Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Jan 3, 14, 9:12 am
  #226  
 
Join Date: Aug 2013
Location: Phoenix, AZ
Programs: US/AA, UA, AS, BA, IHG, HGP
Posts: 218
Originally Posted by debtinator
It looks like some people were able to add it 24 hours later. It prompted me to create a second amex login which I did. I'm wondering if I should ask to have them merged?

Can someone please confirm they have both a BCP or BCE and the Blue Cash managed within the same login? I'd like to move some credit line from the BCP > Blue Cash.

Thanks!
Yes, cards can be merged to same login.
TMKTakot is offline  
Old Jan 3, 14, 10:39 am
  #227  
 
Join Date: May 2012
Posts: 514
Which number is the best to call for PC?
mizzou1 is offline  
Old Jan 3, 14, 11:06 am
  #228  
 
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Originally Posted by pier11
My total credit will be ~90% of income. Good / bad? Time to close non efficient cards?
I'm up to 200% of my income, I wouldn't worry about 90%
LoneTree is offline  
Old Jan 3, 14, 11:27 am
  #229  
 
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
What would be an ideal CL to make this worthwhile?
I too applied for this card and got pending decision... I then remembered I already have this card as an AU on my mother's account! If I go for this what should I set CL to. She has good relationship with Amex and I don't want to ruin it by running up the card too fast...
Ideas?
rgAAFT is offline  
Old Jan 3, 14, 11:30 am
  #230  
 
Join Date: Sep 2012
Posts: 104
Originally Posted by js80
Just called in and had no trouble with a product change from BCE to this. Rep confirmed the 5% cashback features. At the same time I requested a transfer of $15k of the CL from my Delta Skymiles card to this account. Rep processed that request for approval and told me I'd receive a decision within 10 business days.

I was planning to apply for a WF card once my TYP runs out in a few months, but this was a lot easier.
i've called 2x and was not able to PC my BCE.
1st call: rep knew nothing and couldn't find it. never knew of the old 5% version

2nd call: immediately told the 5% card was killed last year and nobody can apply for it now. i asked for a super

the "super" was immediately familiar with the 5% BC card and told me all the benefits and asked if i wanted it. turns out she was no super--she was in the "new applications" dept! she said no PC available (because that's what the previous agent told her) and if i wanted anything other than a new application, i need to go back to the general customer service pool. fwiuw, they said if a customer calls and ASKS for the 5% card as a new application though, they still issue it.

will try a 3rd time later before i give up. :/
agent0068 is offline  
Old Jan 3, 14, 11:40 am
  #231  
 
Join Date: May 2012
Posts: 514
Originally Posted by agent0068
i've called 2x and was not able to PC my BCE.
1st call: rep knew nothing and couldn't find it. never knew of the old 5% version

2nd call: immediately told the 5% card was killed last year and nobody can apply for it now. i asked for a super

the "super" was immediately familiar with the 5% BC card and told me all the benefits and asked if i wanted it. turns out she was no super--she was in the "new applications" dept! she said no PC available (because that's what the previous agent told her) and if i wanted anything other than a new application, i need to go back to the general customer service pool. fwiuw, they said if a customer calls and ASKS for the 5% card as a new application though, they still issue it.

will try a 3rd time later before i give up. :/
I had a similar experience. Rep could find the card, but could not proceed with PC. He said the option to apply is available, but not PC. He checked whether the PC is available for my other Amex cards, which was not available for any.

Perhaps I will give a second call. Though, given the effort the rep made, I am not really positive another rep or super helps any better.
mizzou1 is offline  
Old Jan 3, 14, 12:12 pm
  #232  
 
Join Date: Jan 2013
Location: Denver
Programs: ALL OF THEM, NO STATUS ON ANY OF THEM!!
Posts: 30
My wife tried to PC the BCP but was told that she would need to restart a new application for it! We said no and I applied on my own since I am the one doing the MS anyway and was instantly approved.
PointsNmilesAddict is offline  
Old Jan 3, 14, 12:36 pm
  #233  
 
Join Date: Aug 2013
Posts: 182
just applied, was approved instantly. Anyone know how to check the credit limit I was approved for? I made my amex login, but it said to wait 24 hours before i can actually login and see data.

This should be a good card to keep around, as I didnt have any amex cards, and have been jealous of these sync offers that keep popping up.
golf7 is offline  
Old Jan 3, 14, 12:37 pm
  #234  
 
Join Date: Apr 2013
Location: The Empire State
Programs: CO (RIP), US (RIP), Amtrak. Lots of CC programs.
Posts: 442
Originally Posted by golf7
Anyone know how to check the credit limit I was approved for? I made my amex login, but it said to wait 24 hours before i can actually login and see data.
You can see your CL on the account summary page tomorrow.

If you're looking for another card for Amex Sync, I like the Fidelity Amex (2% cash back, no AF).
cuebert is offline  
Old Jan 3, 14, 12:42 pm
  #235  
 
Join Date: Aug 2013
Posts: 182
Originally Posted by cuebert
You can see your CL on the account summary page tomorrow.

If you're looking for another card for Amex Sync, I like the Fidelity Amex (2% cash back, no AF).
Thanks cuebert. Even with the minimal MS that I do, i think this old school blue cash card will be just right.
golf7 is offline  
Old Jan 3, 14, 1:32 pm
  #236  
 
Join Date: May 2012
Posts: 514
Any success story/tip for product change?

Any success story/tip for product change?
mizzou1 is offline  
Old Jan 3, 14, 1:49 pm
  #237  
 
Join Date: Jul 2010
Location: Midwest
Programs: AA LT Gold 1MM ,Hyatt Explorist,Marriott Platinum,HHonors Diamond
Posts: 364
Originally Posted by mizzou1
Any success story/tip for product change?
Negative....called 3 times to convert a regular blue with a 55K credit line ....no dice ...first CS said I need to apply for a new one and the second/third times CS said its no longer offered but can convert to the current Blue CE or Blue CP...

Last edited by OHijAAzi73; Jan 3, 14 at 2:26 pm
OHijAAzi73 is offline  
Old Jan 3, 14, 3:26 pm
  #238  
 
Join Date: Oct 2013
Posts: 252
Should I make a new login for this card, or should I add this to my BCP login, considering I might want to move some of my BCP credit limit to this new card? What is the consensus?
andres17 is offline  
Old Jan 3, 14, 3:28 pm
  #239  
 
Join Date: Jul 2012
Location: Heaven
Posts: 552
applied and was denied immediately..wonder what' going on. Score is pretty good but I think the denial might be due to recent CC apps (3 in last 2.5 months for AA Buss, Alaska 50k and US Air Barclay). Total 4 cards with amex (and 2 auth. cards). Score is 750+

Any recon numbers ?
coolblues is offline  
Old Jan 3, 14, 3:43 pm
  #240  
 
Join Date: Dec 2010
Posts: 5
Here are the 2 numbers I have as reconsideration:
800.962.7227 and 866.314.0237
calebb is offline  

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