Paying Citi cards with debit cards including prepaid debit cards
Jul 11, 18, 1:41 am - Wikipost
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Feb 9, 14, 11:53 am
#1
Original Poster
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Paying Citi cards with debit cards including prepaid debit cards
Sometime in early 2013, I needed to make a payment on a Citi card with a painfully small CL in order to book some tickets and get the credit offered on that card. Due to Citi's limitations, I could not make the payment online nor push a payment from my bank. So I called in and was offered the option to pay with a debit card. I never took the time to do any experimenting with this option but after I made a post in the AA executive thread, others have(HT rgAAFT). The conversation about it starts here http://www.flyertalk.com/forum/credi...l#post22312197 and runs for at least 5 pages in between other posts on the Executive card itself.
Takeaways based on info from phone CSR:
I agree with the opinion of this post:
(Slightly altered, bolding mine.)
Takeaways based on info from phone CSR:
- Any Visa or MC debit card can be used to pay any Citi card over the phone.
Only one payment per day using only one debit card per day. (EDIT: multiple payments are allowed on the same day)
CSR will ask for the billing address. The debit card likely needs to be registered to your name and address.
This method could be very useful for liquidating MVD, JH, PP and similar cards that can be loaded with VR and PP reloads.
This method could work very well with Visa and MC debit gift cards on a small scale.
This method could be used to cycle money through miles (or other rewards) earning debit cards.
I agree with the opinion of this post:
Originally Posted by rgAAFT
HUGE DATA POINT
Tested visa gift card issued by Bancorp and it worked
I really don't think it matters which issuer it is!!!!!!!
Use wisely Do not abuse
According to rep the only restrictions are
Any payment amount as long as debit card allows And only once per day with ONE debit card only No splits
Visa and MC only
Tested visa gift card issued by Bancorp and it worked
I really don't think it matters which issuer it is!!!!!!!
Use wisely Do not abuse
According to rep the only restrictions are
Any payment amount as long as debit card allows And only once per day with ONE debit card only No splits
Visa and MC only
Last edited by KennyBSAT; Apr 8, 14 at 6:17 pm
Feb 9, 14, 1:27 pm
#2
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Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
Kenny: good work, per usual.
Feb 9, 14, 1:38 pm
#3
Join Date: Nov 2012
Posts: 657
I imagine this would work with other banks like chase and BOA. Anyone know for sure?
Feb 9, 14, 1:41 pm
#4
Join Date: Jul 2013
Location: USA
Programs: AA G, HH G, MR G, IHG P, Nat'l E, Hertz PC
Posts: 377
Originally Posted by drdrew450
I imagine this would work with other banks like chase and BOA. Anyone know for sure?
Feb 9, 14, 1:47 pm
#5
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Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
Originally Posted by ncSam
Didn't work for Chase when I tried. Someone had similar experience in the AAdvantage Executive thread I believe.
) into a MS thread.Citi seems to be the only bank where this applies.
Feb 9, 14, 2:04 pm
#6
Join Date: Nov 2012
Posts: 657
I called 18888564255 to pay my citi hhonors card, the rep said it was not possible with debit card. Called a number on the citi site and the rep tried to pay my balance of ~2100 and it failed, I asked her to try with 900 and it failed. This was with my paypal debit mastercard. I was trying to pay the balance before the statement close, so not sure if that is the problem or maybe its my paypal mc?
Feb 9, 14, 2:12 pm
#7
Join Date: Nov 2009
Posts: 774
You need to be transferred to collections department. I have tried in the past with a certain delta debit earning card ... Payment went through no problem however miles did not get credited for that 'debit purchase'. That was just a test I did a while ago and when I found it gave me no points, went back to BP.
Feb 9, 14, 3:06 pm
#8
Join Date: Nov 2012
Posts: 657
Worked paying my citi dividend card for $700 with my univision prepaid mc.
Feb 9, 14, 3:10 pm
#9
Join Date: Nov 2013
Posts: 163
Originally Posted by xp0
You need to be transferred to collections department. I have tried in the past with a certain delta debit earning card ... Payment went through no problem however miles did not get credited for that 'debit purchase'. That was just a test I did a while ago and when I found it gave me no points, went back to BP.
Too bad, I was going to try to pay my Citi CC bill using the Suntrust Debit Card.
Feb 9, 14, 3:15 pm
#10
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Originally Posted by drdrew450
Worked paying my citi dividend card for $700 with my univision prepaid mc.
Feb 9, 14, 5:45 pm
#11
Join Date: Nov 2012
Posts: 657
Paid my wife's citi dividend cc the same day I paid my citi dividend cc. To pay hers I used a usb visa buxx debit card with her name on it. I paid $830. I am an authorized user, they did not need to speak with her.
Feb 9, 14, 5:50 pm
#12
Join Date: Nov 2009
Posts: 774
Originally Posted by msnut1
I presume you are talking about the ST Delta debit card. Too bad, I was going to try to pay my Citi CC bill using the Suntrust Debit Card.
Too bad, I was going to try to pay my Citi CC bill using the Suntrust Debit Card.
Feb 9, 14, 7:54 pm
#13
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 604
Are there are no fees for paying with help of Citi agent? I can try to pay my Citi Exec card with Paypal MC
Feb 9, 14, 9:27 pm
#14
Join Date: Dec 2013
Posts: 632
If you're not going to collect miles for this, what the hell is the point?
Feb 9, 14, 11:03 pm
#15
Join Date: May 2012
Posts: 384
Originally Posted by RamboAroundTheWorld
If you're not going to collect miles for this, what the hell is the point?
