can also pay off Citi Business credit cards (only attempted as primary cardholder). Limit of one payment per debit card per account per day.

Debit cards that work for paying Citi cards over the phone.
All Mastercard & Visa debit cards attached to regular checking accounts:
  • Alaska - some have not gotten miles;
  • SunTrust - no miles;
  • UFB Direct - $2000 daily limit - no miles.
Coinbase (shutdowns have been reported)
Green Dot (permanent card)
H&R Block Emerald
JH Preferred
M1 Plus (no cb)
MVD (shutdowns have been reported)
Paypal Business Debit Mastercard (no 1% cb)
Pennywise Power "payday rewards" Visa cards (Bancorp, MB financial Bank N.A)
Simple Card - see post #347
Swagbucks virtual visa (issued by Prepaid Digital Solutions)
Swagbucks virtual mastercard (issued by MyPrepaidCenter)
Topcashback virtual visa (issued by Bancorp)
T-Mobile (temp and perm, shutdowns have been reported)
Wells Fargo


Debit cards that DO NOT work for paying Citi cards over the phone.
American Express Gift Card
American Express for Target
Bluebird
Serve
Chase Starbucks Prepaid (post)
Curve Commercial Debit
Google Wallet
Green Dot (temporary card registered with zip and pin)
MetaBank Visa/MC
US Bank/USB GC
Paypower (temporary card registered with zip and pin) - post 283
Sunrise Bank Visa
US Bank Mastercard/Visa prepaid
US Bank Visa Buxx
TD Go Card
Vanilla Visa/Mastercard (issued by Bancorp) (incl. OneVanilla, Vanilla Debit)


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Paying Citi cards with debit cards including prepaid debit cards

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Old Jan 15, 2024, 7:55 am
  #1741  
 
Join Date: Oct 2021
Posts: 19
TopCashback Prepaid Visa still working as of today (1/15/2024)
TyrannicalDuncery likes this.
Tekkie88 is offline  
Old Jan 17, 2024, 3:26 pm
  #1742  
 
Join Date: May 2023
Posts: 27
Originally Posted by Tekkie88
TopCashback Prepaid Visa still working as of today (1/15/2024)
Same here. However it took so long for TCP to process cashback to be "payable" so very limited amount can be used. Wondering if there are other workable cards (even involving activation fee?)
TyrannicalDuncery likes this.
xcfly is offline  
Old Jan 24, 2024, 7:44 am
  #1743  
 
Join Date: Jul 2019
Posts: 6
Originally Posted by churnfun
Same don't work for me
SYW evgc does not work now, but it can be added to the payment source, just cannot make a payment. Very strange.
yepperoni likes this.
Georgeddd is offline  
Old Jan 24, 2024, 7:50 am
  #1744  
 
Join Date: Jul 2019
Posts: 6
Looks like they banned all cards with 4343.
Georgeddd is offline  
Old Feb 7, 2024, 7:18 pm
  #1745  
 
Join Date: Apr 2023
Posts: 184
VISA fro Topcashback worked to pay citi 2 days ago. But Mastercard from My points is not working. Any work arounds? any one having same issue?
crazypaving is offline  
Old Feb 7, 2024, 7:21 pm
  #1746  
 
Join Date: Apr 2023
Posts: 184
Originally Posted by wowzera
Any other ways to liquidate FLUZ VGC 4204? I have plenty of them and now can’t use to pay my cards. Is there any other option, even if paying a fee. Tried using PayPal and no luck as well.
how to get GC on Fluz? never used that app but heard lot. do you need business account to buy GC in large amount?
TyrannicalDuncery likes this.
crazypaving is offline  
Old Feb 9, 2024, 2:59 pm
  #1747  
 
Join Date: May 2023
Posts: 32
Does Citi close accounts due to debit card payment...unknown payment sources? citi close my cards years ago due to "frequent unknown payment sources" (Walmart bill pay).
chatgpt is offline  
Old Feb 9, 2024, 6:07 pm
  #1748  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,445
Originally Posted by chatgpt
Does Citi close accounts due to debit card payment...unknown payment sources? citi close my cards years ago due to "frequent unknown payment sources" (Walmart bill pay).
Sounds like you answered your own question
cuthroat and Psyduck1 like this.
radonc1 is offline  
Old Feb 9, 2024, 10:55 pm
  #1749  
 
Join Date: May 2012
Posts: 89
Originally Posted by chatgpt
Does Citi close accounts due to debit card payment...unknown payment sources? citi close my cards years ago due to "frequent unknown payment sources" (Walmart bill pay).
How much volume are we talking about?
Sean54 is offline  
Old Mar 31, 2024, 11:04 pm
  #1750  
 
Join Date: May 2012
Posts: 89
Do cards that are getting declined via automated system work when talking to CSR?
Sean54 is offline  
Old Apr 1, 2024, 5:46 am
  #1751  
 
Join Date: Feb 2018
Posts: 165
Originally Posted by Sean54
Do cards that are getting declined via automated system work when talking to CSR?
no but it does increase the chances of getting a shutdown
SideShowBob is offline  
Old Apr 1, 2024, 7:24 am
  #1752  
 
Join Date: Jun 2023
Posts: 154
Originally Posted by Clueless12
Taekus has personal, business, and corporate cards. All earn rewards but amount varies.
Cool! I didn't know about them. Would you be comfortable sharing any basic information about what they offer?
TyrannicalDuncery is offline  
Old Apr 6, 2024, 2:27 pm
  #1753  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Does anybody know if any of those bins work:
536209, 537875, 475436?
yugi is offline  


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